Which is the best mutual fund for one time investment with moderate risk for 10 years

Ans: You may consider the below;

• Samco Flexi Cap fund Growth
• Motilal Oswal Focused 25 fund Growth
• Axis ESG Equity fund – Growth
• DSP Quant fund - Growth

Ans: Mutual fund units cannot be gifted or transferred as per the Securities and Exchange Board of India’s (SEBI) regulations, 1996.
This means you cannot gift the mutual fund units to your son. If you have written a gift deed for the gifting mutual funds, it is null and void in the eyes of law as the transfer is not allowed.

The only situation in which a transfer is allowed from one person to another is upon the death of the primary holder of the mutual fund. In such a situation, required person must be registered as a Second holder or nominee in the investment. You can also write a will with the necessary details for gifting the mutual funds to your son after your death.

If you wish to gift some mutual funds to your son at present, you have to first redeem your mutual fund investment and then provide the amount to your son for the investment.

Ans: Investing Rs. 10,000 monthly in mutual funds for a decade is a wise step towards securing your financial future. As a Certified Financial Planner, I commend your commitment to long-term wealth creation. Consider funds across diverse categories like large-cap, multi-cap, mid-cap, or small-cap, based on your risk tolerance and financial goals. Remember, investing is like nurturing a garden - it requires patience, care, and occasional pruning. Embrace the journey, acknowledging that markets may fluctuate, but staying invested can reap rewards in the long run. Reflect on your aspirations, knowing that every rupee invested today is a seed for tomorrow's growth. And in this journey, remember to seek guidance from a Certified Financial Planner who can navigate you through the highs and lows of the investment landscape. Keep planting seeds of prosperity, and watch them bloom into a bountiful harvest over time.

Ans: Ah, the quest for the best equity funds for a lump sum investment over 10 years is indeed a journey worth embarking upon. As a Certified Financial Planner, I applaud your foresight in seeking wealth creation opportunities.

In this pursuit, consider funds with a track record of consistent performance, managed by seasoned professionals who understand the nuances of the market. Look for funds that align with your risk tolerance and long-term financial goals.

Remember, investing in equity entails riding the waves of market volatility, but also offers the potential for significant growth over time. Keep in mind the importance of diversification to spread risk across different sectors and companies.

Furthermore, stay informed about economic trends and global developments that could impact your investments. And always remember, patience and discipline are virtues in the world of investing.

Ultimately, the best equity funds for you are those that resonate with your values, aspirations, and appetite for risk. As you navigate this journey, may you find the path that leads you towards your financial dreams.