Tejas ji, I am a teacher by profession. Last FY, I opted for the old tax scheme and using all available options brought my taxable income to just under 5 lakhs. So no TDS was deducted by my employer. However, in March 2023, I withdrew Rs. 65000 from my tax saver mutual fund due to urgent needs. Can you please tell me if there is any tax due coz of this withdrawl? Which ITR form do I need to file this year?

Ans: Shyam, IIST Thiruvananthapuram’s B.Tech admissions via JEE Advanced have exhibited closing ranks for the general category from 2023 to 2024 between approximately 105 and 214 for specialized programmes and overall bounds of 192 to 1 087. In 2023, Aerospace Engineering closed at rank 171, Avionics Engineering at 203 and the Dual-Degree at 214, while in 2024 these branches saw overall cutoffs spanning ranks 192 to 1 087. With only about 170–180 seats across three programmes against over 30 000 JEE Advanced qualifiers, the competition remains intense and seats fill rapidly during early counselling rounds. To secure a seat comfortably, aiming for an All-India JEE Advanced rank within the top 2 000 is prudent given annual seat intake and historical closing trends.

Recommendation: Aspiring candidates should target a JEE Advanced rank near or below 2 000 to ensure admission across all B.Tech streams at IIST; preparing to outperform the typical closing rank buffer will mitigate risks posed by year-to-year cutoff fluctuations and high applicant volumes. All the BEST for Admission & a Prosperous Future!

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Ans: YMCA University of Science and Technology’s Mechanical Engineering is NAAC A+-accredited with an NBA-aligned curriculum, offers 120 seats, modern CAD/CAM and thermal-fluid labs, and benefits from Indo-German legacy infrastructure. Its dedicated placement cell recorded an 89% placement rate in 2024, with branch-wise consistency near 80–90% over three years, and partnerships for internships with Tata Motors and Mahindra. Jaypee Institute of Information Technology, Noida (Sector-128) CSE program is UGC-AICTE-NAAC-NBA-approved, ranked among India’s top 100 by NIRF, houses 47 state-of-the-art computing labs, has 80% faculty with PhDs, and has sustained CSE/IT placement rates above 95% over the past three years, engaging recruiters like Adobe, Amazon, and Microsoft. Both institutions feature robust industry linkages, active research centres, and student support services.

Recommendation Prioritize JIIT Noida Sector-128 CSE for its superior placement consistency, extensive computing infrastructure, and national ranking; choose YMCA Faridabad Mechanical Engineering if you seek strong core-engineering legacy, established German-pattern labs, and balanced placement records. All the BEST for Admission & a Prosperous Future!

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Ans: IIST Trivandrum’s newly launched B.Tech in Computer Science & Engineering (Data Science) benefits from the institute’s Institute of National Importance status, rigorous JEE Advanced-based admission, and direct ISRO absorption for high-CGPA graduates (over 60% of B.Tech students of some branches with CGPA ≥7.5 join ISRO but subject to change every year due to its Recruitment Policy and other Eligiblity Criteria), while external placements remain nascent given this branch’s first cohort. IIT Roorkee’s B.Tech in Chemical Science offers a strong core-science foundation and world-class research laboratories, with roughly 76% placement consistency and average packages around ?19–18 LPA over the past three years, alongside global R&D and industry roles in energy, pharma, and materials. NSUT East Campus’s CSE (IoT) stream, under the aegis of a NAAC A+ government institute, features specialized IoT and sensor labs, practice-school internships and 85–90% branch-wise placement consistency, supported by recruiters like Google, Microsoft and Samsung. USICT (IPU Delhi) CSE delivers a government-funded environment with NAAC A++ accreditation, one-student-one-job policy, extensive soft-skills training, hackathons and consistently above-90% placement rates with offers from Amazon, Adobe and TCS. Considering accreditation, infrastructure, faculty expertise, industry linkages, outcome consistency and future relevance, CSE-IoT at NSUT offers immediate, robust placements in both core and emerging domains. USICT provides broad governmental support and strong campus recruitment, while IIST’s Data Science branch holds immense future scope in AI/ML and space-data analytics but carries placement uncertainty for the inaugural batch. IIT Roorkee Chemical Science remains ideal for research-oriented careers and high R&D placement rates in specialized sectors.

