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Dr Dipankar

Dr Dipankar Dutta  |1857 Answers  |Ask -

Tech Careers and Skill Development Expert - Answered on May 13, 2025

Dr Dipankar Dutta is an associate professor in the computer science and engineering department at the University Institute of Technology, the University of Burdwan, West Bengal.
He has 27 years of experience and his interests include AI, data science, machine learning, pattern recognition, deep learning and evolutionary computation.
Aside from his responsibilities at the college, he also delivers lectures and conducts webinars.
Dr Dipankar has published 25 papers in international journals, written book chapters, attended conferences, served as a board observer for WBJEE (West Bengal Joint Entrance Examination) exams and as a counsellor for engineering college admissions in West Bengal. He helps students choose the right college and stream for undergraduate, masters and PhD programmes.
A senior member of the Institute of Electrical and Electronics Engineers (SMIEEE), he holds a bachelor's degree in engineering from the Jalpaiguri Government Engineering College and a an MTech degree in computer technology from Jadavpur University.
He completed his PhD in engineering from IIEST, Shibpur (formerly BE College).... more
Asked by Anonymous - May 12, 2025
Career

does JAC Delhi counselling accept 2 marksheets if its from the same cbse board? (like one has PCB and another is of Maths additional subject)

Ans: Yes, JAC Delhi counselling generally accepts two separate mark sheets from the same CBSE board, provided both are valid and official, and the Maths subject is shown as an additional subject in the second mark sheet.
Career

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Radheshyam

Radheshyam Zanwar  |6841 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Nov 22, 2024

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Career
sir do spa and nit’s accept two marksheets ? pcb marksheet from 2024 and math additional subject marksheets from 2025 ?? two separate??
Ans: Welcome back.
(1) For SPA (School of Planning and Architecture): SPA typically follows the eligibility criteria set by the Ministry of Education and may require a consolidated mark sheet or a certificate from the board confirming all subjects taken in a single examination session. If your Math subject is listed separately in a different marksheet from a later year (like 2025), it could be a concern for eligibility or consistency. It's always a good idea to directly check SPA’s admission guidelines or contact their admission office for clarification on this matter.
(2) For NITs (National Institutes of Technology): NITs often accept the mark sheet from the year in which you completed your final school examinations, but if you have an additional subject like Mathematics taken in a different year, it might be accepted as long as the results are clearly mentioned and the additional subject was recognized by the respective board. You should ideally provide both marksheets (if the Mathematics marksheet is from a different year) during the application process, and mention it clearly while submitting documents. For exact details, you can consult the NIT admission guidelines or their helpdesk, especially regarding whether a supplementary marksheet would be acceptable for a subject like Mathematics.

Note: Ensure that both marksheets indicate that they are part of the same educational course and that all necessary details, including subject codes, are provided.

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If dissatisfied with the reply, please ask again without hesitation.
Thanks.

Radheshyam

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Komal

Komal Jethmalani  |469 Answers  |Ask -

Dietician, Diabetes Expert - Answered on Mar 10, 2026

Asked by Anonymous - Mar 02, 2026Hindi
Health
I’ve grown up hearing from elders that mixing fruits with milk is bad for digestion and can cause stomach problems or skin issues. They always say fruits should be eaten separately and never combined with milk. But at the same time, I see so many people having fruit milkshakes, banana shakes, mango shakes, and smoothies every single day without any problem. Even gyms and diet plans recommend fruit smoothies as healthy breakfast options. This makes me really confused. For example, if I drink a banana milkshake in the morning, am I harming my digestion? Or if I blend mixed fruits with milk and nuts for a quick breakfast, is that actually unhealthy? Some people also say it can cause acidity or slow digestion, while others claim it’s a good source of protein and vitamins together. So what is the actual truth? Is mixing fruits with milk genuinely harmful for everyone, or does it depend on the type of fruit, body type, or digestion strength?
Ans: For most people, mixing fruits with milk is perfectly safe, healthy, and easy to digest. The idea that it causes acidity, toxins, or skin issues is a traditional belief, not a medically proven fact. There are a few specific situations where someone might feel bloated or gassy like those with lactose intolerance or may feel heavy for some people who have a sensitive stomach. Banana, mango, chickoo (sapota), dry fruits, berries (for most people) are traditionally and scientifically easy to digest with milk. Fruits that don’t pair well with milk for some people can include citrus fruits (orange, lemon, grapefruit), pineapple, sour berries, etc.

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Reetika

Reetika Sharma  |598 Answers  |Ask -

Financial Planner, MF and Insurance Expert - Answered on Mar 09, 2026

Asked by Anonymous - Dec 10, 2025Hindi
Money
Hi, Myself Raj Banerjee aged 48 years. I am single. I work as IT professional and currently facing some challenges in job. Our current annual expense in approximately 12L. I have small house and do not plan / aspire for any more real estate. Till now I have been able to accumulate 7.2cr all in Bank FD, 80L in PF, 18L in PPF, 15L in stocks and gold (50:50 split). I do not have any Life Insurance but have medical insurance for myself (5L retail policy + 8L corporate policy). I am requesting help that assuming if I lose / leave job immediately how to plan the corpus / investment so that I can generate income from investment and plan for living till 90 years.
Ans: Hi Raj,

You have built a very strong base at your age. I understand your concern regarding job uncertainity and it is rather wise to be prepared for the worst. LEt us discuss everything in detail.
> You have 7.2 crores in FD. This entire amount needs to be reinvested in debt mutual funds. This way, the tax on FD interest can be saved. Debt mutual funds provide similar return of FD.
> You also have 80 lakhs in PF - can be of instant use in casr of a job loss.
> 18 lakhs PPF - again a good debt investment with tax benefit. Continue.
> 15 lakhs in gold and stocks. The allocation here can be increased. Can consider investing 50% of FD amount in equity and hybrid mutual funds. Avoid direct stock investment as these require in-depth knowledge and analysis.
> Medical policy cover is quite less. Take a super top up policy of 1 crore keeping in mind the rising medical cost.

In case of any job loss, you can easily manage your expenses forever (inflation adjusted).
Keep only 50 lakhs in FD. Move rest amount in mutual funds - debt, hybrid and equity.

Take a professional's help and do this right away to get maximum tax and return benefit.

Hence do connect with a professional Certified Financial Planner - a CFP who can guide you with exact funds to invest in keeping in mind your age, requirements, financial goals and risk profile. A CFP periodically reviews your portfolio and suggest any amendments to be made, if required.

Let me know if you need more help.

Best Regards,
Reetika Sharma, Certified Financial Planner
https://www.instagram.com/cfpreetika/

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