Dear Hardik, I am 50 year old and my CTC around 20 Lakhs. I want to start now MUTUAL FUNDS / SIP investments with a single lump sum amount for high return . Right now I am putting regular money in BANKS FD's only. Kindly advise / suggest how can i go ahead.

Ans: If your employer declines to offer you incentives and a comprehensive Full and Final settlement breakdown, there are various steps you can consider taking. Begin by examining your employment documents, such as the letter of appointment, HR regulations, and any relevant communications. If you do not receive a satisfactory response, consider sending a formal email or letter to management or HR, outlining your reasons for declining the reward. If HR fails to respond, consider escalating the issue to higher management, such as the department head, CFO, or CEO. These approaches enhance the chances of resolving the issue in a friendly manner. Based on my experience in HR, I recommend that you AVOID approaching the Labour Department or Labour Court solely for your 2 months' incentives. It is advisable to proceed and explore other job opportunities after obtaining the Experience Certificate from your previous employer. If you adhere to the legal avenues, it may only create a negative perception of you, even if you are not at fault. Many companies, after hiring candidates, perform background checks with their previous employers, which could result in complications if you decide to approach the Labour Court. All the BEST for Your Prosperous Future. Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

Ans: Dear Rupannita,
You can't keep one leg at home and another in another place and expect both to work the way that you want.
You are attached to the family and that's the place you are going to feel happy as well. So, all these feelings for the other person; do evaluate what it's going to do to your peace of mind.
Feelings cannot be deleted as you said BUT whether you want to act on those feelings is a choice that you must make. See where your life moves hanging onto a parallel life!

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

Ans: She can go for Machine Learning for Biotech Applications

Ans: You can go for NEET

Ans: Both bitter gourd and cluster beans are well-researched for their blood glucose-lowering properties, making them excellent additions to a diabetes-friendly diet. However, how you prepare them significantly impacts their nutritional value.

For instance, frying these vegetables or adding excessive salt, jaggery, or oil can strip away their health benefits and may even increase bad cholesterol or blood pressure, doing more harm than good.

To maximize the benefits:
Include bitter gourd and cluster beans 2-3 times a week in their simplest form—lightly cooked as a regular vegetable dish.

Also, always remember one food/ingredient will not positively impact her overall blood glucose levels. It's her overall diet (which should be low in glycemic load), stress, sleep routine and exercise which impacts her glucose reading. Make sure everything is well managed.

Ans: Yogesh Sir, I trust that you have reached a decision regarding your son at this point. If he has acclimated to the College now, he should be allowed to proceed. If your son continues his studies in Delhi and is not satisfied with the college atmosphere, it may be advisable to discontinue and enroll him in a B.Com correspondence course. It is essential that he enrolls in a reputable university while also maintaining his focus on his CA studies. All the BEST for Your Son's Prosperous Future.
Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

Ans: Vinay, Should you be compelled to resign, it is not at all advisable to return since neither you nor your supervisor who forced you to go will be content. Given your great experience, you should be able to obtain a better job quickly if you follow correct job hunting procedures. All the BEST for Your Prosperous Future. Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

Ans: I applaud your treatment and story-sharing bravery. You've surmounted terrible odds, and your progress is admirable. Simplify and construct a career and personal plan. You Grow Career: You have varied hotel and hospital marketing. You may feel behind, but your experience is valuable. The next step? Digital, healthcare, and data analytics credentials improve marketing skills. LinkedIn Learning, Coursera, and Google provide affordable, flexible courses. Return to industry professional networks. Attend hospital marketing events and webinars to network with mentors and employers. Healthcare Marketing is popular. To stand out, focus on patient involvement, brand strategy, or digital efforts. Better Choices: Pharma, health tech, and healthcare marketing occupations pay more. Showcase your suffering and perseverance. Startups and medical device companies value adaptable marketing.
Financial safety: Budgeting: Save on a strict budget. Even a small monthly savings can provide stability. Set aside 3-6 months of living expenditures for emergencies.
Think about low-risk investments like mutual funds or term deposits to grow your savings.

Rebuild your self-confidence step-by-step:
Personal Development: To overcome bullying and regain self-worth, see a psychologist. Grateful: Celebrate small victories daily. Gain long-term self-esteem. To boost energy and confidence, walk, perform yoga, or go to the gym. Stress reduction and resilience can be achieved with Calm and Headspace meditation applications. Online or local career transition support groups can provide social and emotional help. Others' tales inspire.
Marriage proposals: If you are emotionally ready, willing to grow, and honest with your partner, you should be married at 40, even with a low salary. How you grow together is key to many successful partnerships. You need someone who values you for who you are, not simply your salary. Befriend Positive Friends and Coworkers. Instant Actions: Ask local Career Coaches and mentors for unique advice. Update LinkedIn, Resume: Emphasize career accomplishments. Encourage resilience and accountability during your break.
Goals: Set 3-6 month and 1-2 year career and personal improvement goals.
Getting past personal issues demonstrates strength. Returning to work shows resilience. Success is nonlinear and takes persistence. Choose small, daily acts that promote your goals. All the BEST for Your Prosperous Future.
Follow RediffGURUS to Know More on ‘Jobs | Education | Careers’.

Ans: Hi Nagesh,

Thank you for reaching out. I understand that your son is interested in studying at a top-ranked university in the US. To answer your question, the total cost of studying, including tuition and living expenses, typically ranges from $60,000 to $85,000 per year. The cost can vary depending on the university and the location.
For more details, you can visit our website: www.edwiseinternational.com
You can also follow us on our Instagram page: @edwiseint