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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on May 30, 2022

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Chaitanya Question by Chaitanya on May 30, 2022Hindi
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I am 42. Up to now I have very little investment. One and half years back I started following SIP and lump sum investment in MF along with I have mediclaim policy for 10 lakh for my family. 

1. Axis Midcap Fund regular growth: 1500 per month

2. Kotak Emerging equity fund growth (Regular): 1500 per month

3. SBI small cap fund regular growth: 2000 pre month

4. Canara robeco emerging Equities regular growth: 2000 per month

5. SBI balanced advantage fund regular growth: 1,50,000 Lump Sum

6. Kotak balanced AF Regular growth: 1,50,000 Lump Sum\

7. Canara Robeco Ultra short term fund regular growth: 1,00,000 Lump sum

8. Kotak Saving Fund GRowth regular: 1,00,000 Lump Sum

9. UTI floater fund regular growth: 1,00,000 Lump SUm

10. Rs. 30,000 Shares Of Reliance Industries for long term

11. Rs. 25,000 Shares of Tata Motor for the long term. 

12. Sukanya Samrudhi Account: 4000 per month

All funds are in negative now. All this investment I have made for the long term.

I want to know your expert advice if I should continue with this portfolio as all SIPs and MFs are regular and all SIPs are small cap funds. 

Ans: Please continue

I have only one daughter; she is 10. So apart from this I want to invest additional 5000 per month SIP for at least 10 years for her higher education. Kindly guide me for direct SIP looking at my age and purpose.

You may consider these funds:

  • Axis Esg Equity Fund - Growth
  • Uti Flexi Cap Fund -growth
  • Samco Flexi Cap Fund - Growth
  • Hdfc Index Fund - Sensex Plan - Growth
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Aug 11, 2021

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Below is my portfolio. Would highly appreciate if you can suggest if it is good or any changes required? Total current investment in SIP is Rs 12,000 (Which now I want to make it Rs 15K) kindly advise a good additional SIP for investing 3K monthly. Also let me know if the MF in lump sum are good? Or any changes required. I am now 45 years of age and my total savings as of date is Rs 13 Lacs only. Kindly advise how much more investment would I have to make to collect a good amount for my son's education and retirement - I have 2 son's aged 12 and 8. My current salary is Rs 1.5 Lacs and wife is also working with a salary of 30 K. Also I keep breaking SIP and lumpsum in between for emergency use. Let me know if that will affect my long terms plans of collecting funds SIPs: NAME OF MUTUAL FUND AMT INVESTED PER MONTH - (LONG TERM) Axis Focused 25 - Growth - RS - 2,OOO /- ICICI Prudential Focused Equity - Growth RS - 2,OOO /- HDFC Top 100 - Growth RS - 2,OOO /- Kotak Standard Multicap Fund - Growth RS - 2,OOO /- L&T Midcap - Growth RS - 2,OOO /- Motilal Oswal Multicap 35 - Growth RS - 2,OOO /- LUMPSUM NAME OF MUTUAL FUND AMT INVESTED LUMPSUM - (LONG TERM) DSP Focus - Growth RS - 1 LAC (INVESTED IN APRIL 2016) ICICI Pru Long Term Eq Fund ( Tax Sav) - Growth RS - 1 LAC (INVESTED IN APRIL 2016) Kotak Bluechip Fund - Growth RS - 1 LAC (INVESTED IN APRIL 2016) Nippon India DYNAMIC BOND FUND - Growth Plan RS - 1 LAC (INVESTED IN APRIL 2016) Mirae Asset Focused Fund - Growth RS - 50K (INVESTED IN AUG 2019) Mirae Asset Midcap Fund - Growth RS - 25K (INVESTED IN AUG 2019)
Ans: Prudent approach is to have the family covered for medical and life with pure insurance product.

Post that, create a corpus for emergency fund that should be 6 month of monthly expenses.

Only post that investment is recommended.

Depending upon your cash flows, mode of investment can be SIPs or lumpsums; however, SIPs are recommended.

