Home > Money > Question
Need Expert Advice?Our Gurus Can Help
Ulhas

Ulhas Joshi  | Answer  |Ask -

Mutual Fund Expert - Answered on Aug 07, 2023

With over 16 years of experience in the mutual fund industry, Ulhas Joshi has helped numerous clients choose the right funds and create wealth.
Prior to joining RankMF as CEO, he was vice president (sales) at IDBI Asset Management Ltd.
Joshi holds an MBA in marketing from Barkatullah University, Bhopal.... more
BRIJ Question by BRIJ on May 27, 2023Hindi
Listen
Money

I had invested an amount of Rs.5000/- in UTI Flexi Ca[ Fund Direct Growth on 5.5.21. Today found after two years NAV is Rs,5707.21P. Please advice should I exit or continue.

Ans: Hello Brij and thanks for writing to me. UTI Flexicap fund is a good fund and you can continue to invest in it.

If you share your objectives for investing and risk appetite, I may recommend other schemes.
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
Money

You may like to see similar questions and answers below

Ramalingam

Ramalingam Kalirajan  |7968 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 05, 2024

Listen
Money
Dear Money guru, I have invested Rs 2 Lakhs in Kotak Global Innovation Fund of Fund Growth (Regular Plan), with NAV of Rs 10. It is now over a year, and NAV has not crossed even 8.5. What do you suggest? Should I redeem of wait. Your advise will be highly appreciated. Thank you very much!
Ans: please remember that investment decisions should be made based on your individual financial goals, risk tolerance, and the specific details of your investment portfolio. Here are a few points to consider:

Review Fund Performance: Assess the performance of the Kotak Global Innovation Fund against its benchmark and peers in the same category. Evaluate its performance over different time periods to get a clearer picture.

Understand Reasons for Underperformance: Research and understand the reasons behind the fund's underperformance. Factors such as market conditions, sectoral performance, and fund manager strategy could all play a role.

Long-Term Perspective: If your investment horizon is long-term and you believe in the potential of the fund's investment theme, you may consider holding onto your investment despite short-term fluctuations.

Seek Professional Advice: Consult a financial advisor or investment expert who can provide personalized advice based on your financial situation and investment objectives.

Diversification: Review your overall investment portfolio to ensure it is well-diversified across different asset classes and investment themes to mitigate risk.

Exit Strategy: If you are dissatisfied with the fund's performance and it no longer aligns with your investment goals, consider redeeming your investment and reallocating it to other investment avenues.

Ultimately, the decision to redeem or hold onto your investment in the Kotak Global Innovation Fund depends on your assessment of its performance, your risk tolerance, and your long-term investment objectives.

..Read more

Ramalingam

Ramalingam Kalirajan  |7968 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Apr 27, 2024

Listen
Money
I invested 40k in Uti flexicap fund but from last 2-3 years this fund not performing well... What to do...? Withdraw this amount or wait..?
Ans: When faced with underperforming investments like UTI Flexicap Fund, it's essential to evaluate your options carefully. Here are some steps you can consider:

Review Performance: Assess the fund's performance objectively over different time periods and compare it with its benchmark and peer funds. Look for consistent underperformance or temporary setbacks.
Understand Reasons for Underperformance: Research and understand the reasons behind the fund's underperformance. Is it due to changes in fund management, investment strategy, market conditions, or specific sectoral exposures?
Reassess Investment Thesis: Revisit your original investment thesis for choosing UTI Flexicap Fund. Does it still align with your financial goals, risk tolerance, and investment horizon? Consider whether the fund's underperformance is a temporary setback or a fundamental issue.
Seek Professional Advice: Consult with a Certified Financial Planner or investment advisor for personalized guidance. They can provide insights into whether it's prudent to hold onto the investment, reallocate funds to better-performing options, or exit the investment altogether.
Consider Portfolio Diversification: If UTI Flexicap Fund no longer fits your investment strategy, explore reallocating your investment to other funds or asset classes that better align with your goals and risk profile.
Patience vs. Action: Determine whether you're willing to wait for the fund's performance to improve or if you prefer to take proactive steps to address the underperformance.
Ultimately, the decision to withdraw or wait depends on your individual circumstances, investment objectives, and risk tolerance. It's essential to make informed decisions based on thorough research and professional advice.

..Read more

Latest Questions
Radheshyam

Radheshyam Zanwar  |1189 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Feb 15, 2025

Listen
Career
My son has got 91 percentile in the recent jee exam , he has next attempt in april, but i feel its difficult for him , can i know about other good colleges in karnataka , as im based their. interested in computer science and aeronautical degree, also advise some recent good courses for his career in india.
Ans: Hello Manoj.
Do not get stressed at this stage. Even though his score is 91 percentile in 1st attempt, he can do well in 2nd attempt. But from the safer side, ask him to appear in the Karnataka State Engineering Entrance Examination also. Even if he scores less in JEE on 2nd attempt, he may good college via the state entrance examination in CSE or aeronautical engineering as per your wish. For your reference, there are 10 colleges in India where you can get admission without a JEE score. To know more details, please copy and paste the following link into your browser- https://timesofindia.indiatimes.com/education/news/10-engineering-colleges-in-india-for-pursuing-btech-without-jee-main-2025-score/articleshow/118162587.cms.
There are no such courses to be called as recent. The choice of courses depends upon the interest of your son. Hence there is no need to hurry and get into panic at this stage. Let him appear for both exams first, Ask about his interests, and then choose the course accordingly. I would be happy to suggest you after knowing his scores in JEE+State entrance + his liking.
Till then, ask him to focus only on two engineering entrance exams. Best of luck to your son for upcoming exams.

If satisfied with the reply, please like and follow me, else ask again.
Thanks
Radheshyam

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x