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Private company employee retiring next April with wrong EPF father's name: Help needed?

Milind

Milind Vadjikar  | Answer  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Sep 06, 2024

Milind Vadjikar is an independent MF distributor registered with Association of Mutual Funds in India (AMFI) and a retirement financial planning advisor registered with Pension Fund Regulatory and Development Authority (PFRDA).
He has a mechanical engineering degree from Government Engineering College, Sambhajinagar, and an MBA in international business from the Symbiosis Institute of Business Management, Pune.
With over 16 years of experience in stock investments, and over six year experience in investment guidance and support, he believes that balanced asset allocation and goal-focused disciplined investing is the key to achieving investor goals.... more
Arun Question by Arun on Oct 29, 2023Hindi
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I work in private company. In EPF records my father's name is mentioned wrong. Next April I am going to retire. What should I do? Kindly advise.

Ans: Plz. Get the name corrected by following online or offline method(As per EPFO standard format) else it can cause difficulty during your withdrawal.
I suggest offline is better. In both cases your current employer has to endorse your name change request.

It may take 3-4 weeks for change to come into effect after you submit application.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sanjeev

Sanjeev Govila  | Answer  |Ask -

Financial Planner - Answered on Sep 20, 2023

Asked by Anonymous - Sep 08, 2023Hindi
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Hi, I have an issue with my EPF account and the issue is related to my name. Just to keep my name anonymous for this post I am using a sudo name that is Jack Jones Harry. I have an EPF account in the name of Jack Jones Harry. I tried to log in and I was asked to contact my employer to link my Aadhaar card to my EPF account. I contacted my Ex employer and they said the issue was that my EPF is under the name of Jack Jones Harry and my Aadhaar have the name Jack J Harry. Due to this, it shows a mismatch. I have clearly informed that its the same and in my Aadhaar card the Jack J Harry the J stands for Jones. They said they cant do anything and they have asked me to fill up a joint declaration form which is a requisite for a name change. I was not comfortable using this form as they have a column asking me the "wrong" name and corresponding correct name. Since my name Jack Jones Harry is not a "wrong" name, its Just that my aadhaar card has J mentioned instead of Jones. I was not comfortable filling out this declaration. I decided to go to the EPF office myself to check on this. However, they also provided me with the same format for name change. I am guessing I have two options one is change my Aadhaar card or submit the form for name change requisition. The issues is some bank accounts and property have my name as Jack Jones Harry and some property and bank details and mutual funds have my name as Jack Js Harry. I just wanted to run it by you and wanted to check is this a common issue and which is a better option. I really want to get it done as this has been pending since long.
Ans: I understand your situation. It's common to face issues with name variations in official documents. You can cater to this issue with 2 options- 1st is that you can change your Aadhaar card or you can submit requisition form to EPF office.

1. Aadhaar Card: If you want to align all your official documents with the name "Jack Jones Harry," you have to update your Aadhaar card to reflect the full name "Jack Jones Harry" to match your EPF account. You must visit an Aadhaar enrolment centre and providing the necessary documents for the name change.

2. Name Change Requisition Form: If you prefer not to change your Aadhaar card, you can go ahead and submit the joint declaration form for a name change requisition as requested by the EPF office. In this form, you can explain the discrepancy between your EPF account name and your Aadhaar card name as you've described which will require some additional documents and processing time.
The choice between these options depends on your personal preference and the hassle involved in changing your Aadhaar card. Ensure that you update your name consistently across all your official documents to avoid future issues.

..Read more

Sanjeev

Sanjeev Govila  | Answer  |Ask -

Financial Planner - Answered on Nov 15, 2023

Asked by Anonymous - Nov 12, 2023Hindi
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Sir I am 59 years old and I have worked in 2 companies for 12 years in previous company and 9 years 8 month in recent company total service (21 years and 8 months) and resigned I have submitted annexure k from my prior company to recent company with other document for pension to submit in EPFO but EPFO has not updated my past company service history that why i am not eligible for pension please suggest me what should i do so that EPFO updat my prior company service history
Ans: In response to your query, here's what you can do to resolve this issue:

Contact your previous employer: Reach out to your previous company's HR department and inform them about the missing service history in your EPFO account. Request them to verify your employment details and submit the necessary documents to EPFO for updating your service history.

File a grievance with EPFO: If your previous employer is not responding or cooperating, you can file a grievance with EPFO. You can do this online through the EPFO Grievance Portal or by visiting the nearest EPFO regional office.

Approach the Provident Fund Commissioner: If the grievance process doesn't resolve the issue, you can escalate the matter to the Provident Fund Commissioner (PFC). The PFC is the highest authority for resolving EPFO-related issues.

Submit documentary evidence: When filing a grievance or approaching the PFC, gather and submit any documentary evidence that supports your employment with your previous company. This could include salary slips, appointment letters, or any other relevant documents.

You can check the status of your grievance online or by contacting the EPFO regional office. Remember to keep copies of all communication and documents for your records, and persist in following up until the issue is resolved.

It may take some time, but with proper documentation and following the correct procedure, you should be able to resolve this issue and become eligible for pension benefits.

..Read more

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