Hello sir Iam 59 yrs old and my investments in smallcase is as follows. 1.Equity &Gold-SIP(?440) 2.Top 200 stocks- Lumpsum(?3059) 3.All weather investing-Lumpsump(?2696) 4.PSU banks for sip-SIP(? 8155) Kindly advice whether it is worth to continue. Thankyou Regards Venkatesh

Ans: Jyoti Madam, I hope you’ve filled in the right choices in JoSAA based on son's rank, two days back. In any case, here’s the answer to your query for cross-verification: With your son's JEE Main rank of 22615 and JEE Advanced rank of 18000+, securing admission to quality NITs in non-CSE branches presents excellent opportunities across multiple institutions and engineering disciplines. Your rank of 22615 corresponds to approximately 97.9% percentile, placing you well within the admission range for several NITs in core engineering branches like Electrical, Mechanical, and Civil Engineering. NIT admission prospects include NIT Raipur with Electrical Engineering (cutoff 32187-44500), Mechanical Engineering (30103-52428), and Civil Engineering (44737-66364), NIT Patna with Mechanical and Civil branches accepting ranks around 20000-40000, NIT Hamirpur with Electrical, Civil, and Mechanical branches (cutoff 20000-38000), NIT Jamshedpur offering Civil, Metallurgy, and Production Engineering (cutoff 20000-35000), and newer NITs like NIT Agartala, NIT Meghalaya, NIT Mizoram, and NIT Arunachal Pradesh accepting ranks between 25000-60000 across various branches. These NITs demonstrate strong placement performance with NIT Trichy achieving 88.90% BTech placement rate, NIT Surathkal recording 73% placement rate with average package of 16.25 LPA, and branch-wise statistics showing Electrical Engineering achieving 68.95-92.9% placement rates, Mechanical Engineering reaching 80.77-90.6% placement rates, and Civil Engineering maintaining 65.90-76.2% placement rates across top NITs. For IIIT options, your rank provides viable admission prospects at IIIT Kancheepuram, IIIT Guwahati, IIIT Pune, and IIIT Jabalpur for CSE with cutoffs extending to 15000-25000 ranks, offering specialized computer science education with strong industry connections. Recommendation: Target NIT Raipur Electrical Engineering, NIT Patna Mechanical Engineering, or NIT Hamirpur Civil Engineering as primary choices for excellent placement prospects and established reputation, while simultaneously applying to IIIT Guwahati or IIIT Pune CSE for specialized computer science education, leveraging home state quota advantages where applicable for optimal admission chances. All the BEST for the Admission & a Prosperous Future!

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