I've invested 5k monthly each in Parag Parikh flexicap, quant small cap, Nippon India midcap index, quant absolute fund. Is this ok ???

Ans: It's great to see your proactive approach to investing in mutual funds. Let's evaluate your current investment strategy to ensure it aligns with your financial goals.
Investing in a diversified mix of flexi-cap, small-cap, and mid-cap funds reflects a balanced approach towards wealth creation. These funds offer exposure to different market segments, providing potential for growth and managing risk.
However, it's essential to consider a few factors:
1. Diversification: While your choice of funds covers various market segments, ensure you're not overly concentrated in any particular sector or fund category. Diversification helps mitigate risks associated with market fluctuations.
2. Expense Ratio: Actively managed funds often come with higher expense ratios compared to index funds or ETFs. Evaluate the expense ratios of your chosen funds to ensure they're reasonable and don't erode your returns over time.
3. Performance: Regularly monitor the performance of your funds to ensure they're meeting your expectations and objectives. While past performance is not indicative of future results, it can provide insights into fund management capabilities.
4. Review and Adjust: Periodically review your investment portfolio and make adjustments as needed based on changes in your financial situation, market conditions, and investment goals.
As a Certified Financial Planner, I recommend consulting with a CFP to conduct a comprehensive analysis of your investment portfolio and ensure it remains aligned with your financial aspirations.
In conclusion, while your current investment strategy appears sound, it's essential to remain vigilant and adapt to changing market dynamics. By staying informed and seeking professional guidance, you can optimize your investment portfolio for long-term success.
Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in