I'm 46 years old and have the following mutual funds and their ongoing SIPs at present; all are regular, direct and growth.

Mutual Funds	Date of Investment
DSP Equity Opportunity Fund	February 2018
Franklin India Prima/Flexi Cap Fund	February 2018
HDFC Equity/Flexicap Fund	2007
HDFC Midcap Opportunities Fund	February 2017
Parag Parikh Flexi Cap Fund	December 2020
Quantum Long Term Equity	2007

Kindly have a look and advise whether to hold, redeem or add new funds.

Ans: Interest is key: If he enjoys Maths, Physics, Chemistry and wants a research-oriented future → IISER is ideal.

If he prefers job-ready programs, programming, or wants to get placed in companies like TCS, Infosys, Amazon → CSE via COMEDK is better.

Ans: You can apply to NSU Jamshedpur as a last-resort affordable private option, but only if:

You are not getting a seat in state government colleges

You cannot afford mid-tier private colleges like KIIT, SRM, Amrita, etc.

You're aware of its limitations in placements and recognition

Ans: With a COMEDK rank of 8000, it is difficult to get top-tier government colleges for CSE (Computer Science and Engineering) under COMEDK since most of the best government or aided engineering colleges in Karnataka either do not participate in COMEDK or have very high closing ranks (much lower than 8000) for CSE.

Ans: Go with KIIT CSE

Ans: Wait till JoSAA Round 6 is over

See if any seat is allotted (even in lower branches/NITs).

Register for CSAB Special Round (usually opens around end of July)

Keep all branches open, even lower branches.

Prioritize: Government seats > Lower branch > Remote location

Avoid costly private universities unless 100% scholarships (since budget is a concern)

Ans: If your daughter/son is serious about ECE as a core discipline, MIT Manipal is a better choice despite the higher fees.

Ans: Go for LNMIIT Jaipur – CSE

Ans: HI Soumen,
Bit difficult.
BEST WISHES.

Ans: HI
Simply taking a drop year for NEET will not provide a solution without proper preparation. Many young people are choosing courses, colleges, or coaching centers based on their friends' influences. After your first attempt, you may have analyzed NEET better the second time. If you are still facing the same issues on your third attempt, it suggests there's a deeper problem. It seems you're preparing for NEET without genuine interest.

To succeed in competitive exams, specific strategies are required. For instance, if you analyze previous exam patterns, you’ll often find that most answers tend to be either B or C. You'll notice that among four options, two answers are relevant while the other two are completely irrelevant. It’s crucial to analyze the syllabus and past question papers thoroughly. Everyone seeks answers, but few consider the reasoning behind them.

Additionally, I noticed you’ve enrolled in a B.Sc. degree; I'm unsure which major you have chosen. If you selected either chemistry or physics, it would be beneficial. By choosing chemistry as your major, you could take physics as an ancillary subject, and vice versa. You can cover both subjects during your college education, and if you have any doubts, you can clarify them with your professors. Completing biology studies at home is also advisable.

Whenever you plan to take competitive exams, dedicate your time solely to that without engaging in college activities. Avoid distractions at all costs. Recently, many parents have been facing these types of challenges with their children, and it takes time to adapt.

Finally, please listen to your parents' advice and minimize distractions. I have shared a few tips; please follow them.
BEST WISHES.