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Advait Arora | Answer |Ask -Follow

Financial Planner - Answered on Jan 18, 2024

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more

Question by Amit on Nov 30, 2023Hindi

Money

i have 75 shares of BHEL @142. what to do now???

Ans: hold it for longer

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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Question by Surender - Apr 03, 2023Hindi

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I have 150 shares of Rajesh Exports @ Rs 754.00. please suggest what to do now.

Ans: can hold asit is delivering results ok

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Financial Planner - Answered on May 18, 2023

Question by DOLA - May 09, 2023Hindi

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SIR I HAVE 150 SHARES YES BANK @21.NOW WHAT CAN I DO, SELL OR HOLD?

Ans: sell and move to better private banks

Disclaimer: Views expressed here are for your understanding and analysis. pl speak to your financial advisor before taking any decision.

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Question by daival - Jun 07, 2023Hindi

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SIR I HAVE 50 SHARES OF BHEL @57/- WHAT SHOUD I DO NOW

Ans: hold if u can for longterm... or else exit at cmp

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Question by Nilkanth - Aug 09, 2023Hindi

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I have 500 Shares of Shivalik Bimelal Control Ltd.@ 350/-.Please advise me What to do ????

Ans: Increasing Revenue every Quarter for the past 4 Quarters
Annual Net Profits improving for last 2 years
FII / FPI or Institutions increasing their shareholding
700 is a good price to exit.

Disclaimer: Investments in securities are subject to market RISKS. Read all the related documents carefully before investing. Please consult your appointed/paid financial adviser before taking any decision. The securities quoted are for illustration only and are not recommendatory. Registration granted by SEBI, membership of BASL and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors.

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Stock Market Expert - Answered on Jul 24, 2024

Asked by Anonymous - Jul 16, 2024Hindi

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I have Spright Agro shares @ Rs 62.62 . What should I do?

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NEET, Medical, Pharmacy Careers - Answered on Apr 27, 2026

Question by Parunandi - Apr 27, 2026Hindi

Career

hi my sone got 15819 rank in SC category, home state telangana

Ans: HI PARUNANDI SIR,
GREETINGS FROM THE REDIFFGURUS!
Securing a seat in Warangal for the top branches is challenging in the early rounds based on your rank. However, it is possible to get admission to less competitive branches during special or CSAB rounds. The following branches may be available:
- Metallurgical and Materials Engineering
- Biotechnology
- Integrated M.Sc. courses

At the same time, your son will have a good chance of securing less competitive branches at NIT Rourkela, Calicut, and Jaipur, particularly in Civil or Metallurgical Engineering in the later rounds.

There are strong possibilities for Civil, Chemical, and Metallurgical in lower-tier NITs.

In NIT Srinagar, there are high chances of getting Computer Science and Engineering (CSE) or Information Technology (IT) during special rounds.

At NIT Mizoram, Manipur, and Nagaland, you can expect good chances for Electronics and Communication Engineering (ECE), Electrical and Electronics Engineering (EEE), or CSE branches.

Additionally, at NIT Raipur, Jalandhar, and Agartala, it is possible to secure a spot in ECE or Mechanical Engineering.

Make sure to actively participate in the counseling process to maximize your chances of getting the most advantageous branch for your future.

ALL THE BEST.

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Dating, Relationships Expert - Answered on Apr 27, 2026

Asked by Anonymous - Apr 26, 2026Hindi

Relationship

My wife posts everything on social media. Earlier she used to post about food and travel and our kids. Now if we have a fight or argument, she turns it into a funny reel or feminism post and everyone on her feed starts commenting. I am not on social media but when we meet socially, our common friends have started making fun of me like I am the villain. She calls herself an influencer and says it is helping her reach a wider audience. I told her she shouldn't post without my permission and it is leading to big arguments. I feel it is unfair. What should I do? Please help me sir

Ans: Dear Anonymous,
I understand where you are coming from; it's not just the post. It's about your private life being turned into public content and mockery. Your reaction is valid and yes, it is unfair. I understand her interest in building an online presence, but it has to be separated from your right to privacy. Start with a calm conversation about this; express, verbally, how her posts make you feel. Instead of saying, "You can't post about is," try saying, "When our problems become content, it hurts the relationship and me." Or, you can say, "I am so happy that you are making content, but not when it involves our problems." It's the best way to frame the expression without sounding accusatory. Be clear about your boundaries: no posts about private matters, and consent is key. Give her real-word examples, like how your friends mock you. Try to keep the conversation as less accusatory as possible, to avoid a bigger conflict. Start with communicating your feelings.

Best Wishes

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Tax Expert - Answered on Apr 27, 2026

Question by Siddhartha - Jan 27, 2026Hindi

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Please explain LTCG and how it applres to Mutual Funds/share market and proceeds from house sale.

