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Ulhas Joshi | Answer |Ask -Follow

Mutual Fund Expert - Answered on Mar 22, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more

Question by Chetan on Mar 15, 2023Hindi

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Hi, I want to start a SIP for my 5 year daughter.

Ans: Hi Chetan! Thank you for writing to me. Please elaborate on what your goals are and when you expect to utilise the money so I can guide you better.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Siddhartha - Jun 10, 2022Hindi

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I want to start SIP for my daughter with a monthly amount of Rs. 1500 for long term. She is now 12 years old. Kindly suggest a better option which can be help for long run.

Ans: You may look at:

UTI flexi cap fund – Growth. OR
Parag Parikh Flexi cap – growth OR
Samco Flexi Cap – Growth

If you want Mr Singh's advice on your mutual fund investments, please mail your questions to getahead@rediff.co.in with the subject line, 'Ask MF Guru', along with your name, and he will offer his unbiased views.

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Question by Naveen - Jun 14, 2023Hindi

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I want to start sip for my daughter education purpose currently she is 10 year old so which mutual fund sip i should start small cap is better

Ans: small cap is better as you have time by your side. Which small cap you need to reach out to a SEBI registered RIA for that as they are the right people to guide you through a define objective and goal. you can find one in your are through the link - https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=13

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Question by Amit - Nov 05, 2023Hindi

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Hi, I want to start an SIP for my 18 year old daughter as her first investment which will ultra long term considering her age. Pls advise with the choice of funds for a monthly amount of 5k

Ans: Choosing the right investment for a long-term goal requires careful consideration of your daughter's risk tolerance, investment horizon, and financial goals. Given her young age and ultra-long-term investment horizon, a diversified equity-based mutual fund could be a suitable option.

You can go for a good flexi cap fund along with some allocation to a nice mid cap fund, assuming you will continue SIP for more than 10 years with required increment every year.

Remember to review your portfolio periodically and rebalance it as needed to maintain your desired asset allocation.

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Question by KRISHNA - Dec 04, 2024Hindi

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I want to start a SIP in MFs for my 17 yers old daughter. Please suggest in which MF's to SIP in.

Ans: Hello;

What is the time horizon for which you want to invest?

For 3-5 year duration she may begin her sip in a good balanced advantage fund. You may select any fund from the top quartile in this category for your time horizon.

Happy Investing;
X: @mars_invest

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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