I am 43 years old and would like to invest till I retire at 58 and expect a decent return of at least 12%.

Please find below my mf basket, and advise whether the funds in the basket are good ones or not.

• Axis Long term Equity Fund (Tax Saving) Direct Plan Growth - 500/M
• Aditya Birla Sun Life Tax relief 96 Direct Plan Growth - 500/M
• PGIM Midcap Opportunities Fund Direct growth - 1000/M
• Axis Small Cap Fund Direct Growth - 500/M
• Parag Parikh Flexi cap Direct Growth - 1000/M
• Quant Active Fund Growth Option Direct Fund - 1000/M
• ICICI Prudential Commodities Fund Direct growth - 300/M
• Kotak Bluechip Diect growth - 1000/M
• Navi Nifty Next 50 Index Fund Direct Growth - 500/M
• Tata Digital India Fund Direct Growth - 1000/M

Ans: plz contact your broker with the physical share certificate and they will help you to convert the same in DMAT.

Ans: there is no such concept of becoming rich in short period. plz stay away from these ideas and stay invested in quality companies only.

Ans: You can go for a good online certification course in AI. But before going for that learn about AI from net and YOU TUBE videos for 2-3 months. Then successfully complete the course and it's my guarantee that you will get a job. Secondly prepare your most presentable BIO-DATA with the help of a professional. Best of luck. May God Bless You. Professor...................:)

Ans: Not at all dear. Gap won't affect your career. Once you complete the course that will be enough. So it is clear that you were misguided and frightened by someone. Many of my students had one or more than one year gaop in their career and now they are CEOs in MNCs. So you will have also a bright future. Think positive. I am always there to help you. Best of luck. Just follow me. Professor.......................:)

Ans: Hello;

Recovery from old dormant EPF accounts could be a tedious and draining experience. Their is lot of scope for improvement at EPFO end on this matter.

However if you get into regular employment again it will make things a lot easier because you will have a UAN and a new EPF account.

You may link your old pf account with your UAN or also merge it with your new PF account.

Best wishes;

Ans: Are you pursuing BS in USA? Write in an elaborate way. Professor..............................:)

Ans: Please prepare a tailor made BIO-DATA by professional expert. That will solve your problem. Just be in touch with me. Best of luck. I am always there for you. May God Bless You. Professor............................:)

Ans: Hi
AFMC has stringent criteria for age. Unfortunately, you won't be eligible for AFMC if you are even 1 day older than 24 years on 31st December of the year of application.

Ans: Congratulations on your son's admission to VIT Vellore in the CSE branch! VIT takes care of the trending avenues in the IT industry and offers optional subjects to upgrade skills. Your son should work with complete dedication and involvement in the projects he undertakes at college. Students are mostly asked questions during interviews to check their knowledge and understanding.

Also to enhance his skills and increase his chances of securing top campus placements, he can consider the following certifications and courses:

Programming & Software Development

Data Structures and Algorithms (DSA)
Platforms: LeetCode, HackerRank, Codeforces, GeeksforGeeks
Importance: Key for cracking technical interviews.


Full-Stack Development
Courses: MERN (MongoDB, Express.js, React, Node.js) or Django for Python developers
Platforms: Udemy, Coursera, freeCodeCamp


Object-Oriented Programming (OOP)
Learn: C++, Java, or Python (advanced level)
Focus: Concepts like inheritance, polymorphism, and design patterns.



Artificial Intelligence & Data Science

Machine Learning & Artificial Intelligence
Platforms: Coursera (Andrew Ng's ML course), Kaggle, edX
Tools: TensorFlow, PyTorch, scikit-learn


Data Analytics and Visualization
Tools: Excel, Tableau, Power BI, SQL
Certifications: Microsoft Certified: Data Analyst Associate



Cloud Computing & DevOps
Cloud Certifications
Examples:
AWS Certified Solutions Architect
Google Cloud Professional Cloud Architect
Microsoft Azure Fundamentals


DevOps Tools
Tools: Docker, Kubernetes, Jenkins, Git
Certifications: Docker Certified Associate, Kubernetes Certified Administrator


Cybersecurity
Certifications:
CompTIA Security+
Certified Ethical Hacker (CEH)
Cisco Certified CyberOps Associate


Blockchain
Learn about distributed ledgers, smart contracts, and tools like Ethereum and Hyperledger.


Soft Skills Development
Public speaking: Toastmasters or local clubs
Communication: Attend workshops or use platforms like Udemy.


Competitive Programming
Regular participation in platforms like CodeChef, Codeforces, or AtCoder can enhance problem-solving skills.


Internships & Projects
Encourage him to apply for internships on platforms like Internshala or LinkedIn and work on real-world projects to strengthen his resume.