Ans: It depends on type of Mutual fund (debt/equity/specified fund) and for house sale it depends on date of acquisition (Before 1.4.2001 OR After 1.4.2001 but before 23.07.2024).

In either case it is taxable at 12.5% subject to certain conditions

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Asked by Anonymous - Apr 27, 2026Hindi

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Sir mere up board me 65.2 precentage aur jee mains me 71precentile aaye hai aur mai sc category ka student hu to kya mujhe sir jee advanced exam me baithne diya jayega ya nahi please sir reply

Ans: Hi
Aapka UP Board: 65.2%
JEE Advanced dene ke liye:
SC/ST candidates ke liye minimum 65% required hota hai
Aap 65.2% ke saath eligible ho

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Question by H - Apr 27, 2026Hindi

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My son is going to appear in COMEDK 2026. he belongs to Haryana and passed 12 from Delhi in 2025. Plz suggest us the preference list of best Engineering colleges in Bangalore under COMEDK for CSE.

Ans: Order of preference: (1) RVCE (2) BMSCE (3) MSRIT (4) Dayanand Sagar (5) PES (to separately register with JEE Main Score) (6) CMR University (7) NITTE Meenakshi & (8) BIT. ALL the BEST for Your Son's Prosperous Future!

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Asked by Anonymous - Apr 08, 2026Hindi

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Hi Sir, I have this month sold one of my Flat which I had received in Redevelopment against my House in year August 2021 and hence, valuation on my earlier agreement was ZERO.. The Government Valuation of same Flat is about 22 lakh, whereas I have Sold same Flat with On Paper amount of 32 lakh (i.e. 10 lakh above Valuation). So First of all what will be the Taxable amount on my Flat. Will it be 32 lakh as there is no amount mentioned at the Time of Registration with developer, Or will it be 10 Lakh. Also request you to kindly advise options for Saving the Taxable amount.

Ans: Property owners in a redevelopment project are generally liable to pay Capital Gains Tax on hand over of property for redevelopment and liable to pay tax in the financial year the Occupancy Certificate (OC) or Completion Certificate is received. The capital gain is the difference between the Stamp Duty Value (SDV) of the new flat (plus any cash compensation) and the indexed cost of acquisition of the old flat. Accordingly, when new flat is sold, Stamp Duty Value (on which tax is already paid) becomes the cost of acquisition.

I understand that you have not paid tax at the time of hand over of property for redevelopment, accordingly, it is advisable to contact tax consultant.

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Question by Keshav - Apr 26, 2026Hindi

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Hello Sir, My son got 164 in MET Manipal & 285 out of 300 in PCM in PU board, what will be his chance of getting CSE in Manipal main campus

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Question by Sathyapriyan - Apr 21, 2026Hindi

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Sir, I have earned Rs.30000 as short term capital gains from redemption of Silver ETF FOF type of MF in FY 2025-25. My total annual income in FY 2025-26 from salary, pension, bank interest and including STCG amount of Rs .30000 from Silver ETF FOF type of MF is lesser than Rs.12 lakhs for which I think Section 87A benefit available. Is my assumption correct? Or should I pay tax on STCG amount of Rs.30000 for FY 2025-26?

Ans: Gains from a Silver ETF Fund of Funds (FoF) are taxed according to the investor's income tax slab rate if held for 24 months or less and accordingly, 87A rebate is available

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Question by Sanjay - Apr 26, 2026Hindi

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Dear Sir, My name is Sanjay Shah. I retired on 31/3/2025 at the age of68 years. I have contributed to the Employees' Provident Fund until my retirement date. I have not withdrawn my pension amount until the retirement date. In June 2025, i applied for my Provident Fund (PF) amount, which I received subsequently. I applied, in November 2025, my pension amount, under Employees' Pension Scheme, (EPS) from November 2014 (pension eligible date) till pension retirement date, which i received on 10/2/2026 accumulated pension amount of Rs.3,29,448. There were no salary in the current year (2025-26), as i retired on 31/3/2025. Now my question is that this pension amount of Rs.3,29,448 can be considered as pension / salary and basic deduction of Rs.75,000 eligible ? for Income Tax calculation purposes. I have an income of approximately Rs.25 lakhs from FD interest, Bond interest, dividend from Company / MF etc. etc. This is for your informatioin. Hope to receive your reply asap. Thanks and regards. Sanjay Shah.

Ans: A pension received after retirement is eligible for a standard deduction of ?75,000 under the new tax regime, as it is treated as "Income from Salaries". If opting for the old tax regime, the deduction is ?50,000.

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Question by Parunandi - Apr 27, 2026Hindi

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hello sir i am awaiting for the answer

Ans: Hello
But you never asked any questions

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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