Home > Health > Question
Need Expert Advice?Our Gurus Can Help

My Speech Disabled Daughter Needs Help, Should I Apply For a Disability Certificate?

Dr Shakeeb Ahmed

Dr Shakeeb Ahmed Khan  |124 Answers  |Ask -

Physiotherapist - Answered on Jun 21, 2024

Dr Shakeeb Ahmed Khan is a senior consultant physiotherapist with over 12 years of experience specialising in orthopaedic and paediatric physiotherapy.
He has served as a technical consultant for the World Health Organisation, the United Nations, the Tata Institute of Social Sciences and several national and international NGOs.
Besides physiotherapy, he is keenly interested in disability management, early intervention, geriatric care and assisting children with disabilities.
Dr Khan has a bachelor's degree in physiotherapy from the Ravi Nair Physiotherapy College in Wardha, Maharashtra, a master's degree in disability rehabilitation administration from the National Institute for the Mentally Handicapped, Secunderabad, and a PhD in disability management from Bangalore University.... more
Asked by Anonymous - Jun 20, 2024Hindi
Listen
Health

Dr Shakeeb, I have an 21 year old daughter who has speech disability. We tried different types of therapies but nothing helped beyond a point. She is smart but very dependent on us, her parents. She walks slowly and has gained weight as well. She doesn't look into the eye when she's making a conversation but she is very observant of people and surroundings. We are in our 50s and want to make her independent. Should we apply for a disability certificate? How can we try and help her?

Ans: Thank you for sharing your daughter's situation. It sounds like you've been dedicated in seeking help and support for her. Here are some detailed steps and suggestions to further assist her and ensure she receives the necessary support:

1. Disability Certificate:
- Application Process: Applying for a disability certificate is a crucial step. This certificate can officially document her disability, making her eligible for various benefits, schemes, and support systems.
- Evaluation: It will involve a thorough medical and psychological evaluation. Given her symptoms, a professional might assess her for conditions such as Autism Spectrum Disorder (ASD).

2. Vocational Training and Education:
- Local NGOs: Look for non-governmental organizations (NGOs) or institutions nearby that offer vocational training and educational programs tailored for individuals with disabilities. These programs can enhance her skills and increase her independence.
- Specialized Programs: Many NGOs provide tailored programs focusing on communication skills, daily living skills, and specific job training.

3. National Trust Schemes:
- Niramaya Health Insurance Scheme: This scheme offers health insurance coverage for individuals with autism and other disabilities, covering various medical needs without age limitations.
- Other Schemes: Explore other schemes under the National Trust, which aim to provide lifelong shelter, care, and employment for individuals with disabilities.

4. Support Groups and Associations:
- Parent Associations: Joining a parent association group can be incredibly beneficial. These groups offer emotional support, share resources, and provide practical advice from experienced parents.
- Disability Support Groups: These groups can connect you with other families facing similar challenges, and offer workshops, social events, and advocacy support.

5. Legal Guardianship:
- National Trust Act 1999: This act includes provisions for appointing legal guardians for adults with disabilities. This can ensure that your daughter has a designated guardian to make decisions on her behalf if necessary.
- Guardianship Boards: Look into the local guardianship boards or legal advisors to understand the process and ensure your daughter's future security.

Additional Tips:
- Therapeutic Support: Continue exploring different types of therapies. Sometimes, a combination of speech therapy, occupational therapy, and behavioral therapy can yield better results.
- Healthy Lifestyle: Encourage physical activities suited to her abilities to help manage her weight and improve overall health. This could include walking, swimming, or specialized fitness programs for individuals with disabilities.
- Social Skills Training: Work on her social skills gradually, focusing on eye contact, conversation skills, and building confidence in social settings.

By pursuing these steps, you can help create a supportive environment for your daughter that fosters her independence and improves her quality of life. Your proactive approach and dedication will be invaluable in ensuring she receives the necessary support and opportunities for personal growth
DISCLAIMER: The answer provided by rediffGURUS is for informational and general awareness purposes only. It is not a substitute for professional medical diagnosis or treatment.
Health