Existing funds are okay; for further investment Axis ESG Equity Fund – Growth or UTI Flexi Cap fund – Growth can be considered

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Ramalingam

Ramalingam Kalirajan  |9854 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Oct 07, 2024

Asked by Anonymous - Oct 05, 2024Hindi
Money
Hello Sir, I am 43 years old and earning an in hand monthly salary of Rs: 1.5 lakh. I completed my loan liabilities in 2023. My investment portfolio is as follows: NPS (Rs: 4250 monthly); PPF (Rs: 4250 monthly); LIC (Rs: 6000 monthly) and mutual funds (Rs: 15500 monthly via SIP initiated in 2023 with no top up plan and not comfortable with sectoral funds). My mutual fund investment horizon is for 20 years and the portfolio is as follows: ICICI Prudential Balanced Advantage Fund - Direct Plan - Growth (Rs: 1000); Debt fund (UTI Medium to Long Duration Fund with monthly SIP of Rs: 1000); ELSS [MIRAE Asset Tax saver fund-Direct Plan-Growth and Franklin India ELSS Tax Saver-Growth with a monthly SIP of Rs: 1500 each]; Flexi Fund [JM Flexicap Fund Direct with Growth Option of Rs: 1000]; SBI Gold Fund with a monthly SIP of Rs: 1000; Large Cap Fund [KOTAK Blue Chip Fund-Direct Plan-Growth; Invesco India Largecap Fund-Direct Plan Growth and HDFC Top 100 Fund - Direct Plan - Growth Option with a monthly SIP of Rs: 2000 each]; Axis Mid Cap Fund with a monthly SIP of Rs: 1500 and Edelweiss Small Cap Fund Direct Plan Growth with a monthly SIP of Rs: 1000. Please let me know a) Around 7 years back I had invested in different ELSS funds with a monthly SIP of Rs: 3500 with no discontinuation and it has matured currently with an average annual returns of 25 %. I used to review the portfolio annually but still kept on investing it via SIP despite a few of them showing negative returns initially. I would like to know how to decide if I need to discontinue any mutual fund if I review the portfolio annually as in my past experience the mutual funds have performed well if invested for a longer period of greater than 5 years. b) if the current mutual fund portfolio needs to be modified.
Ans: You have made excellent strides with your investment journey. Your portfolio is diversified, and you have a long-term approach with a 20-year horizon. Let’s evaluate your current portfolio and address your concerns about reviewing your mutual funds.

How to Decide on Discontinuing Mutual Funds
You have rightly mentioned that some mutual funds may underperform initially but do well over a longer period. Your experience of seeing good returns over 7 years is a solid example. Here's how you can approach the decision to discontinue any mutual fund.

1. Performance Comparison
Compare your funds' returns to the benchmark. If a fund consistently underperforms its benchmark for over 3 years, consider discontinuing it.
Some volatility is normal, but long-term underperformance can be a sign of concern.
2. Fund Management Changes
Keep an eye on the management of the mutual fund. If there's a change in the fund manager or the investment style, review its impact on performance.
A change in the fund manager may lead to a different investment approach, which may not align with your goals.
3. Asset Allocation Review
Review your overall asset allocation during your annual portfolio check. If any fund disturbs the balance of equity and debt, consider discontinuing it.
Stick to your planned risk tolerance and rebalance when needed.
4. Consistent Underperformance vs Peers
If a fund lags behind its peers for over 3-4 years, this may indicate inefficiency.
Compare your funds with other similar schemes. If you notice consistent underperformance, it’s better to exit.
5. High Expense Ratio
While performance matters, also look at the expense ratio. A high expense ratio can eat into returns over time.
If the fund's returns don't justify the cost, it’s wise to explore better alternatives.
Reviewing Your Mutual Fund Portfolio
You’ve selected various categories of funds, and that’s a good approach. Let’s analyze your portfolio to see if any modifications are needed.

