Tejas ji, I am a teacher by profession. Last FY, I opted for the old tax scheme and using all available options brought my taxable income to just under 5 lakhs. So no TDS was deducted by my employer. However, in March 2023, I withdrew Rs. 65000 from my tax saver mutual fund due to urgent needs. Can you please tell me if there is any tax due coz of this withdrawl? Which ITR form do I need to file this year?

Ans: Hello dear
What is the harm in applying? You are eligible to register for CSAB?Special counselling rounds. Keep fighting until you gain admission to a reputed college with your preferred branch.

Good luck.
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Radheshyam

Ans: Many doctors who have completed their MBBS abroad but have not cleared the FMGE (Foreign Medical Graduate Examination) in India face similar dilemmas, especially when balancing family responsibilities, emotional well-being, and career aspirations at a later stage. The FMGE pass rate is low, and the exam can be overwhelming for mothers with young children and household responsibilities, often leading to frustration or self-doubt. However, your medical background is valuable and opens diverse pathways beyond clinical practice in India. Alternate options include enrolling in online or hybrid post-graduate diploma or certificate courses in medical writing, clinical research, pharmacovigilance, public health (MPH), hospital administration (MHA), or health informatics. These courses—offered through institutions like the Public Health Foundation of India (PHFI), Indian Institute of Clinical Research (ICRI), Medvarsity, and Symbiosis—generally require minimal entrance barriers, flexible timings, and often blend self-paced study with project work or internships. Roles in medical content writing, clinical research, health insurance, hospital and healthcare management, medical coding, pharmaceuticals, and telemedicine are accessible to foreign MBBS graduates and in high demand. Careers in public health, NGOs, digital health startups, and medical counseling are also viable, with NGOs and research bodies valuing your education, communication skills, and empathy. Registered health consultants, healthcare IT specialists, nutritionists, wellness program managers, and educators for pre-medical entrance coaching are in demand, and some private hospitals and health-tech companies employ graduates for junior management, documentation, process quality, or outreach roles. Upskilling through shorter, certified programs (3–12 months) either digitally or through nearby centers can build confidence and reignite professional engagement. Look for institutions that provide recognized certifications, industry-accredited faculty, robust academic support, project-based learning, and established placement assistance—essentials for sustainable career progression and personal development.

Building a new career may seem daunting, but your foundational knowledge, life experience, maturity, and resilience are assets that bring credibility and empathy in many healthcare-adjacent and academic roles. If you choose to reskill, your medical education will remain an advantage as you transition into roles that offer both professional fulfillment and a better work-life balance suited for mothers. Take small, actionable steps—start with a focused short-term course or consider part-time/remote roles initially to gain confidence and practical exposure. Positive and self-compassionate thinking, coupled with steady professional upgrades, will influence your family and child, modeling resilience and lifelong learning.

RECOMMENDATION: Prioritize short-term upskilling—such as clinical research, hospital administration, medical writing, or public health—through reputed online or hybrid programs that offer flexible scheduling and strong placement support, allowing you to quickly enter the workforce. Your medical expertise, when combined with targeted training, can unlock impactful roles, restore your confidence, and enhance your family’s well-being while balancing personal responsibilities and securing a respected, independent career path. All the BEST for Your Prosperous Future!

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Ans: its a Scam, stay away and file a complaint.

Ans: The Merger in 2005 into Jsw Steel decrease the shares to 16 and then stock split of jsw steel in 2017 makes it 160.

plz note: this calculation is based on information available on public domain. The correct calculation will be done by Kfintech who is the registrar for this issue. I would suggest to connect with them and get the right information.

Ans: Hello dear.
Both are good options. Considering the opportunities in the tech field and the manpower demand, it is advisable to pursue AI+ML @ BIT Mesra for careers focused on software and AI.

Good luck.
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Radheshyam

Ans: Hello dear.
Chanakya University appears to be the strongest option, especially given its new advanced lab facilities backed by Biocon. BMSCE and MSRIT are well-established with good reputations, and they are more traditional engineering colleges. Go with Chanakya if possible.

Good luck.
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Radheshyam

Ans: Hello dear
Preference order: (1) CSE @ IIIT SriCity, (2) CSE @ BIT Mesra (3) AI+DS @ NIT Kurukshetra (4) AI+ML @ NIT Kurukshetra (5) IT @ IIIT Lucknow. The final choice will be yours.

Good luck.
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Radheshyam

Ans: Hello dear
Prefer CSE @ BIT Mesra if possible. The final decision will be yours.

Good luck.
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Radheshyam

Ans: HI
DIFFICULT. BEING THIS ROUND, FILLING THE VACANT SEATS.
TRY FOR PRIVATE COLLEGES.