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Ramalingam

Ramalingam Kalirajan  |8077 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 12, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more
Sunil Question by Sunil on May 12, 2024Hindi
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Money

Thanks a lot for detailed answer. Sorry for confusing you. Actually I meant I will do tax filing for sure. I was just trying to say If my income cumulative is still less than 2.5L per year, I am tax free and can get the tax return by filing the tax, incase TDS is deducted. My understanding is correct, right. Yes PPF is tax free, I took this when I was resident. Thanks.

Ans: Welcome :)
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Asked by Anonymous - Mar 05, 2025Hindi
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My cholesterol is over 340 mg/dL. I am taking medication and I have been asked to do some exercises. I am 45 and my weight is 84 kg. Can you please suggest some yoga asanas to help reduce cholesterol levels?
Ans: High cholesterol can increase health risks, but with the right lifestyle changes, including yoga, diet, and medication, you can improve your heart health. Yoga helps by improving blood circulation, reducing stress, and boosting metabolism.

Yoga Asanas to Reduce Cholesterol:
? Surya Namaskara (Sun Salutations) – 6-12 rounds daily to improve heart health and burn fat.
? Bhujangasana (Cobra Pose) – Stimulates digestion and reduces belly fat.
? Setu Bandhasana (Bridge Pose) – Opens the chest and strengthens the heart.
? Ardha Matsyendrasana (Seated Twist) – Supports liver function and detoxifies the body.
? Vrikshasana (Tree Pose) – Improves balance and circulation.

Pranayama (Breathing Exercises) for Heart Health:
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Lifestyle Tips:
Eat a fiber-rich diet (fruits, vegetables, nuts, and whole grains).
Avoid oily, processed, and sugary foods.
Walk 30 minutes daily and stay hydrated.
Why You Need a Yoga Coach?
Practicing under guidance ensures you do the right asanas safely and effectively. With consistency and proper coaching, you’ll see positive changes in your health. Start today and take control of your well-being!

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Inderpaul

Inderpaul Singh  |44 Answers  |Ask -

Leadership Coach - Answered on Mar 05, 2025

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hello sir i am 17 year old girl i was a topper in class 10th after that i took dummy schooling plus online coaching in my 11th and 12th grade to prepare for neet but then i ruined my life completely by getting into social media and youtube addiction in 11th 1 used to spend 11hrs daily on social media my mental health was ruining i was having constant guilt and anxiety and then in 12th i did continued this routine until october my mental health was completely disturbed i dont have any friends i cant focus on studies my attention span is very bad i cant concentrate on my studies. i feel very bad for my parents they have told me to focus on my board and now my screen time is 3-4 hrs .i am trying to quit social media i have deleted instagram i cant delete youtube because i have to study but i cant study because of procastination now my boards are going on and i have completely ruined myself i dont think that i will be able to score more than 75 % in 12th .i scored 92 % in 10th .i feel bad for my parents they have very high expectation . i am loosing my mind day by day i dont know what to do .i am filled with all the negative thoughts .i have tried quitting social media or say dopamine detox but i have failed many times 13 -17 times .i cant fulfill my own promise which i made to myself .what should i do now?
Ans: Hello Zaira
Start with some steps as follows
1. 45 mts study window & then 5/10 mts break
2. Keep your phone off/locked and kept away during these 45 mts
3. Check phone only during scheduled breaks
4. Make notes & study from there rather than directly from online resources
5. Keep company with one or two focused students in your circle & interact regularly regarding studies etc.
Every time you feel the urge of going back to old ways, remind yourself of your immediate "Life Goals". There will be ample time for everything else later in life.
Remember there is no substitute for "DISCIPLINE" & that is the only way to reach your goals.
All the Best !!

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