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Samraat Jadhav |1893 Answers |Ask -Follow

Stock Market Expert - Answered on Jun 05, 2023

Samraat Jadhav is the founder of Prosperity Wealth Adviser.
He is a SEBI-registered investment and research analyst and has over 18 years of experience in managing high-end portfolios.
A management graduate from XLRI-Jamshedpur, Jadhav specialises in portfolio management, investment banking, financial planning, derivatives, equities and capital markets.... more

Question by Sandeep on Jun 05, 2023Hindi

Money

I am a 36 year old working professional in IT Sector. i am currently investing in in the following mutual funds from past 1 year 1. Axis Bluechip Fund Growth - 2000 2. HDFC Flexicap fund - 4500 3. SBI Multicap Fund Regular Plan Growth - 2500 4. Parag Parikh Flexi Cap Fund Regular Plan Growth - 2500 5.Mirae Asset Large Cap Fund Regular Plan Growth - 5000 6. ICICI Prudential Balanced Advantage Fund Growth - 5000 7. TATA Digital India Fund Regular Plan Growth - 2000 8. HDFC Index Fund - 5000 also investing in Kotak ULIP 2,00,000/- per year from 3 years What corpus i can generate in near 10/15 years.

Ans: Considering that you earn 12% every year from MF and ULIP both following would be the corpus.
10Yrs - 74,16,781/-
15yrs - 1,46,96,723/-

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.

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I am 43 years old. I making following investments in Mutual Funds: Fund Plan Invested Mirae Asset Large Cap Fund Regular Plan Growth 2500/- PM Axis Focused 25 Fund Growth 5000/- PM Axis Blue chip Fund Growth 2500/- PM Kotak Flexi Cap Fund Regular Plan Growth 2500/- PM ICICI Prudential Blue chipFund Growth 2500/- PM Motilal Oswal Flexi Cap Fund Growth 2500/- PM Nippon India Small Cap Fund Growth 2500/- PM Fund Invested ICICI Pru Life Time Classic 5000/- PM ICICI Pru Signature 150000/- PA ICICI Pru Savings 100000/- PA HDFC Life ProGrowth Plus 30000/- PA I want to build a corpus of 3-5 crores in next 10-12 years. Please advise changes in above portfolio if required.

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Question by Anurag - Feb 18, 2022Hindi

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I am 43 years old. I making following investments in Mutual Funds:- Mirae Asset Large Cap Fund Regular Plan Growth 2500/- PM Axis Focused 25 Fund Growth 5000/- PM Axis Blue chip FundGrowth 2500/- PM Kotak Flexi Cap Fund Regular Plan Growth 2500/- PM ICICI Prudential Blue chip Fund Growth 2500/- PM Motilal Oswal Flexi Cap Fund-Growth 2500/- PM Nippon India Small Cap Fund-Growth 2500/- PM ICICI Pru Life Time Classic 5000/- PM ICICI Pru Signature 150000/- PA ICICI Pru Savings 100000/- PA HDFC Life ProGrowth Plus 30000/- PA Please advise changes in above portfolio if required. I want to build a corpus of Rs 3-5 crore in next 10-15 years.

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Asked by Anonymous - Mar 18, 2023Hindi

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GOOD EVENING SIR. I'M 42 YRS. I WANT TO CREATE A CORPUS OF 5 CRORES IN NEXT 12 YEARS. PRESENTLY I HAVE INVESTED 28 LAKHS IN MUTUAL FUNDS THROUGH SIP WITH CURRENT VALUATION AT 55 LAKHS. I'M INVESTING 55K PER MONTH DETAILS OF MONTHLY AMOUNT :- 1. HDFC TOP 100 - 2000 (SINCE JUN 10) 2. HDFC MID CAP OPPORTUNITIES DIRECT - 3000 (SINCE JAN 18) 3. HDFC MID CAP OPPORTUNITIES REGULAR - 7000 4. ICICI PRO- FOCUSED BLUE CHIP FUND - 5000 (SINCE JAN 14) 5. SBI BLUE CHIP FUND - 5000 (SINCE JAN 18) 6. HSBC MID CAP FUND - 5000 (SINCE JAN 19) 7. DSP FLEXI CAP - 5000 (SINCE JAN 20) 8. UTI NIFTY 50 - 5000 (SINCE JAN 22) 9. ADITYA BIRLA SUNLIFE FRONTLINE EQUITY - 3000 (SINCE JAN 14) 10. HDFC SENSEX FUND - 5000 (SINCE JAN 23)

Ans: Hi Good to see you are investing for a long time now but too many cooks spoil the party, same way you can exit Birla Frontline hdfc top 100 SBI bluechip funds and same for HSBC and dsp funds and and can add parag parikh flexi cap to your portfolio

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Question by Sandeep - May 25, 2023Hindi

Money

Hi Nikunj, I am a 36 year old working professional in IT Sector. i am currently investing in in the following mutual funds from past 1 year 1. Axis Bluechip Fund Growth - 2000 2. HDFC Flexicap fund - 4500 3. SBI Multicap Fund Regular Plan Growth - 2500 4. Parag Parikh Flexi Cap Fund Regular Plan Growth - 2500 5.Mirae Asset Large Cap Fund Regular Plan Growth - 5000 6. ICICI Prudential Balanced Advantage Fund Growth - 5000 7. TATA Digital India Fund Regular Plan Growth - 2000 8. HDFC Index Fund - 5000 also investing in Kotak ULIP 2,00,000/- per year from 3 years What corpus i can generate in near 10/15 years.

Ans: Hello Sandeep. It seems you have already well diversified your portfolio. You may reconsider Axis and Mirae AMcC for your portfolio. For your mutual fund investment, you may achieve a corpus of 1 cr approx for 12 years horizon.

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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