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Advait Arora  | Answer  |Ask -

Financial Planner - Answered on Oct 10, 2023

Advait Arora has over 20 years of experience in direct investing in stock markets in India and overseas.
He holds a masters in IT management from the University Of Wollongong, Australia, and an MBA in marketing from Charles Strut University, NewCastle, Australia.
Advait is a firm believer in the power of compounding to help his clients grow their wealth.... more
S Question by S on Mar 29, 2023Hindi
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Money

I have 100 shares Astral Ltd, please guide me to hold it or not.

Ans: hold if ro long term. very good prospects
DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Users are advised to pursue the information provided by the rediffGURU only as a source of information to be as a point of reference and to rely on their own judgement when making a decision.
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I’am 28 yrs old and an elder sister in my 4 member family. Financially we belong in upper middle class but my strict father raised us in middle class standard. After school i got my higher education from government college and around 24yr old i stopped asking money from my father. I asked only for basic minimum to cover my travel experience, that too killed me with shame and heavy burden on my chest. I worked really hard to crack SSC exam and in sep i joined my office after clearing exam by the grace of god. Now here comes my 1st salary and my younger brother demanded that i pay 799 for his phn recharge, which i declined and then later in the evening he is demanding that he is buying someone, he is in the shop so give me 200rp without any explanation of what he is buying. I don’t want to do that but now my mother is lecturing me about relations over money and that its ok, you are ought to give money to ur brother. Now m the villian only because I don’t want to pay for his expenses. M not against giving money in need but is it wrong for me to decline to become ATM for my younger brother? And what should i give him money for, it was my parents who sacrificed for me not him. What should i do when m being forced to treat him like a son by my mother rather than just a sibling?
Ans: Dear Anonymous,
You are being given the role of playing the Guardian to your younger brother...Saying NO is the right thing as he will start getting used to demanding money from you.
Alternatively, you can give him a fixed sum, whatever that is and ask him to give you a break-up of expenses. That will teach him to be accountable and you won't have to have arguments at home. But also, tell your family that it might not be possible to give him money every month as you would like to start saving for the future. But make sure that if you give him money, let him account for it or show you where he has spent it. This will encourage him to get financially independent sooner too...

All the best!
Anu Krishna
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Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

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Relationships Expert, Mind Coach - Answered on Oct 18, 2024

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Hello .I am phd holder in finance .I am in relationship with my partner for 12 years .we were teenage friends and now adults .he has completed all his basic education .less educated than me .but has done MBA .he is working in a private job as creative head earning 15 lakh per annum .his family is broad minded not interfering at all .let us live whichever we want .only problem is our caste is different and their family is less well off .his brothers are also not earning so handsomely.only he is the one who is very progressive thoughtful and going good in life .we both are very spiritually inclined .we done many things together .our coordination is good .life goals matches .but I only feel uncomfortable with his brother not working so good and their status .what should I do ? Should I leave the boy even though he has been faithful and loving caring towards me just becoz his brothers are not doing good professionally .my partner has even bought a home for us in such a young age .without taking single penny from anyone .not even parents .he works harder to grow more in life for Us and himself .
Ans: Dear Preeti,
What's the necessity to focus on what his brothers are doing or should be doing? Isn't it enough if your partner is an amazing person?
What exactly is your worry? Are you concerned that his brothers will someday ask your partner for money or become financially dependent on him? Address concerns and not your interpretation of a situation. Talk to your partner about your concerns. You don't need to lose your relationship because of anyone outside of your relationship. Makes sense? This concerns only you and your partner...have a clear, honest chat and celebrate the fact that you actually are with a person who has his head firmly on his shoulders.

All the best!
Anu Krishna
Mind Coach|NLP Trainer|Author
Drop in: www.unfear.io
Reach me: Facebook: anukrish07/ AND LinkedIn: anukrishna-joyofserving/

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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