You may like to see similar questions and answers below

Dr Shakeeb Ahmed

Dr Shakeeb Ahmed Khan  |124 Answers  |Ask -

Physiotherapist - Answered on Jun 21, 2024

Listen
Health
Sir my daughter is a PH with 63% Disability certified. She has vision in one eye only and that also is grafted. She is suffering from keratoglobus and week bones. At present she is in class 10. She wants to take up commerce in her 11th. I am not understanding how to train her for her future. Which career or job she can get with this condition. Kindly guide me as to how I should lead her after 10th for a secure govt job. She is good in drawings and has won many prizes too. But don't know how long she will be able to do because of her low vision. Please help.
Ans: It's commendable that you are looking ahead to support your daughter's future. Given her interest in commerce and her talent in drawing, there are several ways to help her navigate her educational and career path effectively. Here are some detailed steps and suggestions to guide you:
Ensure the educational institution she plans to attend for her 11th and 12th grades can accommodate her needs. Speak to the school or college principal about making the environment accessible, including providing necessary aids like large print materials, magnifying devices, or digital resources. Advocate for sensitization programs in the school to ensure her peers and teachers understand her needs and can provide appropriate support. Completing her graduation will open up numerous opportunities. Encourage her to pursue her interests in commerce, as this field offers diverse career paths. Utilize the 1% reservation in identified government jobs and higher education for people with physical disabilities. This reservation is an important entitlement and can provide a secure career path. Guide her to prepare for competitive exams like SSC, UPSC, or banking exams that have reservations for physically disabled candidates. Various coaching centers and online platforms offer preparatory courses tailored to these exams. Look for scholarships and educational grants specifically for students with disabilities to support her higher education financially. Please refer National Handicapped Development Finance Corporation Scheme for scholarship. Connect with NGOs that support individuals with disabilities. These organizations can provide resources, training, and advocacy support.

..Read more

Latest Questions
Milind

Milind Vadjikar  |647 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |647 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Milind

Milind Vadjikar  |647 Answers  |Ask -

Insurance, Stocks, MF, PF Expert - Answered on Nov 17, 2024

Listen
Money
I am seeking guidance on my current financial situation. I am 50 years old, with a net take-home income of 1.42 lacs per month, while my wife earns approximately 75k monthly. We have two daughters pursuing higher education, with annual fees totalling 6.10 lacs. In the wake of the COVID-19 pandemic, I faced a significant setback when I was unable to pay my home loan EMI, leading me to opt for a moratorium. Despite having already paid approximately 43.85 lakhs towards my home loan of 58.50 lakhs taken in 2017, the principal outstanding has astonishingly increased to 59.45 lakhs. I now find myself committed to an EMI of 65,000 monthly, further straining our financial resources. To cover both my daughters first-year college fees, I took out a gold loan of 5.5 lakhs, for which I currently pay 50,000 a month. I had invested in a family health insurance policy with Star Health, covering 10 lakhs, but due to poor service I stopped paying my premium, which had an accrued value of 17.50 lakhs. I hold a provident fund account with a balance of 2.5 lakhs. I am concerned about planning for my elder daughter's wedding in the next 2 to 3 years and my retirement. I would appreciate any advice or strategies you could provide to help me navigate this situation effectively.
Ans: Hello;

Try and understand from the home loan lender as to how 59.45 L principal is overdue despite paying a sum of 43.85 L, despite factoring 80% of this as interest payment, the overdue principal should be below 50 L.

Double check if this is as per the terms of moratorium.

If you are not satisfied with replies from the lender escalate the matter to the highest authority at lender or RBI.

Lender can't behave irrationally just because you availed moratorium during COVID.

In my view you should have just sold the gold rather then taking loan against it.

That way you could have lessened EMI burden on your finances and ensured investments for retirement and other goals.

Unfortunately we have a tradition of attaching emotional value to precious metals and real estate.

The best "jewellery" you can offer to your kids is good education, which you have already done.

In matters of health insurance never discontinue a policy due to dissatisfaction with the insurer, port it to another insurer, 1.5/2 months before the renewal date so that your benefits remain intact. Now you may be need to find another health care insurance.

You may begin a monthly sip of 25-30 K in diversified large cap oriented mutual fund for 5 years.

Also give a thought to NPS, you can contribute till 70 age, for retirement pension.

Best wishes;

...Read more

DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

Close  

You haven't logged in yet. To ask a question, Please Log in below
Login

A verification OTP will be sent to this
Mobile Number / Email

Enter OTP
A 6 digit code has been sent to

Resend OTP in120seconds

Dear User, You have not registered yet. Please register by filling the fields below to get expert answers from our Gurus
Sign up

By signing up, you agree to our
Terms & Conditions and Privacy Policy

Already have an account?

Enter OTP
A 6 digit code has been sent to Mobile

Resend OTP in120seconds

x