Retirement Savings: How Much Tax on Gratuity and Super?

Ans: Hello dear
If you can secure CSE at a reputable Bangalore college, it's worth trying; otherwise, GSSS Mysore's AI-Data Science program is a solid backup. Better to try CSE @ Bangalore!

Good luck.
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Radheshyam

Ans: Hello dear.
It's wise to wait for CSAB rounds for potentially better options like NITs, as the listed private colleges (MIT ADT, VIT Bhopal, SVIT Vadodara, Amity Noida) are decent backups but not top-tier for architecture. The final decision is yours. Therefore, make a wise choice. If you're not satisfied with our answer, please seek a second opinion before making a final decision.

Good luck.
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Radheshyam

Ans: Aryan, you have not mentioned your COMEDK Rank. Anyway, please note, Bangalore Institute of Technology (BIT) began its B.E. in Artificial Intelligence and Machine Learning (AI & ML) in the 2022–23 academic year, offering 60 seats annually under the full-time program. The institute is NAAC A+ accredited and known for solid industry connections, with its campus centrally located in Bengaluru's tech hub. Infrastructure for AI & ML is robust, benefiting from significant investment in modern labs and digital resources. Placements at BIT are consistent, with core branches seeing rates over 80% and some reports indicating placement percentages close to 95% for eligible students across disciplines in recent years. While specific placement data for the newest AI & ML batch is not yet available due to the branch's recent inception, the overall trend in BIT’s campus recruitment is promising, featuring top recruiters in tech and product companies. Faculty in the AI & ML department are experienced, but student feedback describes them as average and recommends supplementing classroom learning with self-driven projects and online certifications to remain industry-relevant. Hostel capacity may not suffice for all students; most opt for PG accommodations nearby. The flexible curriculum allows students independence to learn beyond classwork, and the academic environment reduces excessive pressure, making it accessible to maintain a good CGPA.

Recommendation
Given BIT’s reputation, recent investments in AI & ML infrastructure, high general placement rates, and strategic industry location, you can confidently accept and freeze your seat if you prefer security and stability. Accept with upgrade only if you are seeking even higher-ranked institutes. For committed learners, BIT AI & ML is a sound option aligning with future tech trends. All the BEST for a Prosperous Future!

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Ans: Hello dear.
Chances with NITs/IIITs seem to be challenging, but you may have a chance in lower GFTIs or newer IIITs through category or state quota. Better to keep another option as a backup.

Good luck.
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Radheshyam

Ans: Hello dear
Prefer Thapar if possible due to its strong reputation, focused specialization, and better placement opportunities in core electronics.

Good luck.
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Radheshyam

Ans: Hello Leena,

To begin with, thank you for contacting us. As an answer to your query, I would like to tell you that for a high-achieving student seeking to pursue his postgraduate studies in Actuarial Science overseas, I would suggest that he/she studies BSDS (Bachelor of Science in Data Science) rather than B.Sc. (Maths) from LSR. BSDS provides an innovative, integrated curriculum with solid foundations in statistics, probability, programming, and analytics- abilities that are highly pertinent to the field of Actuarial Science and acknowledged by universities abroad. This interdisciplinary background corresponds to both the quantitative as well as analytical demands of actuarial programs overseas, providing students with an upper hand in admissions and upcoming employment markets.

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Ans: Hello dear
You did not mention which NMIMS, i.e., Mumbai or Shirpur, is involved. Also, it is not clear whether you paid the fee to NMIMS or not. If you have paid, then first understand the process of admission cancellation and fee refund. Both options are strong. If your son is at NMIMS @ Mumbai, then try to retain that seat, but if he is at Shirpur, then consider VIT Pune. The final decision will be yours.

Good luck.
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Radheshyam

Ans: Dr Ambedkar Institute of Technology Bangalore offers a well-recognized Mechanical Engineering program, accredited by NAAC and known for its government-aided status and experienced faculty—25–30% of whom hold doctorates from IITs and NITs. The college maintains a student-friendly campus with modern labs, digital libraries, robust hostel infrastructure, and Wi-Fi-enabled spaces. Placement rates for the mechanical branch fluctuate between 75–80% in recent years, with recruiters like Toyota, Bosch, and TCS participating. Faculty are widely regarded as supportive and knowledgeable, though some reviews mention limited research exposure and average practical applications. The academic environment is stable, with autonomous examination standards, frequent internships, and industry-linked projects, but students note that placements can be more competitive for core mechanical jobs compared to other engineering branches.

Recommendation
If you value a strong peer group, established academic processes, and a conducive learning environment, Dr Ambedkar Institute of Technology’s mechanical branch is a prudent choice. Opt for this institute unless you have a clear plan to achieve a much higher-ranked program or preferred branch after a drop year, as the institution offers solid career prospects and industry acceptance. All the BEST for a Prosperous Future!

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Ans: Hello dear
Preference order: (1) Sricity (2) Bhopal (3) Pune. Choose either Sricity or Bhopal, whichever is nearer to your hometown. Avoid Pune as far as possible. The final choice will be yours.

Good luck.
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Radheshyam