I have a life insurance policy with premium paying term of 5 years and policy term of 15 years. Policy is Birla Sun Life Insurance Income Assured 2017 Term 15 Years Pay 05 Years. I am now receiving Rs. 4500 per month as survival benefit. Is the Survival Benefit Taxable in this case for AY 2023-2024? Also, will the maturity amount when received in 2033 be taxable as premium paying term is 5 years only and policy term is 15 years.

Ans: Hi,
I apologize for any confusion, but I want to clarify that when the government asked for our support of the ONE NATION ONE CARD system, we did not accept it. Similarly, everyone is required to open a savings account at a bank, and many of us expressed our discontent. However, we can see the positive changes happening in India. If we support the government, they will reciprocate by providing benefits to the citizens.

In terms of education, the government is attempting to implement a new education policy, which has proven to be quite difficult. The education system has changed significantly before and after the pandemic. Now, the government is working on new policies that align with those of developed countries.

Therefore, we cannot expect the ONE STUDENT ONE EXAM system from the government at this time, as it is not included in the current guidelines. Each council or organization has its own set of guidelines, and synchronizing them will take time. At this moment, it is simply not feasible.

The NFAT exam is different from the JEE. In the case of the JEE, they did not notify the aspirants that they are eligible to apply for NFSU, and similarly, NFSU did not mention that JEE rank holders could also apply. Therefore, if you want admission to NFSU, you need to register and appear for the NFTA.

In the near future, we can expect the ONE STUDENT ONE EXAM system from this BJP government for the benefit of younger generations. For the benefit of postgraduate aspirants (for all courses except a few professional ones), the NTA is organizing the PGCUET exam nationwide. In this exam, you can opt for up to four different courses based on your eligibility.

A similar exam pattern is needed for engineering and medical fields as well. As I mentioned, we can expect this change; however, we, as citizens, should offer moral support for the benefit of younger generations. Unfortunately, we often do not provide this support to the government. For example, in the NEET exam, many aspirants do not follow the guidelines even when appearing for the exams.
BEST WISHES

POOCHO. LIFE CHANGE KARO.

Ans: Hi Ritika,
You mentioned that you scored only 300 in NEET. While we can't make any judgments until the official results are published, I must say that a score of 300 is quite low.

If you're planning to reappear for NEET, that's a good decision! However, I understand you might be worried about the coaching classes placing you in a less suitable batch. I recommend attending for 2 or 3 days while attending the coaching just follow the below instructions.

Make a list of the subjects and chapters you find challenging. Discuss these areas with your coaching faculty and aim to ask at least 15-20 questions daily to clarify your doubts and enhance your understanding. Additionally, request tips and tricks for each chapter so that you can put in a lot of effort to reach your goal.

Alternatively, you can prepare 10 questions on your own and seek answers from your coaching faculty. If you maintain this practice throughout the course, you'll build your confidence, and the coaching staff may consider changing your group due to your proactive approach in asking questions.

Through NEET, you can also pursue other medical-related courses such as BAMS, BSMS, BHMS, BYMS, BNYS, and BDS.

If you don’t have confidence in yourself, you might consider dropping NEET and exploring other courses. However, I encourage you to take one chance and follow my suggestions.

Additionally, if you are not already practicing yoga and meditation, I recommend starting. These activities can help you concentrate better and reduce distractions while studying.

Best of luck!
POOCHO. LIFE CHANGE KARO.

Ans: Hi Ritika,
Good decision! Offline coaching is far better than online coaching because it allows you to focus on your studies more effectively.

You mentioned that you need to crack the exam, so here are some tips on how to do that:

First, identify which subjects and chapters you find challenging and make a list. Discuss these areas with your coaching faculty. Aim to ask at least 10 questions daily to clarify your doubts and enhance your understanding.

Alternatively, you can prepare 10 questions on your own and seek answers from your coaching faculty. If you maintain this practice throughout the course, you will build your confidence.

Additionally, if you are not practicing yoga and meditation, I recommend starting. These activities can help you concentrate better and reduce distractions while studying.

Best of luck!

POOCHO. LIFE CHANGE KARO.

Ans: these are the following reasons to stay out of this company:
Degrowth in Revenue and Profit
Declining Net Cash Flow : Companies not able to generate net cash
Fall in Quarterly Revenue and Net Profit (YoY)
High promoter stock pledges

Ans: Hi, I believe you have 50% marks in Chemistry, but not in Physics or Biology. In that case, you will need to focus on improving those subjects. According to the guidelines, you must meet a minimum percentage to apply for medical admission. We will need to wait for the NEET results.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

Ans: Dear Robin,
If she keeps it pending, there are two likely scenarios- one, she didn’t see it. Two, she doesn’t want to accept your request. Please see for a few more days and then if she doesn’t accept it still, please understand that she isn’t interested.

Hope this helps

Ans: Hello Aayushi.
Yes. You can appear for improvement, and if you score the required percentage, then you will be eligible to apply as per the NEET rules and regulations. Best of luck for your future.
Follow me if you like the reply. Thanks
Radheshyam

Ans: Hi Chitanya,
Why do you prefer pursuing postgraduate medicine in Dubai?
What advantages does it have over other countries?
Regardless, you will still need to prepare for language requirements and eligibility exams.
Instead, you could consider other countries like the UK or Australia, which offer numerous benefits such as a diverse patient population and advanced technology.
Postgraduate education is a crucial step in your career, and the number of institutions in Dubai is relatively limited, which could impact the level of expertise available.
I’ve not heard that Dubai is suitable for medical tourism, but I'm not entirely convinced. If that’s the case, it might be beneficial.
However, I would suggest considering India or, if not, opting for other countries for your postgraduate studies.
BEST WISHES.

POOCHO. LIFE CHANGE KARO.

Ans: Please don't ask whether I should recommend chicken kebab or Gulab jamun.First ask yourself what is your choice.