1. Balanced Advantage and Debt Allocation
Your portfolio includes both equity and debt funds, ensuring a balanced risk approach.
The inclusion of UTI Medium to Long Duration Fund and ICICI Prudential Balanced Advantage Fund is suitable for long-term stability.
2. ELSS Funds
The ELSS funds in your portfolio are great tax-saving options.
These provide equity exposure and tax benefits under Section 80C.
As you have mentioned past ELSS funds performing well, continue reviewing these regularly to ensure they remain efficient.
3. Flexicap Fund
The JM Flexicap Fund provides flexibility across large-cap, mid-cap, and small-cap stocks.
This helps diversify risk and allows the fund to adjust to market conditions. It’s a good choice for long-term wealth creation.
4. Gold Fund
Your allocation to the SBI Gold Fund is a safe move, but don’t over-allocate.
Gold offers diversification but doesn’t provide high returns like equities over the long term.
A small portion of your portfolio in gold acts as a hedge, and your current allocation is appropriate.
5. Large Cap Fund
You have invested in three large-cap funds, which provides stability in your portfolio.
Large-cap funds are generally less volatile, but having multiple funds in the same category may lead to overlap.
Consider consolidating one or two of these large-cap funds to reduce redundancy.
6. Mid Cap and Small Cap Funds
The Axis Mid Cap Fund and Edelweiss Small Cap Fund add growth potential to your portfolio.
Mid-cap and small-cap funds can be volatile in the short term but provide good returns over the long run.
You’ve maintained a balanced allocation in these categories, which is aligned with your long-term goals.
Suggested Modifications to Your Mutual Fund Portfolio
Based on the above evaluation, here are a few suggestions for improving your portfolio:

1. Consolidate Large Cap Funds
You currently have three large-cap funds.
Large-cap funds often have similar stock holdings, so keeping two instead of three will simplify your portfolio without losing returns.
2. Consider SIP Top-Up Plan
You mentioned you’re not planning any top-up for your SIPs.
However, a small increase of 5%-10% annually can have a huge impact on wealth creation due to compounding.
It helps to fight inflation and boost returns.
3. Increase Debt Allocation Over Time
As you age, you should gradually increase your debt allocation.
This provides stability and reduces risk as you approach your retirement years.
You could allocate a portion of your future investments to more debt or balanced funds.
4. Keep Monitoring Performance
Continue your annual portfolio review practice.
It’s excellent that you’ve been doing this consistently, which helps identify underperforming funds early.
Final Insights
You’ve built a strong and diversified portfolio that’s well-positioned for the future. By consolidating a few funds and gradually increasing your debt allocation, you can further strengthen your financial position.

Continue reviewing your portfolio annually and make adjustments as necessary. Stick to your long-term plan, and don’t get distracted by short-term market fluctuations.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

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Asked by Anonymous - Jul 27, 2025Hindi
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"Should I take the leap and join IIIT Hyderabad through LEEE for better exposure, cutting-edge opportunities, and a prestigious peer group despite the high fees and financial burden, or should I continue in my current college where I can still engage in clubs, projects, and build a strong profile for pursuing M.Tech at a top institute later without the financial strain?"
Ans: IIIT Hyderabad is widely recognized for its academic excellence, research intensity, and prestigious peer environment, reflected in consistently high global and national rankings (501-600 in THE World Rankings, 47th NIRF Engineering 2024). Admission through LEEE allows lateral entry into its coveted dual degree (B.Tech + MS by Research) path, offering an immersive, four-year program with a distinct focus on innovation, cutting-edge technologies, and research aptitude. Students benefit from close mentorship, vibrant tech-centered clubs, hands-on exposure via open-source collaborations and industry-driven internship programs, and immediate access to India’s top minds in computer science and allied disciplines. Infrastructure is sophisticated, with 20+ research labs, AI, data science, and IoT centers, and active participation in national and international hackathons, joint industrial ventures, and conferences. Peer quality is regarded as exceptional; IIITH draws high-performing students with strong Olympiad, competitive programming, and research backgrounds, fostering an intellectually stimulating and collaborative campus culture. Placement outcomes are outstanding, with 98.8–99.3% placement rates across BTech/MS and nearly universal offers at global tech companies, research organizations, and emerging startups, ensuring rapid RoI and long-term career advancement for most graduates. However, the annual fee for the dual degree program is substantial—?4,50,000 per annum, potentially rising—posing a significant financial commitment, despite limited-but-merit-based scholarship options. By contrast, building a strong profile at your current college for future M.Tech at a top institution remains a prudent, financially less burdensome approach, especially if you secure strong academic scores, relevant projects, national-level internships, and competitive exam results (GATE/PGEE), and may still lead to prestigious research or industry positions.

