Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Apr 19, 2023

Nikunj Saraf has more than five years of experience in financial markets and offers advice about mutual funds. He is vice president at Choice Wealth, a financial institution that offers broking, insurance, loans and government advisory services. Saraf, who is a member of the Institute Of Chartered Accountants of India, has a strong base in financial markets and wealth management.... more

Question by rahul on Mar 06, 2023Hindi

Money

i have sip of Rs 5000/-in icici technology fund. do I continue the same for next 10 years?

Ans: Hello Rahul .ICICI Technology Fund is a sectoral IT Fund. This category has an 8-year time horizon and an aggressive risk appetite. Since the IT market has been extremely volatile over the last 1.5 years, it has had a direct impact on your investments. To answer your question, should the scheme be kept to continue? It entirely depends on your risk appetite.

Hold the scheme if your time horizon is > 10 years
Ideally, your sectoral fund exposure should not be more than 10-15% of your total portfolio.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

MoneyReply

You may like to see similar questions and answers below

Omkeshwar Singh | Answer |Ask -Follow

Head, Rank MF - Answered on Jun 01, 2022

Question by Netra - Jun 01, 2022Hindi

Money

I have SIPs in following funds: Axis long term equity 2000 ABSL focused equity fund 2000 ABSL low duration fund 7000 Axis blue chip fund direct growth 7000 Hdfc index sensex direct growtg fund 5000 Hdfc top 100 fund 1000 Invesco india contra fund growrh 1000 Invesco india growth opportunities direct growth 500 Nippon india growth fund 1000 Nipppon india large cap fund 500 Nippon india liquid fund 500 Nippon small cap fund direct 100 Nippon india tax saver elss 2000 Sbi blue chip fund growth 5000 Sbi flexi fund direct 2000 Sbi focused equity fund direct 2000 Sbi small cap fund direct 6000 Parag parikh flexi cap fund 5000 Should I continue for next 10 years above funds. Please suggest

Ans: Reduce it by consolidating all these into 3-5 schemes.

Ulhas Joshi |285 Answers |Ask -Follow

Mutual Fund Expert - Answered on Apr 19, 2023

Question by Jatin - Apr 19, 2023Hindi

Money

i have sip of Rs 1500/-in Nippon India Reliance do I continue the same for next 10 years?

Ans: Hi Jatin. Thanks for writing to me. Please mention the scheme in which you are investing in and your objective for investing in it.

Ulhas Joshi |285 Answers |Ask -Follow

Mutual Fund Expert - Answered on Apr 26, 2023

Question by Dadasaheb - Apr 23, 2023Hindi

Money

HI SIR I HAVE STARTED SIP IN SEP-22 HDFC LARGE AND MID CAP FUND,NIPPON INDIA NIFTY SMALL CAP 250 & SBI SMALL CAP FUND CAN I HOLD FOR NEXT 10 YEAR

Ans: Hello Dadasaheb, thanks for writing to me. The funds you invest in are good funds and you can continue to invest in them.

Nikunj Saraf | Answer |Ask -Follow

Mutual Funds Expert - Answered on Aug 08, 2023

Question by P - Jun 12, 2023Hindi

Money

Pl tell whether I will continue my SIP of Rs 5000/- pm in Mirae Asset Focused Fund for 10 years.

Ans: Hello Value Investor. It is generally suggested to have well diversified portfolio. In regards to your concern, to continue SIP of Rs 5000/- pm in Mirae Asset Focused Fund for 10 years. Do reconsider your investment.

Samraat Jadhav |2575 Answers |Ask -Follow

Stock Market Expert - Answered on Apr 22, 2024

Asked by Anonymous - Apr 17, 2024Hindi

Money

GE I am having SIP Rs.2000/- on MOTILAL OSWAL Mid cap funfd growth 5 yrs invested till date is it good to continue

Ans: for next 10yrs its good

Latest Questions

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Asked by Anonymous - May 24, 2026Hindi

Career

With the current placement scenario in mind: what are the branches to take in BITS, Manipal , Thapar

Ans: HI
GREETINGS FROM REDIFFGURUS!
As usual, Computer Science and Engineering (CSE) and its allied branches come first, followed by Electronics and Electrical Engineering, and finally Mechanical, Chemical, and Civil Engineering.
All the best.

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by Nishi - May 24, 2026

Career

Sir I have 122000 rank outside punjab. I m getting Electrical and computer Engineering. Can I get COE firther. If I get same branch then what is the scope of this in Govt or pvt. Thanks

Ans: HI NISHI,
GREETINGS FROM REDIFFGURUS.
Is your inquiry about the JEE (Joint Entrance Examination)?

