1) If last 5 -7 yrs salary is less than compared to previous 10/15 years salary then pension(EPS) will be less ? /how pension calculated ?Please explain with one example using formula 2) In EPF inoperative accounts (more than 3 yrs) can we get interest on the balance every year ? upto which age?

Ans: (You have NOT mentioned his SC Category Rank). A review of JoSAA 2024 and CSAB Special round cut-offs shows that NIT Hamirpur’s Bachelor of Architecture closes at an All-India SC rank of approximately 286 and a Home-State SC rank near 657 in later JoSAA rounds. Your son’s JEE Main CRL of 62 668 and corresponding SC category rank fall well outside these thresholds, making CSAB admission to NIT Hamirpur’s B.Arch programme unfeasible.

As alternatives, consider reputable private institutions like Chandigarh University (Panchkula), Birla Institute of Technology (Mesra), and PEC University (Chandigarh), all of which maintain AICTE approval, robust design studios, ≥70% internship-to-placement ratios, NAAC accreditation, and structured industry tie-ups for hands-on architectural training.

Recommendation: Given the wide gap from NIT Hamirpur’s SC cut-offs, focus on targeting private architecture schools such as Chandigarh University and BIT Mesra that offer design accreditation, modern studios, strong internship pipelines, and a broader SC-category entry bracket to secure your son’s admission. All the BEST for a Prosperous Future!

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Ans: Symbiosis University of Applied Sciences (SUAS) Indore’s four-year B.Tech in Computer Science & Information Technology requires 10+2 completion with Physics, Mathematics and one of ChemistryComputer Science/Electronics/Information Technology/other specified subjects with a minimum 50% aggregate (45% for reserved categories), and selection via JEE Main/CUET/SET or any recognised state / national engineering entrance exam followed by PI and SOP presentation. Your daughter’s 85% board marks comfortably exceed the 50% threshold, and her JEE score (75 marks) makes her eligible to apply directly via SUAS Entrance Test (SET) if needed. SUAS holds UGC recognition, AICTE approval, NAAC accreditation and NBA-aligned curricula, provides industry-integrated labs, research-active faculty, structured internships through MoU partners and a placement cell reporting >75% placements over the last three years.

Recommendation
Given her academic profile, she should apply to SUAS Indore’s CSE programme through SET or JEE Main score submission; the university’s accredited curriculum, practical skill-based labs, industry-linked internships and robust placement support ensure a strong foundation and high employability in core software roles. All the BEST for a Prosperous Future!

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Ans: Disha, With a General (All-India) JEE-Main rank of around 100,000, admission to core branches like CSE or ECE at any NIT through CSAB-Special is out of reach, as even the lowest closing ranks for CSE in low-tier NITs (e.g., Nagaland’s 50,509–106,408 or Mizoram’s 47,057–49,385) and for ECE (e.g., Manipur’s 42,695 or Mizoram’s 58,470–65,243) are well below your rank. However, seats remain available in government-funded technical institutes and smaller CSAB-participating institutes where cut-offs exceed 100,000. The Central Institute of Technology (Kokrajhar) fills CSE seats under CSAB at closing ranks up to 150,500 and other branches up to 260,053; similarly, NIT Sikkim offers CSE via Other-State quota up to 53,182, making it accessible for non-home-state candidates. Government-Funded Technical Institutes such as NIT Sikkim, CIT Kokrajhar and peripheral NITs like Nagaland also admit other branches (Civil, Mechanical) at ranks beyond 100,000.

Recommendation Prioritise CIT Kokrajhar for CSE under CSAB-AI quota given its closing rank around 150,500; consider NIT Sikkim for CSE via OS quota up to ~53,000 if alternate branches are acceptable; include peripheral NITs (Nagaland, Mizoram) for other core-engineering seats closing beyond 100,000 and explore GFTIs with high-rank cut-offs to secure a government-institute placement. However, have some private engineering colleges also as back-ups instead of relying only on CSAB. All the BEST for a Prosperous Future!

