I am not so much into MFs but started investing around 1.5 yrs back in the below funds.

Being a middle class person and having two kids (8 years and 2 years), I am planning to invest a bit more and have some decent amount after 10-15 years.

Please suggest one or two good MFs in which I can start investing. Also suggest any changes that I need to make in my present portfolio -- like increase, decrease or stop.

Parag Parikh Flexi Cap (G)	Rs 1,500 per month
ICICI Pru Multicap (G)	Rs 1,000 per month
DSP Ultra Short (G)	Rs 1,000 per month

Ans: Hello Suresh
Amrita is a reputable university. It has trained faculty and a good ROI and placement record. Yes, it is worth studying there.

Good luck.
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Radheshyam

Ans: Sejal, Birla Institute of Technology, Mesra’s Electronics & Communication Engineering is NBA-accredited and boasts modern signal-processing, VLSI and embedded systems labs. Its 2024 ECE placement rate stood at 60% with an average package of ?16 LPA and recruiters like Microsoft and Amazon. M.S. Ramaiah Institute of Technology’s B.E. in Artificial Intelligence & Machine Learning, affiliated to VTU and holding NAAC A+ and NBA accreditation, features specialized AI, ML and data-analytics labs, IBM collaborations and over 46 industry MoUs. The program achieved a 95% placement rate in 2023 with an average package of ?7.66 LPA and top offers from Amazon, Google and Adobe.

Recommendation: Choose BIT Mesra ECE for stronger core-electronics placement consistency and higher average packages. Opt for MSRIT AI-ML if you prioritise specialized AI infrastructure, extensive industry tie-ups, and a near-perfect placement rate in a rapidly growing domain. All the BEST for a Prosperous Future!

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Ans: Koneru Lakshmaiah Deemed-to-be University’s Vijayawada campus offers a B.Tech in Computer Science & Engineering under UGC Category-1 status with NAAC A++ accreditation and a 100-acre, Wi-Fi-enabled campus featuring 344 smart classrooms, 25 research labs, industry-collaborative facilities (Microsoft, Cisco, IBM) and extensive transport services. Shiksha reports an 80% CSE placement rate over three years with an average package of ?7.8 LPA and over 2,000 offers in 2024 from 123 recruiters, alongside guaranteed internships and active incubation support. A 4.4/5 infrastructure rating reflects robust hostels, sports complexes and modern amenities, while a 21 Gbps fiber network underpins academic activities. All the BEST for a Prosperous Future!

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Ans: Sreenivas Sir, IIT Dharwad and IIIT Trichy offer stronger computing?centric environments and higher placement consistency compared with RGIPT’s Mathematics & Computing. RGIPT’s B.Tech in Mathematics & Computing reported a 65% placement rate in 2022–23 with median salaries around ?9.5 LPA, reflecting growing but still maturing recruitment in tech roles. IIIT Trichy’s CSE program achieved 74% overall placements in 2023–24 with an average package of ?10 LPA and median ?7 LPA, supported by top recruiters like Amazon, NVIDIA, and TCS and robust internship pipelines. IIIT Dharwad’s CSE saw an 87.6% placement rate in 2023 with an average package of ?18.53 LPA and median ?12.56 LPA, highlighting strong industry ties and research opportunities in AI, data science, and cybersecurity. Both IIITs provide AICTE/NAAC A++ approvals, dedicated computing labs, and active career cells, whereas RGIPT’s bespoke curriculum excels in quantitative theory but offers fewer dedicated CS research centres and lower tech?sector recruitment.

Recommendation: Enrol in IIIT Dharwad CSE for its superior placement consistency, higher average packages, and extensive research infrastructure. Choose IIIT Trichy CSE for balanced academic rigor, solid average packages, and strong industry partnerships. Opt for RGIPT Mathematics & Computing only if you prioritise a mathematically intensive curriculum with PSU?focused internships and lower tuition fees. All the BEST for a Prosperous Future!

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Ans: Hello Ayush
Reconsider the idea of taking a drop just to get admission to a private college. It's better to opt for a B.Tech. in CSE to save a full year. The final decision will be yours.

Good luck.
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Radheshyam

Ans: Sikkim Manipal Institute of Technology’s Jaipur CSE program, NBA- and NAAC-accredited, pairs a comprehensive curriculum with industry collaborations, offering modern computing labs and a 95% placement rate over the last three years, with an average package of ?6 LPA. NMIMS Navi Mumbai’s B.Sc. Data Science, NAAC A+-accredited and AICTE-approved, features a focused analytics syllabus, dedicated data-science labs, faculty with industry experience, and guaranteed internships; its inaugural batches achieved 100% placement, averaging ?4.27 LPA and strong recruiter engagement across IT and analytics firms.

Recommendation: Opt for Sikkim Manipal Jaipur CSE for robust core computing education, superior placement consistency, and higher average packages. Choose NMIMS Navi Mumbai Data Science if prioritizing specialized analytics training, guaranteed internship pipelines, and a dedicated data-science ecosystem. All the BEST for a Prosperous Future!

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Ans: Hello dear.
Target newer NITs, IIITs, and GFTIs like IIIT Una, NIT Mizoram, IIIT Agartala, or GKV Haridwar in CSAB counselling for CSE or related branches.

Good luck.
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Radheshyam

Ans: Hello dear
Consider: (1) SMBT Dental College, (2) Pravara Institute of Medical Sciences, (3) MA Rangoonwala Dental College, etc. Apart from these, there are many private colleges in Maharashtra. The detailed list is given in the brochure published by CET Cell. To download it, visit https://cetcell.mahacet.org/

Good luck.
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Radheshyam

Ans: BIT Mesra’s Electrical & Electronics Engineering offers a rigorous curriculum in power systems, electronics, and control with modern labs and industry projects, achieving around 69% placement rates over the past three years. RGIPT’s BTech Chemical Engineering (Renewable Energy) specializes in thermodynamics, process design, solar/wind energy conversion and electrochemical systems with small cohorts and strong PSU linkages, though placement data are emerging with average packages near industry benchmarks of ?10.9 LPA and 45–55% placement in inaugural batches.

With a COMEDK rank of 6,969, assured CSE seats are available at institutions whose closing ranks exceed 6,969, such as Acharya Institute of Technology Bengaluru, Atria Institute of Technology Bengaluru, Cambridge Institute of Technology Bengaluru, Don Bosco Institute of Technology Bengaluru and T John Institute of Technology Bengaluru.

Recommendation: Choose BIT Mesra EEE for its proven high placement consistency, robust core-electrical infrastructure and broad recruiter network. Pursue RGIPT Renewable Energy if you seek a niche energy-sector focus with strong PSU ties and hands-on renewable labs. For COMEDK CSE, lock in at Acharya Institute of Technology or Atria Institute of Technology for their competitive curricula, modern facilities and reliable 75–85% placement records. All the BEST for a Prosperous Future!

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