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Ramalingam Kalirajan |8125 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 12, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by Srinivas on Apr 12, 2024Hindi

Money

Hi sir.I am srinivas.my age is 43 investing from fast 1yr in sbi small cap fund(10,000). I want to invest more pls suggest some mfs

Ans: Considering your investment in SBI Small Cap Fund, you may diversify your portfolio by adding funds from different categories like large cap, multi-cap, or balanced funds. Always research and consult a financial advisor before investing.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Siddhi - Apr 22, 2022Hindi

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I am 25 years old. I am planning to invest 10k per month in MF. I earn around 30,000. Please suggest me the various MFs in which I can invest for a minimum term of 3 years.

Ans: You may invest Rs. 2500 each in these funds:

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Question by Devendra - Jun 10, 2022Hindi

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I want to invest around 10,000/- pm in MFs. Following are some of the funds suggested by my friends. SBI Contra Fund - Direct Plan - Growth BOI AXA Tax Advantage Fund - Direct Plan Growth IDFC Tax Advantage (ELSS) Fund - Direct Plan - Growth Quant Active Fund Direct-Growth Aditya Birla SL India GenNext Fund (G) Reliance Growth Fund (G) Tata Equity P/E Fund (G) Axis Bluechip Fund - Direct Plan - Growth Aditya Birla Sun Life Digital India Fund Growth Tata Digital India Fund Growth Parag Parekh Flexi cap Growth Can you please advise which are the best ones from above or your advice to invest in others?

Ans: Sectoral funds are there, only one can be looked upon, 4, 7, 8, 11 seems better options

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Head, Rank MF - Answered on Sep 16, 2021

Question by Rajendra - Sep 16, 2021Hindi

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I am not so much into MFs but started investing around 1.5 yrs back in the below funds. Being a middle class person and having two kids (8 years and 2 years), I am planning to invest a bit more and have some decent amount after 10-15 years. Please suggest one or two good MFs in which I can start investing. Also suggest any changes that I need to make in my present portfolio -- like increase, decrease or stop. Parag Parikh Flexi Cap (G) Rs 1,500 per month ICICI Pru Multicap (G) Rs 1,000 per month DSP Ultra Short (G) Rs 1,000 per month

Ans: The above funds are fine presently. Additionally, you may look at:

Axis ESG Equity Fund -- Growth

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Nikunj Saraf |308 Answers |Ask -Follow

Mutual Funds Expert - Answered on Oct 10, 2022

Question by Sai - Oct 10, 2022Hindi

Money

Hello Nikunj - I am 40 and wish to start investing in MFs. I can invest up to 1.3 lakh per month. My aim is to continue investing it for next 5 years and have maximum returns. My risk appetite is moderate to high. Please advise which funds I should look at.

Ans: Hello Sai Kumar. Thanks for discussing your requirements. I recommend investing in the following schemes based on all factors:

Quant Flexi Cap Fund -- 40000
Canara Robeco Emerging Equities Growth -- 40000
Axis Mid Cap Fund -- 30000
Nippon India Small cap Fund -- 20000

Total: 130000

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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