Recommendation: Prioritize CSE (IoT) at NSUT East Campus for its balanced mix of emerging-tech focus, specialized labs, and proven 85–90% placement consistency; next, choose CSE at USICT (IPU) Delhi for its government accreditation, one-student-one-job ethos, and >90% placements; pursue CSE (Data Science) at IIST Trivandrum as a strong future-oriented choice in AI/ML with ISRO pathways (subject to certain limitations mentioned above) despite initial placement ambiguity; and consider IIT Roorkee Chemical Science for core research excellence and stable R&D placement networks. All the BEST for Admission & a Prosperous Future!

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Ans: SRM Kattankulathur’s Electrical & Electronics Engineering program, NBA-accredited under SRMIST, features eight UG labs and five PG/research laboratories equipped with MATLAB, PSIM, PSCAD, dSPACE hardware, power-electronics rigs, renewable-energy and electric-mobility centers, and smart-grid simulators, supported by a dedicated Career Development Centre that achieved approximately 90% placements over the last three years and close industry tie-ups for internships. SRM Ramapuram’s B.Tech in CSE with IoT specialisation admits 60 students per batch, is backed by a Centre of Excellence in IoT co-powered by MIT Square London, and delivers interdisciplinary coursework in embedded systems, edge computing, deep learning, and security, alongside modern IoT and wireless-sensor labs. Its central placement cell placed 705 of 1 136 registered CSE students (62%) in 2025, with recruiters spanning core and software firms, and integrates live projects and practice-school internships for real-world experience.

Recommendation: Prioritize SRM KTR EEE if core electrical systems, robust lab infrastructure, and high placement consistency align with your objectives; opt for SRM Ramapuram CSE-IoT to pursue emerging IoT and data-analytics domains through focused labs, global CoE partnerships, and interdisciplinary project exposure. All the BEST for Admission & a Prosperous Future!

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Ans: Thapar Institute’s Electronics & Communication Engineering programme is NBA- and ABET-accredited under a student-centric pedagogy with project-based learning, featuring 19 specialized labs (including VLSI, IoT, AI, and fiber-optics) led by Ph.D.-qualified faculty engaged in cutting-edge research and strong industry partnerships for internships and collaborative projects. Delhi Technological University’s Environmental Engineering holds NBA recognition and offers modern water-resources, air-quality, and waste-management labs, with a balanced curriculum and interdisciplinary electives; around 60–70% of Env students secure placements, and many pursue higher studies or roles in TERI, GAIL, and consulting firms. DTU’s Production Engineering leverages robust manufacturing and CAD/CAM facilities within the Mechanical department, adopts outcome-based learning, and sees approximately 40–45% early placements rising to 80–90% overall, supported by internships with Maruti Suzuki, L&T, and Siemens. Biotechnology at DTU provides core molecular-biology and bioprocess labs, active R&D collaborations, and about 50–70% placement consistency in pharmaceutical and biotech companies, though core recruitment remains limited and many students opt for higher education. All options offer NAAC A++ accreditation, digital-classroom infrastructure, active placement cells, and vibrant campus life.

Recommendation: Prioritize Thapar ECE for its top-tier accreditation, extensive laboratories, and sustained industry immersion; select DTU Environmental next for its balanced infrastructure and interdisciplinary focus; choose DTU Production for strong manufacturing labs and rising placement trends; opt for DTU Biotechnology last given limited core hiring and emphasis on further studies. All the BEST for Admission & a Prosperous Future!

