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Sanjeev

Sanjeev Govila  |458 Answers  |Ask -

Financial Planner - Answered on Jul 23, 2023

Colonel Sanjeev Govila (retd) is the founder of Hum Fauji Initiatives, a financial planning company dedicated to the armed forces personnel and their families.
He has over 12 years of experience in financial planning and is a SEBI certified registered investment advisor; he is also accredited with AMFI and IRDA.... more
Avinash Question by Avinash on Jul 20, 2023Hindi
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Treatment for Diabetes is on going treatment, is life long expenditure on it how to adjust ? Whether medical prescription is required every time (Every three months) ) without hospitalization, cost of medicines, insulin injections frequent tests to check Blood sugar etc. Such expenditure can be adjusted against Fixed Monthly Medical Allowance for Govt Pensioners ? if not under any other Head/Section ?

Ans: There is no exemption or deduction available for treatment or ongoing medicines of diabetes.
Insurance companies will likely provide the health insurance will be granted only if the problem with the customer is not serious like regular intake of insulin etc. However central government employees have certain waive off or discounted treatment in CGHS empanelled entity/hospitals, which you may explore.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Name: Vivekanand Age: 46 Height: 5.9 Weight: 79 Madam, I have one query. I am diabetic. I am taking medicine regularly. Since I am a diabetic, I am following all the rules of life -- taking medicine as prescribed by doctor; exercise regularly, eating balanced diet. Even though I am doing all these rules, my diabetes is not under control. So I need suggestion for this to control my diabetes.
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Every individual has a different body type, dosha balance, genetic history, along with other lifestyle aspects. Therefore, standard balance diets are not always the answer.

It is important to understand the root cause, as diabetes could be due to any of the factors such as lifestyle issues, genetics or even suppression of emotions and excessive stress.

To arrive at a suitable diet plan, you first need to know which food groups are spiking your sugar levels.

Consult a diabetics specialist; they recommend a glucose monitoring patch that studies your current diet for a few weeks or more. Based on that report you can create a diet plan with help of a nutritionist.

Ayurveda can also be of great help. Visit a certified Ayurvedic doctor to check your dosha balance and take required treatment.

Meanwhile, you should take time out for activities that make you happy like gardening, spending time outdoors with nature, etc.

Also start Anulom Vilom pranayama every morning and cut down on unhealthy practices like smoking and drinking, untimely eating, snacking on packaged products, etc.

 

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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