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Samraat Jadhav |2213 Answers |Ask -Follow

Stock Market Expert - Answered on Mar 11, 2024

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Asked by Anonymous - Mar 11, 2024Hindi

Money

through IPO i received shares of Capital Small Finance Bank Ltd. the shares regularly declined. what to do???

Ans: Exit

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I have mentioned below shares under my portfolio kindly guide me to take further action

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Samraat Jadhav |2213 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 22, 2023

Question by Venkateshwar - Jun 13, 2023Hindi

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I have 400 shares of Ujjivan small savings bank shares.Please advise what to do?

Ans: Good quarterly growth in the recent results
Increasing Revenue every Quarter for the past 8 Quarters
Growth in Quarterly Net Profit with increasing Profit Margin (YoY)
Increasing Revenue every Quarter for the past 4 Quarters

Hold it, good prospects ahead.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

Samraat Jadhav |2213 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 11, 2025

Asked by Anonymous - Feb 11, 2025Hindi

Money

Similar investment of ipo first ipo got profit of one lacs they have again reinvested the same of 2+1 lacs profit in ipo of 10lacs promise to get 15 lacs but at the time of opening it has reduced to 9.50 lacs agin they invest 3 lacs full allotment one ipo and balance they have part invested 7 lacs of alloted ipo around 22 lacs and requesting me to pay 14 lacs which I said no funds now they are arranging topup of 14 lacs without interest but ipo listing rate 0.000325 asking me to give the confirmation which they will pay my account and in turn i will balance ipo of ken which is listing on 12/02/2025;if I say no it will have big consequences for not taking listed share in my name? What to do? My 9 lacs are blocked?

Ans: its a scam, please raise a complaint to cyber crime

Samraat Jadhav |2213 Answers |Ask -Follow

Stock Market Expert - Answered on Feb 11, 2025

Asked by Anonymous - Feb 11, 2025Hindi

Money

Same ipo question QUANTAIS is the whatsup group 2 lacs first ipo invested got profit of of 1 lacs again they have lured and investment around 10 lacs ( 3 + 7 lacs) in second ipo and lost money by 50000 but they have again blocked the fund for two ipos one full 4 lacs and balance 7 lacs in ken ipo and insisting to pay 14 lacs you will get 56 lacs which I have refused that don't have funds today they are arranging topup of without interest they will fund my bank and I have forward same to them and they will be charging 0.000325 on ipo listed amount if I don't agree i have to face consequences but they are assuring no loss will be there?

Ans: its a scam, please raise a complaint to cyber crime

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Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Question by Tonny - Feb 18, 2025Hindi

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Hi sir I am 42 years can I apply insurance 5 year ..I am working here gulf country I have NRI account yearly how much need to pay can you answer me details

Ans: Hello;

What is the sum assured you are looking at?

Is 5 year premium paying term?

Kindly clarify so as to advise you suitably.

Thanks;

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Question by Gregory - Feb 18, 2025Hindi

Money

how to select best performing midcap mutual fund for SIP

Ans: Hello;

What is the goal for which this investment is intended?

Also time horizon?

Based on your reply we can advise you suitably.

Thanks;

Milind Vadjikar |1036 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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I am 28 years old. I have decided to invest 40000 per month for 2years. Where should I invest? If it's in mutual funds, please suggest me the funds also.

Ans: Hello;

You may invest in equity savings type mutual fund with low to moderate risk rating.

It is a hybrid mutual fund with relatively lower allocation to direct equity.

Happy Investing;
X: @mars_invest

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Insurance, Stocks, MF, PF Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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I am planning to buy land loan for 10 lakhs. When approached ICICI, they informed minimum amount to be sanctioned is 20 lacs. Can I repay the surplus as part of EMI ? If yes , my monthly emi goes 1,75,000 My total income is 1.5 lacs per month and I can able to pay 1.75 emi by using the surplus and using the salary income Advise if it is wise decision? Interest rate at 8.75

Ans: Hello;

It's not fiscally prudent to borrow more then your requirement.

You may approach some other lender.
Even if rate of interest is slightly higher go for loan only for the required amount.

Also select a longer repayment period so the EMI burden will be lesser.

As and when you get surplus income like bonus do the loan principal repayment as early as possible.

You will also have to invest for retirement and other financial goals as well.

Best wishes;

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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Sir, kindly help me to.choose between DTU ( mathematics and computing) vs iiitD ( CSAM)

Ans: If you prefer a deeper focus on CS and AI/ML, go for IIIT Delhi (CSAM). If you like a balance of mathematics and computing with broader career options, choose DTU (Mathematics and Computing).

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Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Question by K - Feb 18, 2025Hindi

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My son scored 99.28 percentile in JEE Main. Will he get NIT Trichy.. Any core branches.? He is interested in NIT-T. What about BITSAT... Which is the best option?

Ans: Congratulations. I think he will get NIT-T. You can see previous year cut off. I always refer NIT-T over BITS. He should prepare for JEE - Advance for IITs

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Question by Naan - Dec 12, 2024Hindi

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I'm doing First year B tech - Electrical and computer science engineering, i would like seek your guidance about short term course which i can study during semester holidays.

Ans: Search NPTEL. Courses are free. You can choose any courses based on your interest. If you are interested to give exam, then only you have to pay. That is also very nominal

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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My son is in 10th standard. He scores around 91-92 percent so far and likes to study. He wants to prepare for IIT however we are confused if he should try to top colleges in India or should we consider education abroad in a good college. We will only be able to go for abroad education of he gets scholarship.

Ans: Fix target and then prepare accordingly. For IITs he has to prepare for JEE. For admission in colleges of other countries you have to prepare according to their need.

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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Hello Sir, my daughter is currently in 11th standard cbse board. She wish to do MBBS, but her physics and chemistry is weak. Can you pls suggest how to improve these. Also pls advise other options after 12th class.

Ans: Fix your target. It can be NEET for MBBS. She can take admission in any coaching institution to improve her physics and chemistry .

Dr Dipankar Dutta |771 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Feb 18, 2025

Asked by Anonymous - Feb 18, 2025Hindi

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I have got 92.28%ile in jee mains 2025 (general, female from Assam). Currently i also have my 12th boards going on, what will be the best option for now?

Ans: Your question is not clear to me. Which type of option?

Asked on - Feb 18, 2025 | Answered on Feb 18, 2025

Do I have any scope in govt college or I should start preparing for 2nd attempt? Because it has already become quite overwhelming for me to manage it with boards.

Ans: You should see previous year cut off. Next year you can concentrate only on JEE. So chances of getting higher percentile will be very high.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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