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Roopashree

Roopashree Sharma  |189 Answers  |Ask -

Yoga, Naturopathy Expert - Answered on Nov 23, 2023

Roopashree Sharma, a qualified yoga trainer and naturopathy enthusiast, is the founder of Atharvanlife.
She has completed her diploma in naturopathic medicine/naturopathy from DY Patil University and her advanced diploma in yoga teacher training/yoga therapy from the university of Mumbai.... more
kishor Question by kishor on Nov 08, 2023Hindi
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i recently went through Vitamin D and B12 test. test report showing deficiency in both. What is best medicine to cover both?

Ans: The natural sources for Vitamin D are Beetroot, Mushrooms and simplest way is to get sunlight (before 8am and after 5pm). Mushrooms are also a great source of Vit B12, however if you currently have deficieny in both these nutrients, you should first take plant based supplements for the same. Then the aforesaid vegetables in required quantity will help maintain the healthy levels.
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
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Janak

Janak Patel  |51 Answers  |Ask -

MF, PF Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 05, 2025
Money
I am 40 years old teacher, having 40 lakhs in FD and 2 lakhs in NSC, no debt and having property around 70 lakhs (Father's shop). No liability as I am single child of my parents. I am financially stable or I need to accumulate wealth.
Ans: Hi,

Financial stability needs to be defined for each individual based on their own preferences and perceptions.

You are a teacher and I assume you will continue your profession until retirement, this gives you opportunity to earn and save for future.

Your current investments are in a fixed income instruments which have the potential to only meet inflation needs for that amount. That means your money though increased over time will be having same purchasing power as it is today.
The property value in the future is a bit of difficult to estimate as it depends on many uncontrollable factors.
Hence we cannot determine if these amounts in the future are going to be able to meet your requirements without understanding your goals.

The approach you should follow is to look at what are your goals/requirements in life - during your working life and after retirement. This will require analysis of your current expenses and future goals to arrive at a corpus number.

A CFP can help you understand, plan and achieve this with a holistic financial plan. You will be provided with options and alternatives that are available and based on your profile/preferences, you will know what and how it can be achieved.
I recommend you take guidance form a CFP towards a holistic financial plan.

Thanks & Regards
Janak Patel
Certified Financial Planner.

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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