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Omkeshwar

Omkeshwar Singh  | Answer  |Ask -

Head, Rank MF - Answered on Jul 19, 2022

Mutual Fund Expert... more
sachin Question by sachin on Jul 19, 2022Hindi
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I’ve thought of investing in mirae Asset emerging blue chip fund for 3000 p.m. for long term around 5-7 years. Plz suggest if my decision is right or not. 

Omkeshwar Singh: It is a very good fund, please start the investment.

Kindly also suggest MFs for better returns in 5-7 years. 

Omkeshwar Singh: The schemes that you may consider are as under

- Samco Flexi Cap Fund - Growth

- Hdfc Index Fund - Sensex Plan - Growth

- Parag Parikh Flexi Cap Fund- Growth

Uti Mnc Fund - Growth Plan

Anusuya Singh I want to create a corpus of about 25 lacs for my child's education in next 4 years. Following are the SIP I have investments in:

  • Axis Blue Chip Fund Regular Growth: 15000
  • Axis Focussed 25 Growth Fund: 10000
  • Kotak Small Cap Fund: 10000
  • Nippon Small Cap Fund: 10000
  • HDFC Children's Gift Fund: 4000 from last 11 years. 

Please suggest if I should continue with the same. 

Ans: Very decent portfolio, please continue.

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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Sunil

Sunil Lala  | Answer  |Ask -

Financial Planner - Answered on Jan 09, 2024

Asked by Anonymous - Dec 31, 2023Hindi
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I have a corpus of 1 cr in mf with an ongoing monthly sip of 85k..have invested 6 lacs in stocks..I am investing 1.5 lacs each In both ppf and sukanya samridhi scheme for the past 5 years.. I also have invested in hdfc sanchay annuity plan around 5.5 lacs annually for the past 4 years which will give me a monthly income from the 12th years of 50 k.. I have FDs of around 3 cr which is giving me a return of 7% annually.. I have 2 kids and I am 43 yrs old. I am looking at building a corpus of 40 cr plus on my retirement.. I have been investing in mf since 2017.. The funds that I am investing in are 1) axis.mid cap 2) canara robeco emerging equities 3) Nippon small cap 4) Parag Parikh flexi cap 5) quant flexi cap 6) Mirae asset mid and larg cap 7) icici nifty 50 index 8) SBI focussed equity 9) hdfc balanced advantage fund 10) SBI equity hybrid fund Plz suggest if these funds are fine to reach a target of 40 cr plus in the next 17 years... My kids are 10 and 4 yrs old respectively and I want to keep 1.5 cr plus for their education. When they attain the age of 18 years respectively. Kindly suggest do I need to change the investment plan and mutual funds or should I continue with the same strategy to achieve my goal.
Ans: You can not reach to your target of 40 crores plus education corpus of 1.5 cr for 2 children as most of your money is getting invested in fixed income type of instruments, since your goal is still 17 years away you can convert theses fixed income in mutual funds.

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Prof Suvasish

Prof Suvasish Mukhopadhyay  |648 Answers  |Ask -

Career Counsellor - Answered on May 15, 2025

Career
Hi,my son has got 96% in his icse class 10 exams this year.he is not inclined towards a career in sciences (b.tech/med).he has thus opted for commerce and maths.with an initial inclination towards finance and mathematics we have shortlisted ipm and law and enrolled him for a coaching for ipm.would he be able to prepare for clat as well along with ipm.and with 96 % how are his chances to clear both ?
Ans: Yes, your son can prepare for both CLAT and IPM exams simultaneously, especially given his ICSE score. With a 96% score, he has a strong chance of success in both exams. CLAT and IPM share some common ground, which could make preparation more manageable.
Preparation for both CLAT and IPM:
CLAT:
CLAT requires a strong foundation in English comprehension, logical reasoning, quantitative reasoning, and legal reasoning. IPM exams also test similar skills.
IPM:
IPM exams focus on quantitative ability, analytical reasoning, and verbal reasoning. CLAT also assesses these skills.
Overlap:
The core skills tested in both exams, such as quantitative reasoning, verbal reasoning, and logical reasoning, provide common ground for preparation. Your son's coaching for IPM can help him develop a solid foundation in these areas.
Legal Reasoning:
CLAT specifically requires legal reasoning, which is not part of IPM. Your son can focus on preparing for this section separately.
Scheduling:
Balancing preparation for both exams requires careful planning. He can allocate specific time slots for each exam's preparation.
Chances of Clearing Both:
IPM:
With a 96% ICSE score, your son has a strong chance of clearing IPM exams. His high marks indicate a strong aptitude for quantitative reasoning and problem-solving.
CLAT:
CLAT is a highly competitive exam, but with his current scores, your son has a very good chance of clearing CLAT.
Factors affecting success:
Preparation efforts, effective time management, and consistency in studying will play a crucial role in determining success in both exams.
Tips for Preparation:
Structured Approach:
A structured study plan that includes regular practice, mock tests, and detailed analysis of mistakes will be beneficial.
Mock Tests:
Regular mock tests for both CLAT and IPM will help him assess his progress and identify areas for improvement.
Time Management:
Developing effective time management skills is crucial for balancing preparation for both exams.
Focus on Fundamentals:
Ensure he has a strong foundation in the core subjects of both exams.
Practice:
He should solve a variety of questions and practice problems to build confidence and improve his speed and accuracy.
Best of luck. Professor