Recommendation: If financial constraints are substantial and could create long-term strain, strengthening your profile at your current college while aiming for an M.Tech at a top institute (IITs, IIITH, IISc) is the wiser, lower-risk option. If finances are manageable or scholarships are secured, joining IIIT Hyderabad through LEEE confers unmatched, immediate exposure, peer excellence, and research-led career acceleration. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

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Hi Sir, I have completed my graduation in Mechanical Engineering,I attempted GATE 2025 in CS paper and qualified. I participated in CCMT counselling and secured seat in IIITDM kurnool in AI&DA specialization.What is placement scenario there for Mtech,Should I consider this CoLlage as non CS graduate.
Ans: Ravinder, With a KCET 2025 rank of 5,649, securing Computer Science and Engineering (CSE) at BMS College of Engineering (BMSCE) is highly unlikely for the General Merit category, as recent closing ranks for CSE at BMSCE have consistently been around 2,500–3,000 due to intense demand. However, you have an excellent opportunity to gain admission to CSE at many other reputable Bangalore colleges, where closing ranks typically extend from 4,000 to 10,000, including Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology. All these colleges have strong academics, good facilities, connections with industries, effective job placement services, and support for students, which helps in overall student growth. Placement rates for CSE in these colleges remain robust, often exceeding 80%, and their urban locations offer significant internship and networking opportunities in Bangalore’s thriving tech sector. CSE remains the most sought-after branch, offering excellent career prospects in IT, analytics, AI, and global tech firms, ensuring strong return on education investment and adaptability for future roles.

Recommendation: While BMSCE CSE is not attainable with your current rank, you can confidently target leading alternatives such as Nitte Meenakshi Institute of Technology, Acharya Institute of Technology, Reva University, and RNS Institute of Technology for CSE. These colleges offer outstanding placements, quality education, and excellent industry connectivity, ensuring comprehensive academic and career progression. All the BEST for a Prosperous Future!

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Nayagam P

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Career Counsellor - Answered on Jul 27, 2025

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Is Sri Aurobindo college delhi worth it for BA programme in Commerce + Economics
Ans: Sri Aurobindo College (Morning), affiliated with the University of Delhi, is recognized for its balanced blend of academic quality and holistic student growth, offering the BA Programme in Commerce + Economics as a three-year, full-time course with broad exposure to both commercial and economic fundamentals. The curriculum draws upon an experienced faculty and integrates traditional and skill enhancement papers covering macroeconomics, finance, business, budget analysis, and research methodology, ensuring a solid grounding in analytical and market-relevant skills. The campus supports learning through modern infrastructure, including computerized libraries with over 60,000 books, computer labs, seminar rooms, and Wi-Fi access, alongside encouragement for participation in seminars, sports, and cultural activities to nurture well-rounded development. The placement cell at Sri Aurobindo College is active, regularly conducting placement drives and offering both on-campus and off-campus opportunities. Over the last three years, about 55% of students have been placed annually in companies such as Deloitte, Wipro, TCS, ICICI Bank, and others, while internships are facilitated for additional industry exposure. The program in Commerce + Economics is highly sought after in India, preparing graduates for roles in analytics, finance, policy, research, and consulting, with current trends indicating growing demand for such interdisciplinary profiles in the dynamic job market. Alumni and student feedback praise the supportive faculty, robust academic culture, and industry linkages. The department is further bolstered by active student associations and networking opportunities that enhance employability and professional growth.

