Thanks a lot for detailed answer. Sorry for confusing you. Actually I meant I will do tax filing for sure. I was just trying to say If my income cumulative is still less than 2.5L per year, I am tax free and can get the tax return by filing the tax, incase TDS is deducted. My understanding is correct, right. Yes PPF is tax free, I took this when I was resident. Thanks.

Ans: The cyst size looks quite big. It is better to do CT abdomen with contrast to rule out any significant lesion. If it turns out to be benign you need to do yearly scans.

Ans: Abin, The future of SSC's qualifying requirements is uncertain, but it is suggested that the test's emphasis on merit rather than academic grades could be impacted. Performance in the selection process is more important than academic records for most government tests, including SSC CGL. Any changes to eligibility requirements would be made public, and transitional rules may be in place. To prepare, focus on aptitude, reasoning, and topic knowledge in SSC CGL. If concerned about changes, consider other options like state-level government exams or competitive tests. Stay updated on SSC's changes. All The Best for Your Prosperous Future.

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Ans: You are pre-diabetic. Just follow diabetic diet and regular exercise daily.

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Ans: Coursera and LinkedIn Learning offer various certifications in accounting and finance, including Tally ERP 9 or TallyPrime, QuickBooks Online, Analyst for Financial Modeling and Valuation (FMVA), First Level of Chartered Financial Analyst (CFA), GST Certification Course on Tax & Compliance, Tax Filing Course, and SAP Financial Accounting and Controlling (SAP FICO). Coursera also provides Excel Skills for Business and Power BI and Tableau courses for data visualization.

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Ans: Tummy tuck surgery is one of the most rewarding plastic surgeries. All ur issues will be sorted out and additional benefits like better posture and thus reduced back pain are bonus.
There are no major risks in this surgery in general.
Please visit a plastic surgeon and get detailed consultation.

Ans: Thank you for your question. I have responded to a similar question recently. You may check my answer here
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Ans: Thank you for your question. I have responded to a similar question recently. You may check my answer here
If you are looking for more details, I would be happy to assist/guide you. All The Best for Your Prosperous Future.

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Ans: Sir, Financial Risk Managers (FRMs) are professionals who identify, analyze, and mitigate financial risks, including market, credit, operational, and liquidity risks, to ensure organizational stability. They are in high demand across various sectors, including banking, investment firms, insurance companies, asset management, consulting, and regulatory bodies. FRMs develop risk models, stress test portfolios, create hedging strategies, and advise on risk mitigation policies. They work closely with senior management to align risk strategies with business goals. The FRM certification, awarded by the Global Association of Risk Professionals (GARP), opens doors to careers in major financial hubs. Career progression and salaries are competitive, making FRM a lucrative field. The scope for FRMs continues to expand as organizations prioritize proactive risk management. All The Best for Your Prosperous Future. Follow RediffGURUS to Know More on 'Jobs|Education|Careers'.