I have SIPs since 2015 for the following mutual funds. Shall I can still continue in these schemes or shift to some other schemes? Also would like to know the reason for the same.

Name of the Fund Category RankMF Star Rating

RELIANCE TAX SAVER (ELSS) FUND Equity - ELSS 2

Franklin India Focused Equity Fund Equity - Focused Fund 2

Aditya Birla Sun Life Equity Fund Equity - Multi Cap Fund 4

HDFC Small Cap Fund-Direct-Growth Equity - Small cap Fund 2

SBI focused equity fund Equity - Focused Fund 5

Ans: You may continue with 4 & 5-Star rated ones and rest can be relooked.

ELSS Motilal Oswal Long Term Equity Fund

Focused:

Axis Focused 25

DSP Focused Fund

Small Caps:

Kotak Small Cap

Axis Small Cap

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

Ask Anonymously

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 07, 2022

Question by Amit - Jul 07, 2022Hindi
Listen

I am 27 years. I have started my sip in 2017 in following schemes. Should I continue for these schemes or require any changes? I am long term investor. 1. Mirae Asset Bluechip fund -- 4500 2. L& T midcap Fund -- 1500 3. Nippon india small cap fund -- 1500 4. Kotak standard multicap fund -- 1500 5. Parag Parikh flexicap fund -- 1000

Ans: No Change is required, please continue

..Read more

Money

Share

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jul 08, 2022

Question by Giriprasad - Jul 08, 2022Hindi
Listen

I am investing in SIP mode in these funds for the past 4years.i would like to continue the same for 5 years and above. Please advice if these funds are good to continue. Canara robeco flexi cap-2500 Mirae asset emerging bluecip-2000 Sbi small cap-1500 Paragh parikh glexi cap-2500 I have recently added sip in these funds Tata digital fund-1000 Navi nifty bank index-500 Motilal oswal s&p-2000 PGIM flexi cap-5000 Quant small cap-1000

Ans: Please continue

..Read more

Money

Share

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jan 04, 2021

Question by rohan - Jan 04, 2021Hindi
Listen

I have SIP in following funds since last 3 years should i continue or switch: 1.ABSL Pharma fund growth 2.ABSL digital fund growth 3.ABSL low duration fund 4.ICICI asset allocator fund 5.SBI Banking and finance fund 6.ABSL Banking and finance fund

Ans: In Large Cap: Axis Bluechip Fund - Growth is a better option

Too many Sectoral Funds; the risk of concentration is high; instead diversified funds are better option.

UTI Equity Fund – Growth

DSP mid cap Fund – Growth

Tata Large & Mid Cap Fund - Growth

Canara Robeco Emerging Equities – Growth

Above funds have decent exposure to Pharma, Banking and Technology

Rest of the funds are okay.

..Read more

Money

Share

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 29, 2019

Question by Pranab - Nov 29, 2019Hindi
Listen

Dear Sir, Greetings! I am 45 years; I have the following ongoing SIPs. Kindly advise me if I should continue or switch. Mirae Asset Emerging Bluechip Fund Mirae Asset Tax Saver Fund Birla Sunlife Frontline Equity Fund DSP Midcap Fund ICICI Prudential Value Discovery Fund HDFC Midcap Opportunities Fund Name of the Fund Name of the Fund RankMF Star Rating Mirae Asset Emerging Bluechip Fund Equity - Large & Mid Cap Fund 4 Mirae Asset Tax Saver Fund Equity - ELSS 4 Birla Sunlife Frontline Equity Fund Equity - Large Cap Fund 4 DSP Midcap Fund Equity - Mid Cap Fund 4 ICICI Prudential Value Discovery Fund Equity - Value Fund 2 HDFC Midcap Opportunities Fund. Equity - Mid Cap Fund 3

Ans: You may continue with funds with 4 star ratings.

Top 2 Equity value funds are (4-Star rated)

Tata Equity PE fund

UTI value opportunity funds

..Read more

Money

Share

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Nov 29, 2019

Question by Saurabh - Nov 29, 2019Hindi
Listen

I have with me these mutual fund schemes invested through SIPs: Kindly advice on these schemes and it's future performance. BNP PARIBAS MIDCAP FUND GROWTH Axis long term equity fund - GROWTH Kotak Tax Saver scheme GROWTH Name of the Fund Name of the Fund RankMF Star Rating BNP PARIBAS MIDCAP FUND GROWTH Equity - Mid Cap Fund 3 Axis long term equity fund - GROWTH Equity - ELSS 5 Kotak Tax Saver scheme GROWTH Equity - ELSS 4

Ans: You may continue with funds with 4 and 5 star rated.