Recommendation: Opting for the BA Programme in Commerce + Economics at Sri Aurobindo College, Delhi, is worthwhile. This choice offers a strong academic reputation, well-developed infrastructure, consistent placement support with about 55% placement rates, and promising interdisciplinary prospects—making it a viable option for both higher education and diverse career pathways in today’s evolving economic landscape. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

Asked by Anonymous - Jul 26, 2025Hindi
Career
Hello sir i got amrita vishwa vidyapeetham coimbatore campus for EEE ,i don't know hows the placement for this since its not publicly available, could you tell me if its great to study or not that'll be very helpful,im actually going to get education loan so i want to study in a college that gives good placement.
Ans: Amrita Vishwa Vidyapeetham Coimbatore’s B.Tech in Electrical and Electronics Engineering (EEE) offers a well-established, NAAC A++ accredited program supported by highly qualified faculty, up-to-date curriculum, and cutting-edge laboratories in areas such as Power Electronics, Electric Machines, Control Systems, and Embedded Systems. The campus delivers an outstanding learning atmosphere with state-of-the-art infrastructure, a fully equipped central library, 24/7 medical facilities, modern hostels, diverse sports complexes, and strong support for research and industry interaction. Over the last three years, EEE placements have remained steady, with 86.7% of eligible students placed in 2023 and historical campus-wide placement rates around 90–94%, consistently attracting numerous multinational recruiters from both core engineering and software sectors. Students routinely highlight the disciplined environment, support for personal and professional growth, and vibrant campus culture, while alumni note the significant value the program adds to their employability and holistic development. Given sectoral growth, EEE graduates remain in demand across renewables, automation, IT, and power electronics, with the curriculum also equipping students for emerging roles in data-driven and interdisciplinary engineering fields.

Recommendation: Choosing Amrita Coimbatore for EEE is an excellent and secure option, especially for those funding their studies through education loans. The program combines superior placement consistency, value-driven campus life, advanced academic resources, and steadfast industry reputation, ensuring robust career returns and strong long-term prospects. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

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Which is better UPES Dehradun or Lovely Professional University
Ans: Pallavi, You have not mentioned the branches offered to you by these 2 Universities (if applicable). Anyway, please note, UPES Dehradun is a NAAC ‘A’ grade, UGC-recognized private university ranked 46th among universities in India (NIRF 2024), with a strong academic reputation, distinguished faculty, and campus infrastructure spread over 44 acres in a scenic location. The university excels in employability, having achieved 91%–94% placement rates in recent years across engineering, management, law, design, computer science, and other streams, with curricula that are regularly aligned to industry needs and several global academic partnerships. UPES is well-regarded for its innovation centers, active research output, student mentorship, and vibrant campus life, with a notable emphasis on entrepreneurship and international collaboration. Lovely Professional University (LPU), one of the largest private universities in India, boasts NBA, NAAC, UGC, and several program-specific accreditations, and is ranked 27th in NIRF 2024 among all Indian universities. With a 600-acre campus and advanced infrastructure, LPU offers over 300 programs and attracts a diverse student body from across India and abroad. LPU’s placement support is extensive, supported by a network of over 2,225 recruiters annually and consistent placement rates around 80%–85% across major streams, including engineering, business, and design. LPU emphasizes skill development, industry interface through internships, global tie-ups, and holistic personal growth via vibrant cultural platforms.

Recommendation: UPES Dehradun is a better choice, as it combines top-tier employability, strong academic rankings, global exposure, and extensive faculty credentials with highly consistent placements and industry links. Its focused approach, research-driven environment, and personalized mentorship offer students a superior academic and professional foundation for success in diverse fields. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

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Hi sir I am Anusha recently kea released kcet mock allotment I got dayanand Sagar harohalli campus cse in data science. I want to know the whether it Better choice or not . And also about placements
Ans: Anusha, Dayananda Sagar College of Engineering’s Harohalli campus offers a B.Tech in Computer Science and Engineering with Data Science that benefits from recognized institutional quality, NAAC ‘A’ accreditation, and NBA-accredited programs. The campus infrastructure is modern and well-maintained, providing an excellent learning environment with advanced labs, well-stocked libraries, multiple sports facilities, and good hostel amenities. Faculty members are experienced, research-oriented, and supportive, with dedicated mentorship for each student. The placement cell maintains robust industry ties; placement rates for CSE branches have ranged from 78% to 91% over recent years and 67.8% of CSE students were placed in 2024, with leading multinational companies participating in campus recruitment drives. Peer reviews praise the academic atmosphere and holistic student development, although some note the Harohalli campus’s remote location as a challenge for daily commuting. Data Science continues to be among the most promising fields in India, with job opportunities expected to grow substantially across sectors like IT, finance, and healthcare through 2030.

