I am 21 years old and I am still studying. I am investing in these funds through SIP:

HDFC Top 100 Fund Direct-Growth: Rs 1,000 since one year.

Axis Long Term Equity Fund Direct -- Growth: Rs 1,000 since one year.

I want to invest a lump sum of Rs 5,000 to Rs 10,000.

Please give me a suggestion for this portfolio, Should I stay invested or consider any other funds?

I am 49 years old and Govt. service holder. I am currently investing in the following funds through SIP and lump sum for last 4 years. Please review my portfolio and suggest if I should continue or change? 1. Sundaram Large and Midcap Fund - Rs. 1500/- SIP 2. Aditya Birla Sun Life Focused Equity Fund - Rs. 1500/- SIP 3. Axis Mid Cap Fund - Rs. 1500/- SIP 4. SBI Flexi Cap Fund - Rs. 1500/- SIP 5. Nippon India Small Cap Fund - Rs. 50,000/- Lump sum (in 2018) 6. Tata Digital India Fund - Rs. 50,000/- Lump sum (in 2019) 7. Axis Small Cap Fund - Rs. 1,00,000/- Lump sum (in 2020) 8. DSP Small Cap Fund - Rs. 50,000/- Lump sum (in 2020) 9. DSP Natural Resources and New Energy Fund- Rs. 1,00,000/- Lump sum (in 2019)

I am 52 year professional, working in private sector. Other than my EPF & PF savings I am having following mutual fund investments (both in SIP & lump su). My goal is to have a corpus of Rs 1.5 - 2 cr in next 4-5 years. I am ready to invest Rs 40K in SIP on monthly basis and may be Rs 5-10 lump sum in another 6 months’ time. Request you to review my portfolio and advise on what SIPs I can start (also any correction required for existing funds?) as well as whether to invest in good equity stocks (I am having a demat account with few direct equities of Rs 2 L only) or in lump sum mutual fund for annual Rs 5-10 L surplus. Company No of shares Price Recommendation PORTFOLIO DETAILS A MONTHLY SIP MUTUAL FUND     Sl No Fund Details Current value in Rs L SIP AMOUNT in RS 1 HDFC Flexi Cap Fund - Regular Plan Growth 4.32 3000 2 Axis Mid cap fund 0.6 5000 3 Mirage assets large cap fund 0.58 5000 4 Axis Special situation fund - Regular Plan - Growth 0.09 2000 5 Aditya Birla Sun Life Frontline Equity Fund Growth 3.8 3000 6 Kotak Emerging Equity Fund - Regular Plan Growth 0.09 3000 7 Kotak Equity Opportunity Fund - Regular Plan Growth 0.09 3000                 B LUMP SUM MUTUAL FUND     Sl No Fund Details Current value in Rs L Initial Value in Rs L 1 Axis Retirement Savings Fund - Conservative Plan - Regular Growth 6.2 5 2 Axis ESG Equity Fund Regular Plan Growth 4.85 3 3 Axis Blue-chip Fund Growth 5.2 3 4 Tata Focused Equity Fund - Regular Plan 6.16 4 5 LIC Debt Fund - Secured NA 2 6 LIC balanced Fund NA 2