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by Arshpreet - May 24, 2026Hindi

Career

Sir I got 65 percentile in jee and 75 percent in 12 class CBSC board.my category is obc ncl.can i get any nit.or what should choice with rank according.iam belong from Maharashtra.

Ans: HI ARSHPREET,
GREETINGS FROM REDIFFGURUS1
It is very difficult to secure a seat in an NIT through JoSAA. Utilize your Maharashtra domicile by participating in MHT CET counseling. Your options for top-tier state engineering colleges are significantly stronger through the state quota. Admission may be possible at newer NITs or GFTIs during the CSAB round. Otherwise, consider participating in centralized counseling for deemed universities and top private engineering colleges in Maharashtra that accept JEE Main scores.
All the best!

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Asked by Anonymous - May 23, 2026Hindi

Career

My son got 2064 rank in vitmee for mtech in vit chennai or vellore.can he get seat

Ans: HI SIR,
GREETINGS FROM REDIFFGURUS!
Is he looking for any specific specialization at VIT? Please share the details.

BEST WISHES.

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by Ashwin - May 23, 2026Hindi

Career

With 12749 rank is it possible for Amritapuri EAC and Bengaluru EAC

Ans: HI ASHWIN,
GREETINGS FROM REDIFFGURUS!
Based on your rank in AEEE, securing Electronics and Computer Engineering (EAC) at the Amritapuri campus is very likely in fee slabs 2 or 3, and at the Bengaluru campus in fee slabs 3 or 4. Plan, participate in the counseling, and make the most of this opportunity.
All the best!

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by Rajneesh - May 24, 2026Hindi

Career

What is a list of branch selection on my seat selection in VIT counselling if my rank is 61,000?

Ans: HI RAJNEESH,
GREETINGS FROM REDIFFGURUS!
Based on your rank in VITEEE, here are your options:
1. In VIT Vellore / VIT Chennai: EEE, Mechanical, and Civil in Categories 4 or 5.
2. In VIT Bhopal / VIT AP: CSE and CSE Specialization in Categories 1, 2, or 3, and Mechanical, ECE, or EEE in Categories 1 or 2.
Plan accordingly to take advantage of these opportunities and achieve your goal.
ALL THE BEST.

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by sahadeo - May 24, 2026Hindi

Career

Kya NIT Admission ke liye caste validity anivary hai

Ans: HI SAHADEO,
GREETINGS FROM REDIFFGURUS!
The role of the caste certificate is very significant; it can boost your rank in JEE counseling. Therefore, having both a caste and domicile certificate is important.

ALL THE BEST.

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by Aarav - May 24, 2026

Career

Jee me obc ncl me 98000 rank par nit mil sakta h kya?

Ans: HI AARAV,
GREETINGS FROM REDIFFGURUS!
Based on your rank in JEE, securing circuit branches at top NITs is somewhat challenging. However, you might secure a seat in the following programs (Civil, Mechanical, Metallurgy, Biotechnology) at newer or lower-tier NITs. Since we don't have your domicile, we're unable to comment on the home state quota.
All the best!

Dr Nagarajan J S K |3076 Answers |Ask -Follow

NEET, Medical, Pharmacy Careers - Answered on May 24, 2026

Question by A - May 24, 2026Hindi

Career

My son got 65351 rank in vit,which branch and category he can get there

Ans: HI,
GREETINGS FROM REDIFFGURUS!
With respect to your son’s rank in VITEEE, it is a bit difficult to secure a seat in Vellore or Chennai for core programs. However, you have better chances for Computer Science Engineering (CSE) and CSE Specialization at VIT Bhopal or VIT AP in categories 1-3.

ALL THE BEST.

Radheshyam Zanwar |7655 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on May 24, 2026

Question by Nitesh - May 24, 2026Hindi

Career

Sir my CRL rank is 126000 in jeemains and OBC NCL FROM WEST BENGAL IS 42000. IN THIS CASE CAN I GET A SEAT IN JOSSA OR SHOULD I GO FOR AMRITA VISHWA VIDYAPEETHAM BANGALORE FOR BTECH CSE

Ans: You have chances with lower branches in some newer NITs/GFTIs, but for CSE, Amrita is the safer and better option overall if finance is not the issue for you.

Good luck.
Follow me if you receive this reply.
Radheshyam

Asked on - May 24, 2026 | Answered on May 24, 2026

Can I get admission in good college in cse in csab counselling at CRL 126000

Ans: Chances are on the borderline.

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x