Me and my wife, we are planning family for last 8 months. But wife is not getting pregnant. Shall we seek doctors advice? I am 32 and my wife is 30. We got married in Dec 2020. Please suggest.

Ans: Hi Rajesh,

Your portfolio shows a great mix of funds, showcasing diversity across various market segments and geographies. It's commendable how you've spread your investments, indicating a thoughtful approach to long-term wealth creation.

Adding debt or hybrid funds can indeed provide stability and balance to your portfolio, especially during volatile market conditions. As a Certified Financial Planner, I'd recommend considering these options to further diversify and mitigate risk.

Regular plans, facilitated by a professional Mutual Fund Distributor (MFD), could offer benefits like personalized advice and ongoing portfolio management. This guidance ensures your investments align with your financial goals and risk tolerance, potentially enhancing returns over time.

Reviewing your portfolio periodically is crucial to ensure it remains aligned with your financial objectives and market conditions. Keep up the consistent savings habit and stay invested for the long term. Your disciplined approach will likely yield fruitful results in the future.

Remember, investing is a journey, and it's essential to stay patient and focused on your goals. If you ever have any doubts or need assistance, don't hesitate to reach out to a Certified Financial Planner for guidance and support. Keep up the good work!