I am 52 year professional, working in private sector. Other than my EPF & PF savings I am having following mutual fund investments (both in SIP & lump su). My goal is to have a corpus of Rs 1.5 - 2 cr in next 4-5 years. I am ready to invest Rs 40K in SIP on monthly basis and may be Rs 5-10 lump sum in another 6 months’ time.
Request you to review my portfolio and advise on what SIPs I can start (also any correction required for existing funds?) as well as whether to invest in good equity stocks (I am having a demat account with few direct equities of Rs 2 L only) or in lump sum mutual fund for annual Rs 5-10 L surplus.
| Company | No of shares | Price | Recommendation |
| PORTFOLIO DETAILS |
| A | MONTHLY SIP MUTUAL FUND | | |
| Sl No | Fund Details | Current value in Rs L | SIP AMOUNT in RS |
| 1 | HDFC Flexi Cap Fund - Regular Plan Growth | 4.32 | 3000 |
| 2 | Axis Mid cap fund | 0.6 | 5000 |
| 3 | Mirage assets large cap fund | 0.58 | 5000 |
| 4 | Axis Special situation fund - Regular Plan - Growth | 0.09 | 2000 |
| 5 | Aditya Birla Sun Life Frontline Equity Fund Growth | 3.8 | 3000 |
| 6 | Kotak Emerging Equity Fund - Regular Plan Growth | 0.09 | 3000 |
| 7 | Kotak Equity Opportunity Fund - Regular Plan Growth | 0.09 | 3000 |
| | | | |
| | | | |
| B | LUMP SUM MUTUAL FUND | | |
| Sl No | Fund Details | Current value in Rs L | Initial Value in Rs L |
| 1 | Axis Retirement Savings Fund - Conservative Plan - Regular Growth | 6.2 | 5 |
| 2 | Axis ESG Equity Fund Regular Plan Growth | 4.85 | 3 |
| 3 | Axis Blue-chip Fund Growth | 5.2 | 3 |
| 4 | Tata Focused Equity Fund - Regular Plan | 6.16 | 4 |
| 5 | LIC Debt Fund - Secured | NA | 2 |
| 6 | LIC balanced Fund | NA | 2 |
