Which tax regime is beneficial now for income 15L with investment of 1.5 L in 80C , 50000 NPS, 25000 80D and loan interest of more than 2L?

Ans: In case the entire sale proceeds (and not only the capital gain) from the sale of commercial property is invested into a new residential house, then one is completely exempted from payment of any tax on such capital gain subject max limit of 10 Cr.

Time limit for making the investment is:

1 year prior to the date of sale, or
2 years after the date of sale, or
3 years after the date of sale in case of construction of house property.

This is as per Section 54 F of the income tax act. Not applicable if you hold more then one residential property.

You may consult a CA for the CG working.

Ans: As a beginner, it’s good to start with simple poses and focus on your breath. Joining online yoga classes can boost your motivation and commitment. Seeing others progress will inspire you to stay consistent. A good yoga teacher will design creative sessions to keep things interesting and help you avoid boredom. Try short sessions at first, then slowly increase the time. Focus on how yoga makes you feel, both mentally and physically, and stay patient with your progress.

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ans: Your daughter can Gift the property to you. Gift deed should be executed, so that property is transferred in your favor. Applicability of Stamp Duty is a state matter & the same varies from state to state, you may refer to Haryana Govt. rules for this purpose.
Most welcome for any further clarification. Thanks.

Ans: Whenever your interest earned on FD crosses threshold limit as applicable, based on IT rules, TDS will be deducted by the bank.

Ans: Yes, learning yoga with a guru is essential. A guru will assess your health, flexibility, and needs to create a practice tailored just for you. They guide you in mastering each pose, ensuring you perform them safely and correctly. Without proper guidance, it’s easy to develop bad habits or even injure yourself. A guru also helps you elevate your practice step by step, offering motivation, corrections, and deeper insights. Their experience is invaluable for long-term progress.

R. Pushpa, M.Sc (Yoga)
Online Yoga & Meditation Coach
Radiant YogaVibes
https://www.instagram.com/pushpa_radiantyogavibes/

Ans: Since income of your wife is more than the basic exemption limit of income tax, bank has to deduct
TDS and deposit the same with the department. In future, you may not submit Form 15-G for this purpose.
Most welcome for any further clarification. Thanks.

Ans: Yes. you can purchase units, direct from Aditya Birla Sun Life company (office). there should not be any problem.
Most welcome for any further clarification. Thanks.

Ans: Nadeem Sir, you should talk to Government-Approved Overseas Job Consultants (especially for Singapore). You can apply for any Senior Level Position since you have good knowledge. But stay away from scams about jobs abroad. You can also use LinkedIn, which is a better tool. Have Plan B by trying for jobs in India also. All the BEST for Your Prosperous Future, Sir.

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Ans: Congrats to Your Daughter for joining SPA, Delhi. It is good with multiple career options. SPA has over 75% placement records, with around 70 companies visiting the Campus every year. Please advise your daughter to keep upgrading her skills, recommended by her college faculties, till her 4th year and campus recruitment drive. Also, she should have her LinkedIn Profile and keep updating it every 3-months. Putting Job Alerts, related to her domain, in LinkedIn will further help her to know the current/changing job market trends to prepare herself for Campus Placement/Off-Campus. All the BEST for Your Daughter's Prosperous Future.

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