Confused about EPS95 Pension Eligibility: Employer Didn't Contribute Above Wage Ceiling

Ans: Hello,

I understand your concern regarding the application for higher pension through the EPFO online portal. It appears that your employer has not approved the application because they believe you are not eligible for a higher pension due to your basic wages being less than or equal to Rs. 15,000.

To resolve this matter, I recommend taking the following steps:

Verify Eligibility: Double-check your basic wages and service period to ensure that you meet the eligibility criteria for the higher pension. If you believe that you are eligible, gather all relevant documents and evidence to support your claim.

Communicate with Employer: Initiate a conversation with your employer and politely inquire about the reasons for their decision. Seek clarity on their assessment of your eligibility and request them to review your application again, taking into consideration any supporting documentation you might have.

Approach EPFO: If you have already communicated with your employer but have not received a satisfactory response, you can reach out to the EPFO for further assistance. Explain the situation, provide all necessary details, and request their intervention in the matter.

Seek Legal Advice: If all other efforts prove fruitless, you may consider seeking legal advice from a labor attorney or an expert well-versed in pension and EPF matters. They can help assess your situation and guide you on the appropriate course of action.

Remember to remain calm and professional throughout the process, as it will increase the likelihood of a positive resolution. I hope this advice helps, and I wish you success in obtaining the higher pension you are seeking. If you have any further questions or concerns, please feel free to ask.

Regards,
Abhishek Shah

Ans: Dear Ravindra Pateria,

I understand your concern and the urgency you feel regarding the approval of your enhanced pension under EPS 95 by EPFO. It's frustrating when bureaucratic processes become hurdles in securing what's rightfully yours.

Given that you've already taken steps by lodging grievances and reaching out to both EPFO and the liquidator, it might be helpful to escalate the issue further. You could consider writing a formal letter to EPFO, highlighting the urgency and attaching all the necessary documents as proof of your service with the closed organization.

Additionally, you might want to consult with a legal advisor or approach a local EPFO office directly. They might be able to provide guidance on the specific provisions and rules that govern such cases and suggest alternative ways to expedite the approval process.

Remember, persistence often pays off in such situations. Keep all your communications documented and follow up regularly. Wishing you the best in resolving this issue promptly.

Ans: You may check with your assigned EPFO about the details.

As per reports, the deadline to apply for higher pension under EPS expired in July last year.