How Will My 2021 Pure Debt Fund Investment Be Taxed Now?

Ans: yes they are taxed above capital gain of1L in case of long term gain

Ans: You may avail exemption u/s 54-F & invest in residential house property, subject to the following conditions :
01. You will have to invest total amount of Rs.75.00 (L).
02. You will have to construct the plot with in a period of 3 years from the date of Sale of MFs.
Most welcome for any further clarifications. Thanks.

Ans: No, your tax will not become zero.

In the case of debt mutual funds, capital gains are not eligible for exemption under Section 54, which applies only to property sales.

Since you bought in 2017, the entire Rs 25 lakh gain (Rs 75 lakh - Rs 50 lakh) will be taxed as per your income tax slab under the new tax rules for debt mutual funds.

Buying a plot will not give you any tax exemption on debt mutual fund gains.

Best Regards,

K. Ramalingam, MBA, CFP
Chief Financial Planner
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

Ans: They will be added to your total income