I have already invested 15lacs in SCSS with 7.4% interest rate. Can I convert it to 8% interest rate? Can I invest another 16lacs in the sane scheme?

Ans: Clear Physics Supplementary as soon as possible.

Focus on COMEDK counselling – it's your best option with Rank 6424.

Ans: Chances are good

Ans: Your order of preference should be
Top Tier-2 IIITs → e.g., IIIT Pune, IIIT Nagpur, IIIT Bhopal

VIT Vellore CSE (DS) → solid for product/service companies

University of Hyderabad (Integrated MTech CSE) → best for research/higher studies, not placement-driven

Ans: Go for upgrade

Ans: Top Option: TNEA counselling → aim for CSE in Anna University (GCT, MIT, CIT).

Backup Option: SASTRA → if TNEA seat not obtained, opt for ECE/IT instead of CSE.

Ans: IET lucknow

Ans: With a 96.6 percentile in MHT CET and EWS category, your daughter stands a strong chance for Computer Science (CSE) or related branches in several reputable Mumbai colleges. VESIT Mumbai’s 2022 cutoff for CSE was 96.6 percentile for open seats, and recent years show similar or slightly higher cutoffs; with EWS reservation, her chances improve, especially in later rounds. Vidyalankar Institute of Technology (VIT) Mumbai had a CSE EWS cutoff of 94.84 in 2024, while Information Technology closed at 92.99–92.81, making both attainable. Shah & Anchor Kutchhi Engineering College, SIES Graduate School of Technology, and Fr. Conceicao Rodrigues College of Engineering (Bandra) also have CSE/IT cutoffs between 94–97 percentile for EWS and open categories. Other strong options include Bharati Vidyapeeth College of Engineering (Navi Mumbai), Don Bosco Institute of Technology, and Atharva College of Engineering, all with CSE/IT cutoffs in the 94–97 range for EWS. SPIT Mumbai, DJ Sanghvi, and Thadomal Shahani are more competitive, typically closing above 98–99 percentile for CSE, so they are unlikely at your score.

The recommendation is to prioritize VESIT Mumbai, Vidyalankar Institute of Technology, Shah & Anchor Kutchhi Engineering College, SIES GST, and Fr. Conceicao Rodrigues College for CSE/IT, listing them in CAP counselling in that order, and include other reputable colleges such as Bharati Vidyapeeth, Don Bosco, and Atharva as strong alternatives, maximizing her chances for a CSE seat in Mumbai under EWS. All the BEST for the Admission & a Prosperous Future!

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Ans: Vikas Sir, With a 94.9 percentile in MHT-CET 2025 and OBC category, your daughter is well-positioned for admission to reputable mid-tier engineering colleges in Maharashtra, though CSE in top government colleges like COEP Pune, VJTI Mumbai, or PICT Pune is out of reach, as their OBC cutoffs for CSE are typically above 98.4–99.1 percentile. However, she can secure CSE, IT, or related branches in strong private and autonomous colleges such as DY Patil College of Engineering Pune (CSE OBC cutoff ~98), AISSMS College of Engineering Pune (CSE OBC cutoff ~96), PCCOE Pune (CSE OBC cutoff ~94), Rajiv Gandhi Institute of Technology Mumbai (CSE OBC cutoff ~96), and MIT World Peace University Pune (CSE/IT OBC cutoff ~94–96). These institutes offer robust placement records, modern infrastructure, and supportive academic environments. She may also consider branches like AI, Data Science, or IT in these colleges, as cutoffs for specializations are often slightly lower.

The recommendation is to prioritize DY Patil College of Engineering Pune, AISSMS College of Engineering Pune, PCCOE Pune, and MIT World Peace University Pune for CSE/IT, and include AI/Data Science as alternatives, ensuring a strong academic and placement environment at her percentile and category. All the BEST for the Admission & a Prosperous Future!

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Ans: Soumya Madam, With a 98.19 percentile in MHT-CET 2025 (General category), she narrowly misses the typical Round 1 cutoffs for CS at SPIT Mumbai (99.0–99.4) and PICT Pune (98.5–99.2), but stands a reasonable chance in later CAP rounds, while Cummins Pune’s CS/IT closing percentiles (96.5–98.0) fall within her range, making admission to Cummins highly likely provided seats remain in Open category rounds . SPIT Mumbai’s CS seats open around 99.0 in initial rounds but may drop closer to 98.5 in Round 3, offering slim hope for her percentile. PICT Pune’s CS cutoff could ease to 98.2–98.3 by Round 3 . Cummins Pune IT/CS is safest at her percentile, PICT Pune CS next, and SPIT Mumbai CS last, given historical trends. Placement consistency over the last three years is strong: Cummins records ~98% placements, PICT ~82%, and SPIT ~95% for CSE/IT.

The recommendation is to prioritize choices as Cummins Pune CS/IT, then PICT Pune CS, and finally SPIT Mumbai CS during CAP counselling to maximize admission probability and maintain excellent placement prospects. All the BEST for the Admission & a Prosperous Future!

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