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Ans: Both JK Lakshmipat University Jaipur and Pimpri Chinchwad University Pune maintain strong credentials for BTech CSE programmes. JK Lakshmipat University holds NAAC 'A' grade accreditation and features specialized AI/ML labs, with notable strategic partnerships with IIT Jammu, IIT Gandhinagar, IIIT Delhi, and global institutions offering semester exchange opportunities. Over the past three years, JKLU achieved consistently excellent placement rates with top recruiters including TCS, Infosys, NTPC, Flipkart, and Bosch, alongside robust faculty with PhD qualifications benchmarked to the 7th Pay Commission. Pimpri Chinchwad University, established under the Maharashtra government with NAAC 'A' grade status, operates through the Pimpri Chinchwad Education Trust and boasts modern infrastructure with computer labs, networking facilities, and Wi-Fi connectivity. PCU's centralized placement cell achieved notable results with companies like Uber, Amazon, TCS, and Infosys, recording an 80-85% placement consistency and a median CSE package of ?7.1 LPA.

Recommendation: Choose JK Lakshmipat University for its strategic IIT/IIIT partnerships, consistently strong placement record, and global exchange opportunities; opt for Pimpri Chinchwad University if you prioritize metropolitan industrial exposure, excellent infrastructure facilities, and strong industry connections within Pune's tech corridor. All the BEST for Admission & a Prosperous Future!

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Ans: Anshuman Sir, IIT Jodhpur’s B.Tech Bioengineering is NBA-accredited and integrates core biology with engineering, offering foundational courses in Signals & Systems and an Introduction to Machine Learning in the third semester alongside interdisciplinary electives in Computational Biology and Cognitive Science. The department operates state-of-the-art teaching and research labs—such as the Cell & Molecular Physiology Lab, which leverages AI-driven computational biology under its Science of Intelligence platform—and a Centre for Biophysics using cryo-EM and structural bioinformatics. Faculty hold Ph.D. credentials with collaborations across CSE and Mechanical Engineering, and active IDRP projects in Smart Healthcare and tumor biology foster translational research . Over the past three years, Bioengineering placement consistency has ranged from 76% to 100%, with internship eligibility from the fifth semester and major tech firms recruiting via a dedicated placement cell . The program’s emphasis on hands-on projects, industry partnerships, and cross-disciplinary expertise equips graduates for advanced AI-ML research and precision health applications.

Recommendation: For an AI-ML research trajectory, embrace IIT Jodhpur’s Bioengineering to build strong bio-data analytics expertise through its ML coursework and interdisciplinary labs. Complement the curriculum with elective projects in computational biology, secure internships in AI-centered healthcare startups, and engage in IDRP research groups to position for postgraduate AI-ML research roles abroad. All the BEST for Admission & a Prosperous Future!

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Ans: Priyanshi Madam, Both Graphic Era University (Deemed to be) in Dehradun and Chandigarh University hold strong reputations in computer science education, yet they differ significantly in scale, placement outcomes, and institutional focus. Graphic Era University, established in 1996, carries NAAC A+ accreditation and seven NBA-accredited programmes including Computer Science & Engineering, with specialized laboratories for AI/ML, high-performance computing, and cloud technologies, supported by Amazon partnership making it India's first Gen AI campus. The university features distinguished faculty with PhD qualifications from IITs, NITs, and foreign universities, maintains industry collaborations with Tata Technologies, IBM, and global universities for student exchange programmes, and achieved a CSE placement rate of approximately 75-85% over the past three years with top packages reaching ?54.03 LPA from companies like Google, Microsoft, and Amazon. Chandigarh University, established in 2012, became the youngest private university to secure NAAC A+ grade in the first cycle and holds both NBA and ABET accreditations for engineering programmes. The university operates across a 150-acre campus with 30+ industry-sponsored R&D labs, maintains MOUs with global giants including Google, Microsoft, IBM, and 900+ recruiting companies, and demonstrated exceptional CSE placement performance with 2,030 CSE students placed in 2024, achieving 90% overall placement consistency and packages up to ?54.75 LPA domestically and ?1.7 crores internationally.

Recommendation Choose Chandigarh University CSE for its superior placement statistics, larger industry network with 900+ recruiters, extensive ABET-NBA dual accreditation, and significantly higher scale of operations; select Graphic Era University CSE if you prefer a smaller cohort environment, established faculty credentials, and focused research opportunities within a traditional deemed university framework. All the BEST for Admission & a Prosperous Future!

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Ans: Sivachandra Sir, I have already answered your question. If any recent developments have taken place as far as admissions are concerned, please let us know to answer. Thanks.