Home > Money > Question

Sign In | Create an account

Language:

Now in हिन्दी too

Need Expert Advice?Our Gurus Can Help

Ramalingam Kalirajan |8093 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Apr 25, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by MOHAMMED on Apr 25, 2024Hindi

Money

i want to invest one lakh in mf funds which best for more than 5 years.

Ans: It's wonderful to hear that you're considering investing for the long term. Investing with a horizon of over five years can offer the potential for growth while allowing your investments time to ride out market ups and downs. Have you thought about your risk tolerance and how comfortable you are with market fluctuations over this period?

A Certified Financial Planner would typically recommend a diversified approach to capture growth opportunities across different sectors and market caps. This can help spread the risk and potentially enhance returns over the long run.

Remember, investing is a journey, not a sprint. It's about patience, consistency, and making informed choices. As you embark on this journey, it's essential to stay updated, periodically review your investments, and make adjustments as needed.

May your investment journey be rewarding, both financially and in the wisdom it brings.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

Money1Reply

Latest Questions

Milind Vadjikar |1102 Answers |Ask -Follow

Insurance, Stocks, MF, PF Expert - Answered on Mar 12, 2025

Question by P - Mar 11, 2025Hindi

Money

My loans have crossed 40 lakhs and i dont have job. I dont know what should i do as i do not have any money to pay back. I am taking loans to repay interest for old loans.

Ans: Hello;

Sell some of your asset like land, gold or vehicle to repay the loan on priority.

Don't borrow to repay existing loans. Restructure the loans or seek a moratorium till you get a job.

Borrow funds from family and friends explaining your mistakes and promise to repay once you get another job.

Keep in mind the old saying to cut your cloth as per your size and act accordingly.

Best wishes;

Dr Dipankar Dutta |956 Answers |Ask -Follow

Tech Careers and Skill Development Expert - Answered on Mar 12, 2025

Question by Vashu - Mar 12, 2025Hindi

Career

Sir I have 98 percentile in jee mains obc-ncl category uttar pradesh can I get cse or ecce in NIT

Ans: With 98 percentile in JEE Mains and OBC-NCL category, you have a very good chance of getting a seat in NITs for CSE or ECE. However, the exact NIT and branch will depend on the JoSAA cutoff ranks. See previous years' cut off

Radheshyam Zanwar |1412 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 12, 2025

Question by viky - Mar 12, 2025Hindi

Career

If I failed in class 12 in one subject this year. but passed in jee mains. can i still give advanced? considering that I will pass boards in compartment exams with minimum of 75%. Compartment will be in July and its result gets declared in August. Even if im eligible, wont it affect my councelling process. as it is in june july only?

Ans: Hello Viky
You are eligible for JEE (Adv) and there will be no effect on the counseling process provided that you must fulfill all the criteria laid by the IIT institutions.

Follow me, if you like the reply.
Thanks
Radheshyam

Radheshyam Zanwar |1412 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Mar 12, 2025

Question by Accounts - Mar 12, 2025Hindi

Career

My son percentile in jee mains 2025 is 98.55 general Delhi school please tell any nit dtu on any other prestigious institute for cse

Ans: Hello Accounts
Your son has a chance to get admission to NITs or IIITs preferably in CSE or computer-related branches. Best of luck to your son.
Follow me, if you like the reply.
Thanks
Radheshyam

Inderpaul Singh |47 Answers |Ask -Follow

Leadership Coach - Answered on Mar 12, 2025

Question by sunil - Mar 12, 2025Hindi

Career

My question relates to a very peculiar type in EPFO Delhi Department

Ans: What is the query?

T S Khurana |398 Answers |Ask -Follow

Tax Expert - Answered on Mar 12, 2025

Asked by Anonymous - Feb 17, 2025Hindi

Money

Through joint development agreement with developer,new flats after construction are provided to landowners in lieu of 30% of land provided to developer .There is no cost involved to the owner.What will be tax implications including capital gain for landowner?

Ans: Landowner is liable to pay Income Tax for the portion he is surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

T S Khurana |398 Answers |Ask -Follow

Tax Expert - Answered on Mar 12, 2025

Question by Raj - Feb 18, 2025Hindi

Money

i have a flat in mumbai which has gone for redevelopment. out of total area i am surrendering 400 sq feet to builder. will my money be liable for Income tax

Ans: Yes. You are liable to pay Income Tax for the portion you are surrendering to the builder. Sale Consideration will be considered as value of developed area on stamp duty rate, you have retained after its Redevelopment.
Most welcome for any further clarifications. Thanks.

Rajesh Kumar Singh |192 Answers |Ask -Follow

IIT-JEE, GATE Expert - Answered on Mar 12, 2025

Question by Priyanka - Mar 12, 2025Hindi

Career

92 %ile female obc ncl any nit or iiit any branch

Ans: Depends on others performance and choice, slim chance, improve Basics and score

T S Khurana |398 Answers |Ask -Follow

Tax Expert - Answered on Mar 12, 2025

Asked by Anonymous - Feb 27, 2025Hindi

Money

Hello! I am resident of Canada ,wants to get Rs 40 lakhs from India from my father for making a down payment of property I looking to purchase in Canada.just want to ask do my father have to pay any tax on it, he is looking to sell a plot

Ans: 01. When your father sells a plot in India, he would be subject to Capital Gain Tax (may be Long Term or Short Term), under the I.T.Act.
02. TCS will be collected/deducted, when your father transfer you money.
03. TCS deducted can be claimed back by filing his ITR. Amount of TCS shall be refunded after adjustment of due taxes in his ITR.
04. Please note that both these transactions should be done in the same financial year.
Most welcome for any further clarifications. Thanks.

Aamish Dhingra |14 Answers |Ask -Follow

Life Coach - Answered on Mar 12, 2025

Asked by Anonymous - Mar 12, 2025Hindi

Relationship

Hello, I am in relationship with a girl and she is started getting white patches. I am scared to marry her as it passes on genetically but at the same time I feel guilty of leaving her. I am so stuck in my life. What should I do?

Ans: It sounds like you’re facing a deep internal conflict - one between fear and love, between logic and emotion. And that’s completely human. Ask yourself - What are you truly afraid of? Is it the uncertainty of the future? The possibility of judgment? Or is it the weight of responsibility that love brings?
Relationships are rarely about guarantees. They’re about choices - choosing to stand by someone despite the unknowns, despite the imperfections. But the real question isn’t about her condition. It’s about you. What do you value more - certainty or connection? Fear or commitment? What kind of partner do you want to be, not just for her, but for yourself?
Because in the end, it’s not about genetics. It’s about who you choose to be when faced with uncertainty. So, who do you want to become?
Wishing you success,
Aamish Dhingra
ICF-PCC Certified Life Coach
Co-Founder, Cocoweave Coaching International, Delhi

See more questions »

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Video Reply
Audio Reply

WhatsApp
Facebook
Twitter
Copy link

Delete

Close

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus

Sign up

email

uname

mobile no

Country Code

Mobile number

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

LOGIN

x