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Dr Hemalata

Dr Hemalata Arora  | Answer  |Ask -

General Physician - Answered on Aug 03, 2023

Dr Hemalata Arora is a senior consultant who practises internal medicine at Mumbai’s Nanavati Max Super Speciality Hospital.
In a career spanning over 24 years, she has focused on managing infectious diseases, critical illnesses and lifestyle disorders.
Dr Arora completed her MBBS and MD from the King Edward Memorial Hospital and Seth Gordhandas Sunderdas Medical College in Mumbai.
She is ECFMG certified, accredited by the American Board of Internal Medicine, Diplomate of the National Board and a DNB faculty.
She was honoured with the Paul Bunn award for her promising performance in the field of infectious diseases at SUNY Upstate Medical University, New York.... more
Asked by Anonymous - Jul 06, 2023Hindi
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Health

My wife is not getting pregnant as per Dr. the egg is not becoming bigger, how to overcome

Ans: You would benefit from seeing a fertility specialist and getting a more thorough evaluation. You may need to undergo ovarian stimulation and a procedure.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Relationships Expert, Mind Coach - Answered on Mar 29, 2023

Asked by Anonymous - Mar 28, 2023Hindi
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Relationship
After died of my child my wife is unable to kept conceive. At present she is agreesive to much and unable to hear my advise. please advise how to kept good reltionship
Ans: I'm so sorry to hear about the loss of your child and the difficulties you and your wife are experiencing. It's understandable that your wife may be going through a lot emotionally, and it can be challenging to navigate a relationship during such a difficult time. Here are some tips that may help you improve your relationship:

Seek counseling: Consider seeking counseling together to help process your grief and improve communication. A licensed therapist can provide a safe space for both of you to express your feelings and work through any issues in your relationship.

Show empathy: Try to understand your wife's perspective and show empathy towards her. Validate her feelings and let her know that you're there for her.

Practice active listening: When your wife is speaking, make sure to actively listen to what she's saying. Don't interrupt or dismiss her feelings, and try to understand where she's coming from.

Practice self-care: Take care of yourself so that you can be there for your wife. This includes getting enough sleep, exercising regularly, and taking time for yourself to relax and recharge.

Be patient: Remember that healing takes time, and your wife may need some time and space to come to terms with her emotions. Be patient with her and don't pressure her to "get over" her grief.

It's important to remember that everyone grieves differently, and there's no right or wrong way to do it. By being supportive, patient, and empathetic towards your wife, you can help strengthen your relationship and support each other through this difficult time.

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Tax Expert - Answered on Nov 23, 2024

Asked by Anonymous - May 11, 2024Hindi
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Money
Can you please suggest on capital gains as per Indian taxation laws arising in the below two queries : 1) property purchased with joint ownership, me and my wife’s name in 2015 at a cost of 64,80,000, housing improvements done for the cost of 1000000 and brokerages of 200000 paid and sold the same property at 10000000 in Dec 2023? 2) 87% of the proceeds got from the deal i.e 8700000, have been reinvested to pay 25% amount in purchasing another joint ownership property in Dec 2023, 3) I have invested in another under construction property in Nov 2023 by taking housing loan, which is on me and my wife’s name worth 1.4 cr, here the primary applicant is me only while wife is just made a Co applicant in the builder buyer agreement and also on the housing loan . So what are the LTCG tax liabilities arising from the above 3 scenarios for FY 2023-2024 and FY 2024-2025. I intend to sale off the property acquired in (2) by Dec 2024 and use that proceeds to close the housing loan for the property acquired in (3), will this sale of property be inviting any tax liabilities if the complete proceeds received from the sale of the property in (2) would be utilised to close the housing loan taken in Nov 2023 for the property in (3) ? Since in FY 23-24, I would be claiming the LTCG from the sale proceeds of 1) invested in the purchase of property in 2), and I intend to sale off this property in Dec 2024, will the LTCG claim be forfeited on the property sale in (1), should I hold this property at least for further 1 year so that sale of this property in 2) will not invite STCG?
Ans: (A). Let's first talk about F/Y 2023-24 :
You jointly sold a Property during the year for Rs.76.80 lakhs (64.80+10.00+2.00), & sold the same for Rs.100.00 lakhs.
You have jointly also purchased Property No.3 (I suppose it is Residential only), for Rs.140.00 lakhs.
You should avail exemption u/s-54 & file your ITR accordingly. Please disclose all details about sale & purchase in your ITR.
02. Now coming to the F/Y 2024-25 :
You intend to Sell Property No.2, which was acquired in 2023-24. Any Gain on Sale of it would be Short Term capital Gains & taxed accordingly.
Alternatively, you may hold this sale of property no.2 (for 2 years from its purchase) & avoid STCG
You are free to utilize the sale proceeds in a way you like, including paying off your housing Loan.
Please note to avail exemption u/s 54 only from investment in property no.3 & not 2.
Most welcome for any further clarifications. Thanks.

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