Can I use my retirement savings to build a house? (Kumaraswamy, Central Govt pensioner)

Ans: Nisha, You can appear for JEE Advanced 2026, but there are essential eligibility criteria to consider.

Number of Attempts: Candidates are authorized a maximum of two consecutive attempts. Since you took improvement examinations in 2025, that counts as your first attempt, making 2026 your second and final attempt.

Class XII Examination Criteria: To be eligible, you must have appeared for your Class XII (or equivalent) examinations for the first time in either 2024 or 2025. Your subjects must include Physics, Chemistry, and Mathematics.

Performance in Class XII: You must satisfy the required performance criteria:

At least 75% aggregate marks (65% for SC/ST/PwD) or

Be in the top 20 percentile of your respective board.

Since you passed Class XII in 2024 and took improvement exams in 2025, your highest score from either year will be considered. Ensure your improvement exams encompass all required subjects.

Additionally, candidates admitted to the preparatory course in 2025 can appear for JEE Advanced 2026 if they meet other eligibility conditions. All the Best for your JEE preparation.

Stay updated with official JEE Advanced notifications and the conducting IIT’s website to monitor any changes in eligibility or exam schedules. All the Best for your JEE Preparation.

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Ans: Hi Gaurav,
Greetings.
Whenever we decide to take an entrance exam, it’s important to review the guidelines thoroughly. Like other entrance exams, CDAC has provided details on their website regarding the examination process. Admission is based on the vacancies available in the respective areas, and candidates will be admitted after a proper evaluation.

As you mentioned, there are several stages that candidates must clear for admission, if a candidate achieves average marks (Point 8a. (v) In order to rationalise the marks scored by candidates appearing in different shifts in an objective manner through a statistical method, before declaration of result marks scored by candidates will be Normalised based on the formula ), it can be challenging to predict their likelihood of admission. The Air Force has the discretion to set qualifying marks for any or all subjects of the examination. Below are points extracted from CDAC to provide more clarity about the admission process.

Sometimes, they may even consider a second cut-off if necessary ( Based on organizational requirements, IAF may impose a second cut-off for particular branch and call additional eligible candidates for SSB testing. These candidates will be shortlisted purely based on order of merit for the particular branch. That particular branch should be one of the choices submitted by the candidate at the time of registration. The candidature of candidates thus shortlisted, will be valid for that particular branch only and not for any other branch. In the overall Order of Merit, they will be placed below the last candidate qualifying the First AFCAT cut off marks {Para 9(a) above}. If successful in the selection process, these candidates will be inducted into that particular branch only, subject to vacancies and order of merit. These candidates would be required to submit an undertaking to this effect).

So,If you've decided to pursue this path, then proceed with thorough preparation.

BEST OF LUCK.
POOCHO. LIFE CHANGE KARO!

Ans: Dr, Here is, How to Predict Your Daughter's Chances of Admission into NIT or IIIT or GFTI After JEE Main Results – A Step-by-Step Guide

Once the January JEE Main session results are declared, many students and JEE applicants start asking common questions about eligibility for specific institutes (NITs, IIITs, GFTIs, etc.) based on their percentile, category, preferred branch, and home state.

Providing precise admission chances for each student can be challenging. Some reputed educational websites offer ‘College Predictor’ tools where you can check possible college options based on your percentile, category, and preferences. However, for a more accurate understanding, here’s a simple yet effective 9-step method using JoSAA’s past-year opening and closing ranks. This approach gives you a fair estimate (though not 100% exact) of your admission chances based on the previous year’s data.

Step-by-Step Guide to Check Your Daughter's Admission Chances Using JoSAA Data
Step 1: Collect Your Daughter's Key Details
Before starting, note down the following details:

