I am looking for a longer horizon of 15-20 years with an objective of creating a large corpus for my retirement.

I am already investing Rs 10,000 in the below SIPs and request your expert guidance/views on whether I should continue investing in these funds or make any change in my strategy.

I am 40 year old and my risk appetite is medium.

Mutual Funds	Plan type
1. Quantum Long Term Equity Value Fund	Direct Growth
2. L&T Emerging Businesses Fund	Regular Plan Growth
3. Kotak Bluechip Fund	Direct Plan Growth
4. IDFC Tax Advantage (ELSS) Fund	Direct Plan Growth
5. SBI Small Cap Fund	Growth
6. Canara Robeco Blue Chip Equity Fund	Regular Plan Growth
7. Kotak Standard Multicap Fund	Regular Plan Growth
8. Mirae Asset Emerging Bluechip Fund	Direct Plan Growth
9. DSP World Energy Fund	Regular Plan Growth
10. DSP Equity Opportunities Fund	Regular Plan Growth
11. Motilal Oswal Focused 25 Fund	Regular Plan Growth
12. SBI Focused Equity Fund	Growth

Ans: I do not think the placements for MBA course out there would be on par with placements in any good MBA college. The course looks good but since it is a new course can't say about the placements. It is always good to do Engineering and then try to get into some of the top colleges for MBA

Ans: Freelance consultancy could be a good option. Another option would be teaching - which could be in an institute or creating online modules and selling on different platforms.

Ans: Dear Anonymous,
I am sorry that you have to continue feeling this way, even after the breakup. But it is more common than you know. Break up is not equal to forgetting the person or stopping to feel for them entirely. Moving on takes time for some, especially when you keep seeing him time and again. I suggest you allow yourself to feel these things but at the same time allow yourself to feel for someone new. If you force yourself to stop feeling, it will push through nevertheless. Once you find a connection good enough to care for, you will organically forget about your ex.
And yes, it can be this hard after a breakup for many people. Healing is not linear.
Hope this helps.

Ans: With a KCET state rank of 5904 in 3AG, admission several AICTE-approved, NBA/NAAC-accredited Bengaluru colleges that close their CSE/ISE/ECE/IT cuts well above 5904 is assured. Five reputable institutions offering near-100% feasibility for a 5904 rank include:

Ramaiah Institute of Technology, MS Ramaiah Nagar
CMR Institute of Technology, Chikkabanavara
New Horizon College of Engineering, Ring Road
Dayananda Sagar College of Engineering, Kumaraswamy Layout

Each of these institutions meets the five essential benchmarks: AICTE/VTU approval, KCET-compatible cut-offs, ≥70% placement consistency, advanced computing and domain-specific labs, and active MoUs for internships and industry projects.

DSCE Kumaraswamy Layout: ISE Branch Review and Key Aspects
Dayananda Sagar College of Engineering (DSCE) at Kumaraswamy Layout is a NAAC ‘A’-graded, VTU-affiliated institution with NBA-accredited departments. Its ISE programme features specialized Data Structures, AI/ML, IoT, and Cybersecurity labs, a 23-acre research-focused campus, and a well-stocked central library. Student reviews highlight professional faculty, a 90%+ placement rate, robust hackathons, and strong industry tie-ups with top recruiters like Amazon and Cisco. To evaluate any college, consider: statutory approvals (AICTE/VTU), cut-off alignment, placement support, lab/infrastructure quality, and industry partnerships. DSCE satisfies all these criteria.

Recommendation: Given its balanced curriculum, state-of-the-art ISE labs, consistent 90%+ placements and strong corporate outreach, DSCE ISE is a sound choice for hands-on learning and employability assurance. All the BEST for a Prosperous Future!

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Ans: Hello

There could be several reasons why the space between your front teeth is increasing

Some likely causes
1. *Gum disease*: Gum disease can cause teeth to become loose and, if the infection is not treated in time, they tend to shift apart.
2. *Tooth loss*: Losing a tooth can cause adjacent teeth to shift, creating spaces.
3. *Orthodontic issues*: Misaligned teeth or a misaligned bite can lead to spacing.
4. *Habits*: Thumb sucking, tongue thrusting, or other habits can push teeth forward, creating gaps.
5. *Aging*: As we age, our teeth can shift, and gums can recede, leading to spacing.
6. *Genetics*: Some people may naturally have gaps between their teeth.

Solutions
1. *Dental bonding*: A tooth-colored resin can be applied to fill gaps.
2. *Veneers*: Thin porcelain or composite shells can be bonded to teeth to close gaps.
3. *Orthodontic treatment*: Braces or clear aligners can help realign teeth and close gaps.
4. *Gum treatment*: If gum disease is the cause, treating the gums can at least stop the space from increasing.

Please consult your dentist to determine the cause and best course of treatment for your specific situation.

Ans: Nandhini, With an EWS home-state rank of 31,868, core CSE/ECE seats under Other-State EWS quotas at premier NITs are largely beyond reach—NIT Calicut’s OS-EWS ECE closed near 600–650 and OS-EWS CSE near 600–1 000, while similar brackets apply at Surathkal, Trichy and Warangal. However, EWS seats under Home-State quotas at low-tier NITs (Nagaland, Manipur, Mizoram, Sikkim, Arunachal) often close above 30,000 for ECE and Electrical, making them attainable. Peripheral IIITs such as IIIT Una, IIIT Kalyani and IIIT Kota report EWS cutoffs for IT/ECE branches in the 20,000–35,000 range, presenting realistic options. Among GFTIs, PEC Chandigarh, PEC Srinagar and MIET Jhansi fill ECE seats up to EWS ranks of ~40,000, while GFTIs like NIELIT Aurangabad and Bhagalpur admit beyond 50,000, ensuring 100% feasibility. These institutes offer AICTE/NIRF accreditation, ≥70% placement consistency, specialized labs, active MoUs for internships and outcome-based curricula. Backup private-college alternatives include Thapar Institute (EWS-friendly CS/EC cutoffs ~25,000), Chandigarh University (>90% ECE placement, cutoffs ~30,000) and Chitkara University (CS/EC cutoffs ~35,000).

