I have following portfolio. Kindly suggest and I need to invest 2 lac more for 2 years. Kindly suggest some more shares.

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For long term, you can invest in stocks such as Kajaria Ceramics, Berger paints, Metropolis, M&M, Ashok Leyland, Britannia, V-guard, Polycab, Biocon and Birlasoft.

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Ans: As per regulatory compliance no new stock recommendation can be mentioned, I would suggest you to visit a SEBI Registered Investment Advisor and seek advice from them. The following link will help you to find the nearest Adviser for you.
https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

Ans: It's wonderful to see your proactive approach to wealth creation. Let's review your current portfolio, assess its alignment with your financial goals, and explore potential avenues to achieve a corpus of 75 lakhs in the next 5 years.

Reviewing Your Investment Portfolio
Your current portfolio consists of a diversified mix of mutual funds:

Axis Midcap Fund
Tata Digital India Fund
Nippon India Small Cap Fund
Parag Parikh Flexi Cap Fund
Quant Flexi Cap Fund
SBI Blue Chip Fund
Portfolio Assessment
Diversification: Your portfolio reflects diversification across different market segments, including mid-cap, digital, small-cap, flexi-cap, and blue-chip funds, which is a prudent strategy to manage risk.

Performance: Evaluate the performance of each fund relative to its benchmark index and peers to ensure they are delivering satisfactory returns over time.

Risk Management: Given your goal horizon of 5 years, ensure your portfolio's risk exposure is in line with your risk tolerance and time horizon to mitigate potential downside risks.

Strategies for Achieving Your Financial Goal
To reach a corpus of 75 lakhs in 5 years, consider the following strategies:

Increase Investment Contributions: Assess your capacity to increase monthly investment contributions to accelerate wealth accumulation. Every additional rupee invested can significantly impact your goal attainment.

Optimize Portfolio Allocation: Review your current portfolio allocation and consider reallocating funds to those with higher growth potential, keeping in mind your risk tolerance and investment objectives.

Explore Additional Investment Avenues: Consider supplementing your existing portfolio with new investments in sectors or themes poised for growth. Technology, healthcare, and thematic funds may offer attractive opportunities in the current market landscape.

Suggestions for Additional Investments
Given your current portfolio and goal horizon, consider the following additions:

Aditya Birla Sun Life Digital India Fund: This fund focuses on companies leveraging digital technologies for growth, aligning with the digitalization trend.

Mirae Asset Emerging Bluechip Fund: With a track record of consistent performance, this fund provides exposure to high-quality mid-cap and large-cap companies, complementing your existing holdings.

HDFC Small Cap Fund: Adding a small-cap fund like HDFC Small Cap can enhance portfolio diversification and tap into the growth potential of small-cap stocks.

Your proactive approach to financial planning is commendable. With disciplined savings, strategic investments, and periodic reviews, you're on track to achieve your financial goals. Stay focused, stay informed, and keep adapting your strategy as needed to navigate the dynamic market environment.

Best Regards,
K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in