I am 48. Sir I have SIP in the following funds. Please let me know if I should continue or need to do any change in my investment. 1) ADITYA BIRLA SUN LIFE FRONTLINE EQUITY FUND-GROWTH Rs.1000 13.06.2016 (date) 2) DSP MID CAP FUND--GROWTH Rs.3000 12.06.2017 3) HDFC MID CAP OPPORTUNITIES FUND-GROWTH Rs.2000 20.12.2016 4) ICICI PRUDENTIAL VALUE DISCOVERY FUND-GROWTH Rs.1000 14.06.2016 5) MIRAE ASSET EMERGING BLUECHIP FUND-GROWTH Rs.1000 14.06.2016 6) MIRAE ASSET TAX SAVER FUND-GROWTH Rs.2000 19.12.2016 7) HDFC CHILDRENS GIFT FUND-GROWTH Rs.1000 13.06.2016 8) AXIS FLEXI CAP FUND-GROWTH Rs.3000 02.06.2021 9) MIRAE ASSET HYBRID-EQUITY FUND-GROWTH Rs.1500 02.06.2021 10) MIRAE ASSET MIDCAP FUND-GROWTH Rs.3000 05.07.2021 11) NIPPON INDIA SMALL CAP FUND -GROWTH Rs.1000 26.12.2017 Sir I have invested lump sum amount in the following funds. Please suggest whether to continue or exit. 1) ADITYA BIRLA SUN LIFE BANKING AND FINANCIAL Rs.50,000 22.08.2016 (date) Rs.79,647 (present value) SERVICES FUND-GROWTH 2) ADITYA BIRLA SUN LIFE FRONTLINE EQUITY Rs.50,000 22.08.2016 Rs.87,455 FUND-GROWTH 3) ADITYA BIRLA SUN LIFE SMALL CAP FUND-GROWTH Rs.100,000 29.06.2017 Rs.132,490 4) HDFC HYBRID EQUITY FUND-GROWTH Rs.120,273 01.06.2018 Rs.178,746 5) ICICI PRUDENTIAL BLUECHIP FUND-RETAIL-GROWTH Rs.20,042 22.02.2018 Rs.31,422 6) L&T INDIA VALUE FUND-GROWTH Rs.25,000 22.08.2016 Rs.48,505 7) L&T INDIA VALUE FUND-GROWTH Rs.150,000 17.04.2017 Rs.245,565 8) MIRAE ASSET TAX SAVER FUND-GROWTH Rs.25,000 22.08.2016 Rs.61,878 9) MIRAE ASSET TAX SAVER FUND-GROWTH Rs.105,000 28.04.2017 Rs.216,372 10) ADITYA BIRLA SUN LIFE PURE VALUE FUND-GROWTH Rs.50,000 06.11.2018 Rs.65,281 11) ADITYA BIRLA SUN LIFE TAX RELIEF 96-GROWTH Rs.100,000 06.11.2018 Rs.128,895 12) L&T EMERGING BUSINESS FUND-GROWTH Rs.100,000 13.12.2017 Rs.155,097 13) MIRAE ASSET BANKING & FINANCIAL Rs.264,987 16.12.2020(STP) Rs.273,346 SERVICES FUND-GROWTH 14) MIRAE ASSET BANKING & FINANCIAL Rs.50,000 23.11.2021 Rs.44,129 SERVICES FUND-GROWTH 15) MIRAE ASSET GREAT CONSUMER FUND-GROWTH Rs.180,000 13.12.2017 Rs.284,600 16) MIRAE HEALTHCARE FUND-GROWTH Rs.200,000 09.11.2018 Rs.401,429 17) MIRAE ASSET MIDCAP FUND-GROWTH Rs.235,462 9.12.2020(STP) Rs.280,601 18) NIPPON INDIA SMALL CAP FUND-GROWTH Rs.100,000 12.12.2017 Rs.178,693 19) TATA FLEXI CAP FUND-GROWTH Rs.100,000 09.11.2018 Rs.149,127 20) TATA INDIA CONSUMER FUND-PLAN A-GROWTH Rs.100,000 09.11.2018 Rs.141,382 21) UTI SMALL CAP FUND-GROWTH Rs.100,523 22.12.2020(STP) Rs.137,025

Below is my portfolio. I would highly appreciate if you can suggest if it is good or any changes are required. The total current investment in SIP is Rs 12,000 (which now I want to make Rs 15,000). Kindly advise a good additional SIP for investing Rs 3,000 monthly. Also let me know if lumpsum investment in MFs is good or any changes are required. I am now 45 years of age and my total savings as of date is Rs 13 lakhs only. Kindly advise how much more investment I would have to make to collect a good amount for my sons' education and retirement. I have two sons aged 12 and eight. My current salary is Rs 1.5 lakhs and my wife is also working with a salary of Rs 30,000. Also I keep breaking my SIP and lumpsum investment in between for emergency use. Please do let me know if that will affect my long term plan of collecting funds. My SIPs are: Mutual Funds Plan Amt invested per month (long term) Axis Focused 25 Growth Rs 2,000 ICICI Prudential Focused Equity Growth Rs 2,000 Canara Robeco Emerging Equities Regular Growth Rs 3,000 Kotak Standard Multicap Fund Growth Rs 2,000 L&T Midcap Growth Rs 2,000 Motilal Oswal Multicap 35 Growth Rs 2,000 I have lumpsum investment in: Mutual Funds Plan Amt Invested (long term) DSP Focus Growth Rs 1 lakh (invested in April 2016) ICICI Pru Long Term Equity Fund (Tax Saver) Growth Rs 1 lakh (invested in April 2016) Kotak Bluechip Fund Growth Rs 1 lakh (invested in April 2016) Nippon India Dynamic Bond Fund Growth Rs 1 lakh (invested in April 2016) Mirae Asset Focused Fund Growth Rs 50,000 (invested in April 2019) Mirae Asset Midcap Fund Growth Rs 25,000 (invested in April 2019)

Hi, My name is Shoaib and I recently bought Bajaj Allianz midcap index and small cap fund and invested 60k in total. Would you suggest investing in lumpsum or as an SIP and please advise if they are good funds.