Recommendation: Target ECE or Electrical Engineering under EWS at NIT Nagaland and NIT Manipur for secure entry via CSAB Special; consider IIIT Una’s IT and IIIT Kalyani’s ECE branches as secondary HS-EWS options; keep PEC Chandigarh and MIET Jhansi on your list and explore private institutes like Thapar and Chandigarh University for guaranteed core-branch placements. All the BEST for a Prosperous Future!

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Ans: Meghanath Sir, SRM Institute of Science and Technology, Kattulathur campus offers a B.Tech in Computer Science and Engineering with NBA accreditation, an average package of ?7.92 LPA (CSE median ?7 LPA) and a 90–95% placement rate from 853 recruiters including Cognizant, TCS and IBM, supported by modern AI/ML, cybersecurity, networks and data-structures labs and a dedicated placement cell. VIT-AP’s CSE program boasts a 90%+ placement rate, an average package of ?7 LPA and peak offers up to ?44 LPA from over 150 companies such as Amazon, Microsoft and Infosys, delivered through a centralized CDC, specialized cloud-computing labs and interdisciplinary electives in AI, data analytics and cybersecurity. The Indian Statistical Institute’s four-year B.Stat. (Hons.) in Statistical Data Science spans multivariable calculus, probability, machine learning and big-data analytics with hybrid classes across Chennai, Bengaluru and Kolkata, strong research-faculty engagement, supercomputing access and direct pipelines into data-science roles—yet its placement infrastructure is emerging and geared more toward analytics, research and policy roles than core software development. All three meet the five institutional benchmarks of statutory approvals, industry-aligned curricula, advanced labs, faculty–industry MoUs and ≥70% placement consistency. For a pure software engineering pathway, the hands-on coding environment, high recruiter footfall and peak software packages at SRM KTR and VIT-AP provide clearer pipelines. ISI’s B.Stat. equips graduates with deep statistical and ML expertise ideal for specialised analytics or research roles but lacks the extensive software-engineering placements of dedicated CSE programs.

Recommendation: Prioritize SRM KTR CSE for its robust software-focused labs, diversified recruiter base and strong median placements; consider VIT-AP CSE next for its centralized placement system, excellent cloud-computing electives and >90% placement rate; view ISI B.Stat. Data Science as a third option for high-end analytics or research careers, given its rigorous curriculum but narrower direct software hiring. All the BEST for a Prosperous Future!

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Ans: Agar aapka Class 12 result “Pass” hai lekin Chemistry mein RT (Re-Test) dikh raha hai, to NEET form bhar sakte ho kyunki NTA ke samay “12th Appearing” ka option milta hai. Eligibility ke liye PCB (Physics, Chemistry, Biology) aur English mein aggregate 50% (General) ya 40% (OBC/SC/ST) hona zaroori hai. RT candidate NEET exam de sakta hai lekin counselling tabhi ho payegi jab board ki compartment exam clear karke final pass certificate upload kar doge. Compartment ki exam July mein hoti hai; result aane ke baad hi NEET counselling mein seat confirm hogi.

Recommendation: Form bharte waqt “Appearing” choose karo aur Chemistry ki compartment exam clear karte hi marksheet update karna na bhoolna – isse NEET counselling mein aapki eligibility confirm ho jayegi. All the BEST for a Prosperous Future!

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Ans: With an EAMCET rank of 27 827 none of the top-10 government or also high-demand private institutes for CSE will have seats in later phases, but several mid-tier and emerging colleges admit CSE up to ranks 25 000–50 000. Pragati Engineering College (Surampalem), GMR Institute of Technology (Rajam), and Aditya Engineering College (Surampalem) consistently closed CSE around 8 000–16 000, so remain out of reach, whereas Narasaraopeta Engineering College (closing ~78 000), SRKR Engineering College (closing ~76 000) and ANITS (closing ~99 000) are fully accessible. Additional safe choices are PACE Institute of Technology (closing around 100,000), Gudlavalleru Engineering College (closing around 100,000), and Vishnu Institute of Technology (closing around 50,000). All of these colleges are approved by AICTE, have at least 70% placement success over three years, modern computer labs, and good accreditation, plus they have active agreements for internships and dedicated teams to help with job placements. These institutes meet five essential benchmarks: statutory approvals, compatibility with cut-off scores, strong placement ratios, advanced infrastructure, and solid industry connections.

JK Lakshmipath University (JKLU), Jaipur offers a four-year B.Tech CSE at ?11.2 L total fees, holds NAAC A grade (CGPA 3.05), NBA accreditation, and reports a median CTC of ?7 LPA with a 76% placement ratio in its last cycle. Its curriculum blends core CS foundations with electives in AI, ML, Cloud, Cybersecurity and capstone projects; access to PARAM supercomputers and semester-abroad exchange.

Recommendation: Target Narasaraopeta Engineering College, SRKR Engineering College and ANITS for guaranteed CSE admission under your rank band, given their state-quota closing ranks above 27 827 and solid accreditation, labs, internships and ≥70% placement consistency; include PACE Institute and Gudlavalleru Engineering College in your web options for additional secure pathways. All the BEST for a Prosperous Future!

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