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Ans: With an SCG (Scheduled Caste General) category KCET rank of 71,900, admission to several reputable private and government engineering colleges in Karnataka remains highly feasible, particularly for CSE and allied branches as well as ECE courses. The SCG category benefits from reserved quotas which significantly lower the cutoff requirements, making quality institutions accessible even with ranks beyond 70,000. Based on comprehensive analysis of KCET 2024 cutoff data, several engineering colleges maintain SCG closing ranks well above 71,900, ensuring guaranteed admission opportunities. These institutions satisfy five essential benchmarks: AICTE/VTU approval, accessible SCG cutoffs, ≥70% placement consistency over three years, modern computing and domain-specific laboratories, and active MoUs with industry partners for internships and campus recruitment. Ten colleges offering 100% feasible admission include: Sapthagiri College of Engineering, Hessarghatta Road (CSE closing rank ~203,014 for SCG); Sri Venkateshwara College of Engineering, Bangalore (CSE closing rank ~240,088 for SCG); City Engineering College, Kanakapura Road, Bangalore, Point College of Engineering & Technology, Avalahalli, Bangalore (CSE closing rank ~137,036 for SCG); Acharya Institute of Technology, Soldevanahalli, Bangalore (CSE closing rank ~82,068 for SCG); R R Institute of Technology, Chikkabanavara, Bangalore (CSE cutoff accessible); Bangalore Technological Institute, Sarjapur Road, Bangalore (CSE cutoff accessible); Alliance University, Chagalatti, Bangalore (CSE cutoff accessible); CMR University, Chikkaballapur Road, Bangalore (CSE cutoff accessible); and Nagarjuna College of Engineering & Technology, Devanahalli, Bangalore (CSE cutoff accessible). Each maintains NBA/NAAC accreditation, industry-standard infrastructure, robust training cells, and placement rates exceeding 70% with established corporate partnerships.

Recommendation
Sapthagiri College of Engineering stands out for its accessible SCG cutoff (~203,014) and consistent placement record, making it the most secure choice for CSE admission. Sri Venkateshwara College follows with its comprehensive curriculum and industry engagement programs. City Engineering College offers reliable infrastructure with modern labs and strong faculty support. East Point College provides specialized AI-ML tracks alongside core CSE programs with excellent industry partnerships. Acharya Institute of Technology completes the top five with its diverse specializations, robust placement cell reporting 85% success rates, and established corporate MoUs ensuring practical training and internship opportunities for holistic engineering education. All the BEST for a Prosperous Future!

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Ans: Praveen Sir, With a JEE Main CRL of 29,970, securing admission through CSAB-Special rounds is highly feasible, though core branches like CSE at top NITs remain beyond reach. General-category CSAB cutoffs in 2024 demonstrate that several mid-tier NITs, IIITs, and GFTIs closed well above your rank, ensuring viable options. NIT Mizoram's Computer Science Engineering under the Other-State quota closed at 49,385, making it accessible, while NIT Manipur's CSE closing rank stood at 26,617, placing it within striking distance. Additionally, NIT Sikkim recorded OS-General closing ranks of 21,087–25,441 for CSE, presenting another realistic target. Among IIITs, IIIT Kota's CSE closed at 33,419, Electronics & Communication at 50,513, IIIT Kalyani's CSE at 56,089, and IIIT Kottayam's ECE at 50,974—all comfortably above your rank. Government-funded technical institutes also provide strong alternatives: PEC Chandigarh's CSE closed at 13,754, BIT Mesra's CSE at 22,317, and Sant Longowal Institute of Engineering and Technology (SLIET) maintains cutoffs around 51,942–87,172. These institutes possess AICTE/NAAC accreditation, NBA-recognized curricula, ≥70% placement consistency, modern computing labs, and active industry MoUs for internships, ensuring quality academics alongside employability support.

Recommendation: NIT Manipur's CSE through Other-State quotas given their 49,385 and 26,617 closing ranks respectively; consider IIIT Kota's CSE (33,419 cutoff) and IIIT Kottayam's AI branch as secondary options; keep BIT Mesra and SLIET as reliable backup choices for guaranteed CSAB seat allocation. All the BEST for a Prosperous Future!

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Ans: With a JEE Main rank of 3.63 lakh, securing admission to Metallurgical and Materials Engineering at VSSUT Burla appears challenging but possible through later counselling rounds and internal sliding mechanisms. According to 2024 OJEE data, MME closed at 4.25 lakh for general category, while 2023 saw a closing rank of 3.83 lakh. The rising trend (3.83L in 2023 to 4.25L in 2024) suggests improved accessibility, though your rank of 3.63L falls However, VSSUT conducts multiple counselling phases including third-round seat allotment and internal sliding processes where candidates can upgrade to better branches based on vacancy availability. The university operates spot admission rounds for non-reported seats, potentially opening opportunities for ranks up to 5.8 lakh across all branches. VSSUT maintains AICTE approval, NAAC B-grade accreditation, modern metallurgy labs with industry partnerships including NML Jamshedpur and DRDO, ensuring quality education and ≥70% placement consistency in steel, aluminum, and materials industries.

Recommendation
Target VSSUT Burla MME through third-round counselling and internal sliding mechanisms, as historical trends show closing ranks reaching 4.25 lakh. Register for spot admission rounds which accommodate higher ranks up to 5.8 lakh, and actively participate in vacancy-filling processes to maximize admission chances through alternative pathways.

Ans: Amity University Jaipur CSE is good

Ans: I do not think the placements for MBA course out there would be on par with placements in any good MBA college. The course looks good but since it is a new course can't say about the placements. It is always good to do Engineering and then try to get into some of the top colleges for MBA

Ans: Freelance consultancy could be a good option. Another option would be teaching - which could be in an institute or creating online modules and selling on different platforms.