Her JEE Main percentile
Her category (General-Open, SC, ST, OBC-NCL, EWS, PwD categories)
Preferred institute types (NIT, IIIT, GFTI)
Preferred locations (or if you're open to any location in India)
List of at least 3 preferred academic programs (branches) as backups (instead of relying on just one option)
Step 2: Access JoSAA’s Official Opening & Closing Ranks
Go to Google and type: JoSAA Opening & Closing Ranks 2024
Click on the first search result (official JoSAA website).
You will land directly on JoSAA’s portal, where you can enter your details to check past-year cutoffs.
Step 3: Select the Round Number
JoSAA conducts five rounds of counseling.
For a safer estimate, choose Round 4, as most admissions are settled by this round.
Step 4: Choose the Institute Type
Select NIT, IIIT, or GFTI, depending on your preference.
If you are open to all types of institutes, check them one by one instead of selecting all at once.
Step 5: Select the Institute Name (Based on Location)
It is recommended to check institutes one by one, based on your preferred locations.
Avoid selecting ‘ALL’ at once, as it may create confusion.
Step 6: Select Her Preferred Academic Program (Branch)
Enter the branches you are interested in, one at a time, in your preferred order.
Step 7: Submit and Analyze Results
After selecting the relevant details, click the ‘SUBMIT’ button.
The system will display Opening & Closing Ranks of the selected institute and branch for different categories.
Step 8: Note Down the Opening & Closing Ranks
Maintain a notebook or diary to record the Opening & Closing Ranks for each institute and branch you are interested in.
This will serve as a quick reference during JoSAA counseling.
Step 9: Adjust Your Expectations on a Safer Side
Since Opening & Closing Ranks fluctuate slightly each year, always adjust the numbers for safety.
Example Calculation:
If the Opening & Closing Ranks for NIT Delhi | Mechanical Engineering | OPEN Category show 8622 & 26186 (for Home State), consider adjusting them to 8300 & 23000 (on a safer side).
If the Female Category rank is 34334 & 36212, adjust it to 31000 & 33000.
Follow this approach for Other State candidates and different categories.
Pro Tip: Adjust your expected rank slightly lower than the previous year's cutoffs for realistic expectations during JoSAA counseling.

Can This Method Be Used for JEE April & JEE Advanced?
Yes! You can repeat the same steps after your April JEE Main results to refine your admission possibilities.
You can also follow a similar process for JEE Advanced cutoffs when applying for IITs.

Want to Learn More About JoSAA Counseling?
If you want detailed insights on JoSAA counseling, engineering entrance exams, preparation strategies, and engineering career options, check out EduJob360’s 180+ YouTube videos on this topic!

Hope this guide helps! All the best for your daughter's admissions!

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Ans: RVCE | BMS | MSRIT | PES | Dayanand Sagar. All the best for your admissions!

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Ans: Hi,

The question is unclear. When forwarding any queries, it's important to express them clearly. We not only provide answers to your questions but may also offer counseling if needed. To ensure you receive the response you expect from the RediffGuru and to facilitate guidance from the gurus, we require clarity in your question. Please repost your question with specific details about NEET—did you appear or not? If you did, what is your score? Explain why you could not succeed: was it due to difficulties in subjects or other reasons?

In order to provide suggestions for your query, please share the details.

Ans: IIIT Bhagalpur (ECE & Mechatronics) – Decent academics, improving placements, but not at the level of top IIITs
IIIT Manipur (ECE) – Infrastructure is growing, but placements are weaker than top IIITs
IIIT Una (ECE) – Better option in terms of faculty and placement compared to Bhagalpur and Manipur
IIIT Bhopal (ECE) – Better than Bhagalpur & Manipur for future growth
IIIT Kalyani (ECE) – Good academic structure, better location

Jadavpur University (if WBJEE option is available)
BIT Mesra

Ans: AS per Sukanya samriddhi scheme rules only resident indians can invest in you case as and when you become NRI you are not eligible for future investments.
another thing your existing balance in SSY account will generate interest till maturity as same was opened and invested in the status when you were resident indian however post NRI status your interest income from SSY account will be taxable as per rules.

Ans: Hello Dear.
There are some differences between the CBSE and ICSE boards. The syllabus of ICSE is a little tougher than that of CBSE. But as your son is not in 9th standard, I would like to recommend to continue him in Cambridge till his 10th completes. If you shift him to the CBSE board for 10th class, then he might face some problems related to teaching method, examination pattern, etc. But if you have some problems related to your job or are thinking of shifting from your existing place to a new place, then shift your son to CBSE 10th class or if your son is unable to keep up with the syllabus of ICSE, then also shift him to the CBSE board. Now, talking about the future, there will be no effect either a student passes from CBSE or ICSE. Becuase after 10th, students from any board appear to the same type of State-Level and National Level entrance examinations like NEET, JEE, NATA, BITSAT etc. Thanks
Follow me if you like the reply.
Radheshyam

Ans: Hello Dear
Yes, you are eligible for JEE Advanced. Make sure to check the official cutoff when it's released and register within the given dates. Good luck! Thanks
Follow me if you like the reply.
Radheshyam