Recommendation: Choosing DSCE Harohalli campus for CSE in Data Science is a strong option, due to solid placement rates, modern facilities, accredited teaching, supportive alumni, and excellent industry alignment. The branch offers bright prospects especially for those seeking careers in analytics, software, and data-driven roles within India’s expanding digital landscape. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

Career
Hi Sir/Madam, We are from Bangalore, my son has 2 options to join BTech.. Manipal, Udipi branch got ECE and via KCET , we have 14600 rank, got CMR IT, Bangalore during mock allotment. Hopefully we may get better college in next coming rounds. Please advice us, to continue in Manipal or explore best options in KCET for computer science. Thank in Advance Vijay
Ans: Vijay Sir, Manipal Institute of Technology’s Electronics and Communication Engineering program offers state-of-the-art labs, strong industry integration, and a placement rate of 77% in 2025, with connections to 230+ recruiters and a focus on holistic student growth through well-established campus facilities and innovation hubs. In contrast, CMR Institute of Technology in Bangalore’s Computer Science Engineering branch provides a robust curriculum aligned to industry demand, with average placement rates around 75–80% in recent years, and a location advantage for internships and corporate exposure within the Bangalore tech ecosystem. KCET candidates with a 14,600 rank can anticipate better options in upcoming rounds, as the seat allotment process allows further choice modifications and could secure admission to more prestigious computer science programs.

Recommendation: For a student from Bangalore aspiring toward technology-driven career growth, it is optimal to fully explore and prioritize the best possible computer science options through KCET in the next allotment rounds. Prestigious CSE programs in Bangalore offer superior industry alignment and future-proof prospects compared to ECE at Manipal, ensuring stronger opportunities in the tech sector. Have CMRIT as a back-up and participate in further rounds also. All the BEST for a Prosperous Future!

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Nayagam P

Nayagam P P  |9478 Answers  |Ask -

Career Counsellor - Answered on Jul 27, 2025

Career
Sir, my daughter got ISE at NMIT Bangalore! Is the college worth joining for the holistic development of Student! How is the teaching there, Placements for ISE Branch! Is it worth Joining for engineering?
Ans: Amrutha Madam, Nitte Meenakshi Institute of Technology (NMIT) offers a robust Information Science & Engineering curriculum under its autonomous, NBAaccredited framework that emphasizes Outcome-Based Education and continuous stakeholder feedback to refine teaching and evaluation methods. The department’s faculty–student ratio of 1:15, combined with over 14% doctoral-qualified professors and regular upskilling through workshops and industry collaborations (Subex, Cisco, IoT labs), fosters rigorous academic excellence and personalized mentorship. The 23-acre green campus in Yelahanka provides modern classrooms, high-speed computer labs, dedicated AR/VR and Cybersecurity centers, a 48,000-strong library, and extensive co-curricular facilities, ensuring comprehensive infrastructure that bolsters both technical prowess and personal growth. NMIT’s Career Development Cell engages 150+ recruiters annually, achieving an average ISE placement rate of 88–90% over the past three years, with internships and pre-placement offers beginning in the fifth semester and major IT firms like Amazon, Microsoft, and Wipro regularly hiring from ISE. Student reviews highlight vibrant campus life, active clubs (E-Cell, GDSC), annual fest Anaadyanta, and strong peer networks, though some cite transit challenges due to distance from central Bangalore. Globally, ISE graduates will remain in high demand, with big-data and AI roles projected to grow by 85–110% by 2030, and 11.5 million new IT positions forecast in India alone by 2026, underlining the branch’s enduring relevance across software, analytics, cybersecurity, and cloud domains. Collectively, NMIT’s ISE provides a balanced ecosystem for technical skill-building, holistic development, and forward-looking career trajectories.

Recommendation: Enrolling in NMIT’s ISE program is a sound choice, as its blend of accredited pedagogy, state-of-the-art infrastructure, tailored student support, strong industry linkages with 88% placement consistency, and alignment with exponentially growing data-driven roles ensures well-rounded development and sustained employability. All the BEST for a Prosperous Future!

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