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Sanjib

Sanjib Jha  | Answer  |Ask -

Insurance Expert - Answered on Apr 25, 2023

Sanjib Jha is the CEO of Coverfox Insurance. His expertise includes health and auto insurance. He has over 22 years of experience in the financial sector. He has completed his post-graduation from the Institute of Company Secretaries of India.... more
Swati Question by Swati on Apr 14, 2023Hindi
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Hi Sanjib, is there any particular reason why are dental treatments not covered under any insurance? I have my personal Health Insurance and a company GMC, but in both the policies, dental procedures like Root canal etc are not covered. Whereas the fact is that dental procedures are one of the most expensive treatments in the medical world. And such treatments are not cosmetic treatments but mandatory if you have a cavity or if you want to save your teeth.

Ans: Hi Swati, it is so that dental treatments are considered as cosmetic treatments and hence are not included in health insurance. However, they are certain plans that you can opt for that also cover dental treatments. The premiums here may vary compared to non-dental coverage health insurance policies.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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