I am 43 years old and would like to invest till I retire at 58 and expect a decent return of at least 12%.

Please find below my mf basket, and advise whether the funds in the basket are good ones or not.

• Axis Long term Equity Fund (Tax Saving) Direct Plan Growth - 500/M
• Aditya Birla Sun Life Tax relief 96 Direct Plan Growth - 500/M
• PGIM Midcap Opportunities Fund Direct growth - 1000/M
• Axis Small Cap Fund Direct Growth - 500/M
• Parag Parikh Flexi cap Direct Growth - 1000/M
• Quant Active Fund Growth Option Direct Fund - 1000/M
• ICICI Prudential Commodities Fund Direct growth - 300/M
• Kotak Bluechip Diect growth - 1000/M
• Navi Nifty Next 50 Index Fund Direct Growth - 500/M
• Tata Digital India Fund Direct Growth - 1000/M

hello sir , I need advice for a course from IIM Indore MMS program is it good? I am working in telecom with 17 years exp. as specialist core technical profile and stuck at the same position for 10 years looking to change job and domain will this program help? What about placements? My current package is 30 Lakh. will i be able to get placed on higher package and change domain. Is this course worth to move to higher levels.

I m 15 and in 11th standard and want to make some money before going to college

Hello Doctor, I’m reaching out because I’m feeling increasingly worried about my 3-year-old daughter’s speech development. She’s a bright and happy child, but when it comes to talking, she seems to lag behind other kids her age. Right now, she only says a handful of basic words like ‘mama,’ ‘dada,’ and ‘bye,’ but she doesn’t really form sentences or try to mimic new words we say to her. Sometimes, it feels like she understands us perfectly. She follows simple instructions and responds when we call her name, but she doesn't speak more than the few words above. I’ve tried reading to her, talking to her constantly, and even singing songs to encourage her, but there hasn’t been much progress. It’s hard not to compare her to other children we meet at the park or in our family circle who seem to be chatting away at this age. To make matters worse, every time I search online about ‘speech delays,’ I end up reading about all these developmental disorders, and honestly, it’s starting to keep me up at night. Doctor, I really need your guidance. Is this delay within the range of normal for her age, or is it something we need to address with a speech therapist or specialist? Are there any specific activities or exercises I should be doing at home to help her?

Sir, I have accidentally filled wrong DOB in jee application and the correction window is also closed , I am in a lot of stress and don’t know what to do now ! I have also emailed NTA about my problem but there was no response .! Its my humble request to please guide me for further enquiry and what to do ahead !

Is pursuing a Ph.D. in Hindi language and linguistics a good pathway for a career in research or teaching, and what institutions offer the best support for this?

If I clear the CTET December exam, does it make me eligible for teaching jobs in both private and government schools? Are there specific states or regions where CTET certification holds more weight?

Assuming I clear the CTET December exam, what documents will I need to apply for teaching positions? Also, how soon will the official result certificate be available for download?

Sir, I(30 year old) am preparing for banking exam and i got selected in RRB clerk, should i prepare for SBI clerk also, as it is a nationalised bank with better salary and retirement plan?

Dear experts, I was reading about V Narayanan’s journey from a Tamil medium school to ISRO chief. I’m an engineering student from a modest background. My father works in a private firm and mother is a housewife. Finances are a major hurdle. Are there specific scholarships or support programmes for students aiming to get into prestigious institutions like Anna University?