Midcap: Suitable option considering quality and value for money at present levels is DSP Midcap and Axis Midcap

ELSS: Suitable options considering quality and value for money at present levels are Motilal Oswal Long Term Equity – Growth

..Read more

Money

Share

Latest Questions

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Asked by Anonymous - Jun 10, 2025

Sir I am from gen cat I have scored 142 marks in iat can I get btech branch in iiser Bhopal ?

Ans: Yes, a score of 142 in the IAT (IISER Aptitude Test) for the General category in the IAT 2025 exam could potentially allow you to gain admission to a B.Tech program at IISER Bhopal. While there isn't a guaranteed cut-off score, IISER Bhopal does have a minimum requirement for Class XII aggregate marks, and a score of 142 on the IAT, along with meeting the minimum Class XII requirements, puts you within a range where admission is possible.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Asked by Anonymous - Jun 10, 2025

I have a jee advanced rank of 4800 in diversity category...What are the best options available for me ?

Ans: With a JEE Advanced rank of 4800, a diversity category student might be able to get into several IITs, particularly the newer ones and those with a more diverse course selection. IITs like IIT Hyderabad, IIT Kharagpur, IIT Delhi, and IIT Roorkee could be accessible within this rank range. The availability of specific courses and IITs will also depend on the specific category (e.g., SC, ST, OBC-NCL, EWS) and the student's preference.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Asked by Anonymous - Jun 10, 2025

Which is preferred option for Mechanical Engineering. College of Engineering Trivandrum (CET) or RV College of Engineering

Ans: For mechanical engineering, College of Engineering Trivandrum (CET) is generally considered a stronger choice than RV College of Engineering (RVCE). While RVCE is a reputable institution with a strong mechanical engineering department, CET is often favored due to its reputation, strong placement records, and the fact that it's the top-ranked government engineering college in Kerala.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by Meera - Jun 10, 2025

Which is better electrical engineering at iit patna or engineering physics at iit hyderabad

Ans: Don't compare between PANEER and CHICKEN. Let me know what is your choice? You are very highly confused.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by Srinivasa - Jun 10, 2025

My son got 44900 OBC category rank in jee mains. In which NITs and GFTIs seat availability for my son

Ans: With an OBC category rank of 44900 in JEE Mains, your son might have a chance at admission to some newer or less popular NITs and GFTIs. To explore his options, he should check the JoSAA's past-year opening and closing ranks for various NITs and GFTIs.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by Jayshar618 - Jun 10, 2025

Hello sir I got 2069 rank in vit mtech integerated program can i prefer with vit mtech integrated btech in anyother colleges i got 178.5/200 cutoff

Ans: You go for VIT M.Tech integerated program. Best of luck.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Asked by Anonymous - Jun 10, 2025

My son got 488 in jee advance.which top IIt can he get

Ans: With a JEE Advanced score of 488, your son has a good chance of getting into a reputable IIT, potentially including IITs like Roorkee, Hyderabad, or others depending on the specific course and seat availability. It's difficult to predict the exact IIT and course he'll get without knowing his exact rank, the difficulty level of the JEE Advanced exam, and the seat matrix for that year.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by sri - Jun 10, 2025

Is cbit cse best or nit warangal chemical best?

Ans: You can't compare between KAJU BARFI & SAMOSA. Let me know your choice first. Please be free from wrong vision.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by Vijay - Jun 10, 2025

Currently many Layoff happening in IT. is it good option to take CS/ AIML or better to take ECE as semi conductor job going to be more in next 5years. pls suggest

Ans: Take ECE as semi conductor job, that will be more stable. I will be always available for guiding you.

...Read more

Career

Share

Prof Suvasish Mukhopadhyay |1157 Answers |Ask -Follow

Career Counsellor - Answered on Jun 10, 2025

Question by elango - Jun 10, 2025

hi sir, i'm from tamilnadu, my son got 94.70 percentile in JEE Mains in OBC-NCL Category. can we get NIT or IIIT in Tamilnadu with CSE or B. Tech IT is possible sir?

Ans: With a 94.70 percentile in JEE Mains as an OBC-NCL candidate, you likely have a good chance of securing a seat in an NIT or IIIT, but getting Computer Science Engineering (CSE) at a top-tier NIT in Tamil Nadu will be challenging. However, you could potentially get CSE in a lower-ranked NIT or IIIT, or explore other branches like ECE or Electrical in mid-tier NITs, especially with the home state quota.

...Read more

Career

Share

See more questions »

Name of the Fund	Category	RankMF Star Rating
RELIANCE TAX SAVER (ELSS) FUND	Equity - ELSS	2
Franklin India Focused Equity Fund	Equity - Focused Fund	2
Aditya Birla Sun Life Equity Fund	Equity - Multi Cap Fund	4
HDFC Small Cap Fund-Direct-Growth	Equity - Small cap Fund	2
SBI focused equity fund	Equity - Focused Fund	5