Dear Sir,

1. I have invested Rs 3 lakhs in Kotak Global Innovation Fund of Fund, regular growth plan. Since the beginning of this fund, it is showing a downward trend. Should I stay in this fund or exit?

2. I have invested Rs 1 lakh SBI Balance Advantage Fund, regular plan growth. Since the beginning this fund, it is showing slight upward trend. Should I stay in this fund or exit?

Please advise on the above. 

Ans: I think may be IIIT, as it depends on others performance and choice.

Ans: Very slim chance, let her improve score. Tier 1,2 college is better for career

Ans: Pramod Sir, Here is, How to Predict Your Chances of Admission into NIT or IIIT or GFTI After JEE Main Results – A Step-by-Step Guide

Once the January JEE Main session results was declared, many students and JEE applicants started asking common questions about eligibility for specific institutes (NITs, IIITs, GFTIs, etc.) based on their percentile, category, preferred branch, and home state.

Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Admission Chances Using JoSAA Data
Step 1: Collect Your Key Details
Before starting, note down the following details:

Your JEE Main percentile (Convert percentile into Rank withe help of a formula available in Google).
Your category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Your Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates Option also and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, and preparation strategies, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your Son's admissions!

Follow RediffGURUS to Know more on 'Careers | Health | Money | Relationships'.

Ans: What if the real issue isn’t the fights themselves, but the pattern they keep following? Every argument seems to have the same players, the same reactions, and the same outcome. But if nothing changes, where does that leave you? When emotions take over, who holds the power in the conversation - you or the reaction? If external voices are shaping your marriage, how much space is left for your own voice?
You can’t control how others behave, but you do control how you respond. If the same approach keeps leading to conflict, what would happen if you changed the way you engage? Would setting boundaries feel different if they came from a place of clarity rather than frustration? Would communication shift if the goal was to understand rather than to win?
The question isn’t just how to stop the fights - it’s how to break the cycle. Where do you start?
Wishing you success,
Aamish Dhingra
ICF-PCC Certified Life Coach
Co-Founder, Cocoweave Coaching International, Delhi

Ans: Hello;

In 2012 when these two companies merged agreed swap ratio was 1:72.

I.e. 1 share of JSW Steel for every 72 shares of Nippon Ispat. The balance 18 shares of Nippon Ispat will be paid in cash as per the market price prevailing during the merger.

Further in 2017 JSW Steel split its share at 1:10 ratio.

So you may have 10 shares of JSW Steel.

Best wishes;

Ans: Hello;

What is the retirement income you expect?

Are there any financial goals that need to be funded before/after retirement?

Any loans?

Please clarify.

Thanks;

Ans: Hello,

First and foremost, thank you for getting in touch with us. I am happy to hear that you are currently studying in the 10th grade. Given that you do not like physics and chemistry, I would like to tell you that opting for the commerce stream is a wise decision. With commerce, business studies, accounting, and economics, you can embark on careers in finance, business management, banking, company secretary (CS), marketing, chartered accountancy (CA), and entrepreneurship. Opting for economics and mathematics together opens up more alternatives, including data analysis, actuarial science, and finance-related employment. Proficiency in mathematics and economics can also enhance your prospects of studying abroad for business, finance, or economics-related degrees in leading colleges.

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Ans: Hello dear.
It is better to visit the official website of RV college to know more the cut-offs as the admission are based on the entrance exams like JEE Main, COMEDK, and KCET. The cutoff for each course and exam varies from year to year. To get a seat in CSE via JEE in a reputed college like NIT are parallel, one has to score in the range of 97-99 percentile..

Follow me, if you like the reply.
Thanks
Radheshyam

Ans: You will have to register a new entity, because startup has a "start date" clause and 35 year old business may not be registered as a startup. Please consult a CA/ Consultant who can help you register in startup India.