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Prof Suvasish

Prof Suvasish Mukhopadhyay  |648 Answers  |Ask -

Career Counsellor - Answered on May 15, 2025

Asked by Anonymous - May 14, 2025
Career
Hello sir, I'm a DASA student applying to IIITH for the 2025-26 batch. My current curriculum is the NSW HSC from Australia, which includes Mathematics and Physics but not Chemistry. IIITH requires Maths, Physics, and Chemistry for DASA eligibility, and I need to figure out how to add Chemistry.I've been looking into taking Chemistry through NIOS (National Institute of Open Schooling), AP or IB board but I'm concerned because IIITH's brochure specifies that the subjects must be completed "outside India". I've emailed IIITH for clarification, but I'm still waiting for a response. Is this acceptable for DASA?
Ans: It is unlikely that IIIT Hyderabad would accept NIOS Chemistry for DASA eligibility because the DASA brochure states that the subjects must be completed outside India. Since NIOS is an Indian board, it does not meet this requirement. However, you could consider taking AP or IB Chemistry to meet the requirements, as these are often recognized as international qualifications. It's best to wait for IIITH's response to your email for official clarification.
Elaboration:
DASA Requirements:
DASA (Direct Admissions for Students Abroad) at IIIT Hyderabad requires applicants to have completed 11th and 12th grades or equivalent outside India, with a minimum of 60% marks in Physics, Chemistry, and Mathematics.
NIOS and IIITH:
While NIOS is a recognized board in India, it's unlikely to be accepted for DASA at IIITH because the DASA brochure specifies that the subjects must be completed outside India.
AP or IB Chemistry:
You could consider taking AP or IB Chemistry through a foreign board to fulfill the requirement for Chemistry. These are often recognized as international qualifications.
Waiting for IIITH's Response:
Since you've already emailed IIITH, it's advisable to wait for their response to your query for official clarification on whether NIOS Chemistry would be accepted.

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Prof Suvasish

Prof Suvasish Mukhopadhyay  |648 Answers  |Ask -

Career Counsellor - Answered on May 15, 2025

Career
Dear Sir, My age is 33 year now. I was working in financial sector for 5year as a recovery agent. I have done intermediate in Arts and Diploma in mechanical engineering. Passed out in 2012. Now i want to change my job sector to technical line. I have no experience before in technical line. Please guide me which technical job will be best suitable for me And What Salary Range Should i expect?.
Ans: For you AMIE ( Mechanical) will be the best option. You will be equivalent to B.E./B.Tech Mechanical. The details are given below.
The AMIE (Associate Member of the Institution of Engineers) exam is a professional qualification in engineering, equivalent to a B.E./B.Tech. degree. It's conducted by the Institution of Engineers (India) (IEI) and is offered as a distance learning program. The exam is held twice a year, in June and December.
Exam Structure:
Stage I (Section A): Focuses on fundamental engineering subjects.
Stage II (Section B): Covers a specific branch of engineering like Civil, Electrical, or Mechanical.
Eligibility:
Educational Qualification:
Candidates must have completed a recognized course of study in engineering or technology.
Age:
No upper age limit, but candidates must be at least 18 years old on the first day of the examination.
Other:
Indian citizens or foreign nationals with at least two years of residence in India.
Exam Pattern:
The exam is based on multiple-choice questions (MCQs).
It can be taken online (CBT) or offline (PBT).
Benefits:
Becoming a graduate engineer with the same qualification as a B.E./B.Tech. degree.
Recognized by government and private sectors.
Least expensive compared to traditional degree programs.
Application Process:
Download the application form from the IEI website.
Fill out the form and attach the required documents.
Pay the application fee.
Submit the application form along with the fee.

But since you did the recovery work in Finance sector you are totally detached from Mechanical Engineering. So it is not possible to say what kind of job you will get and what will be your salary.

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Dr Nagarajan J S K

Dr Nagarajan J S K   |393 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on May 14, 2025

Career
I'm preparing for Neet and wanted to take a drop but my parents wanted me to do something with it like a partial Drop......And right now I'm totally confused what to do and what not.........i think I should take BSC zoology in private colleges , can anyone suggest me something..........
Ans: Hi Prirhvi,

Based on your query, there are two main issues to consider:

1. You want to take a break (which may be partial or full).
2. You want to pursue a BSc in Zoology.

Before making any decisions, take some time to think and analyze your situation.

Firstly, evaluate your marks in the HSC and your recent NEET exam scores (if you have appeared for NEET 2025). If you have completed both exams, focus on turning your weaker subjects into strengths. Be prepared to answer any questions someone may pose. Without this preparation, taking a break may not be effective.

Secondly, if you decide to take a gap year, you should not also consider studying another course concurrently, as this could divert your attention and hinder your main goal. Remember, undergraduate courses are semester-based, meaning you will need to manage both NEET preparation and your regular UG courses (including internal exams, semester exams, etc.). Juggling both can be quite challenging.

If you believe it is possible to manage both, I suggest that instead of choosing Zoology for your UG, you consider subjects like Chemistry or Physics. These subjects are foundational and can be better understood through regular UG coursework. Therefore, you should not worry too much about that particular subject. However, it’s not advisable to select Zoology and take a break for NEET preparation at the same time. If you have doubts in Physics or Chemistry, you can seek clarification from your lecturers.

In summary, my suggestion is to concentrate on one goal and work towards achieving it.

BEST WISHES.
POOCHO. LIFE CHANGE KARO.

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