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Inderpaul

Inderpaul Singh  | Answer  |Ask -

Leadership Coach - Answered on May 15, 2025

Major Inderpaul Singh (retired) served in the Indian Army for eight years.
In the year 2008, he moved to the corporate sector and worked with Century Plyboards for 14 years, specialising in people management and organisation improvement interventions.
He is currently employed as a partner with Amishrit Terrene Pvt Ltd, an IT solutions start-up located in Mohali, Punjab.
A certified life coach, he also helps students and individuals handle challenges in their personal and professional lives.
He holds a commerce degree from DAV College, Amritsar, and a post-graduate diploma in business administration from Symbiosis, Pune. ... more
Asked by Anonymous - Mar 20, 2025
Career

My youngest son was hired by Amazon last year from college. He is an MTech and bright student, topper of his class. But the work life has been very hectic. He works 12 to 14 hour shifts even on weekends and day offs. Is this a healthy trend? I am a retired school teacher from Bihar, and my wife is a homemaker. I worked for 32 years and now help students in my free time. We worked hard but we were never so stressed. We are not sure we understand this generation how they work so much. Is this necessary? Can you please advise what to do in this situation? I am 72, my son is 24 only.

Ans: Hello
The real thing is to understand whether you enjoy your work or are you indeed stressed.
In general there are performance pressures particularly in private set up but one needs to draw lines with regard to work life balance etc.
Career

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Anu

Anu Krishna  |1794 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Sep 28, 2022

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Dear Anu, I am a housewife with two kids, younger one is 3 years old. I used to be working before the birth of my second child. I can't join back the job as we are nuclear family and husband is busy whole day with his work. I have to take care of the house and kids almost full day. Sometimes I’m frustrated and irritated. I gave talked about this to my husband but not much respite. He says 'I’m doing my job to earn. You do your job to look after house.' Don't know what to do.
Ans:

Dear PS,

Typical nuclear family with very little family support relies solely on the mother being the caregiver and this can result in a lot of frustrations. Understood!

But what exactly are you trying to do fighting the situation knowing that things might be the same for a few years down the line till the children grow a little older? Are you planning on being frustrated for all these years?

Also, someone needs to give your husband a talk on these gender specific remarks and pushing the job of the home to you.

Maybe he didn’t mean it the way it sounded, but well…

In the digital world, there is enough and more to do to use the skills that a person has. So why not explore, a work-from-home part time option?

Depending on what your expertise is and the time that you can give to the work from home option, why don’t you focus on searching for this?

This will require an amazing time management and organization skills on your part, so you are able to give it at least 3-4 hours a day.

This will not only keep you occupied and financially stronger, it will also give you a sense of direction and purpose which is what is currently lacking.

Also, if you have an option of a ‘nanny’ for even two hours during the day when the children can be kept busy, you can even have some time for yourself which will re-energize you.

Caring for two small children is no mean feat and make sure when you discuss the work-from-home option (If you choose this), with your husband, you emphasize how important it is for you along with managing the home.

The commitment ‘to do something for yourself’ will be the focus of your discussion and please do something before your frustrations start seeping out and get onto the kids which might eventually happen.

First, be happy yourself to nurture your home and family.

Step Up…All the best!

..Read more

Career

Career Coach  | Answer  |Ask -

Workplace Expert - Answered on May 05, 2024

Asked by Anonymous - May 03, 2024Hindi
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I am Anagha, 31, a banking professional working in a private organisation. I am frustrated with my job. My work involves a lot of travel and my manager is constantly finding ways to keep me engaged even post office hours. I have a 4 year old daughter and my husband complains that we have no work-life balance. Should I take a career break or consider moving to another organisation? Please suggest how I can have a better work-life balance.
Ans: Hey Anagha, it sounds like you're juggling quite a few balls in the air—and let's face it, even the best circus performers need a break sometimes! It's understandable to feel frustrated when your work-life balance starts resembling a Bollywood drama with too many plot twists.

Taking a career break or exploring new job opportunities are both valid options, but before you make any decisions, let's sprinkle some strategic spice into the mix:

1. **Have a Heart-to-Heart**: Start by having an honest conversation with your manager about your workload and the impact it's having on your work-life balance. Sometimes, they might not realize the toll it's taking on you, so speak up and express your concerns. After all, communication is key, just like the perfect recipe for a spicy curry!

2. **Set Boundaries**: Boundaries are your best friends when it comes to achieving work-life balance. Set clear expectations with your manager about when you're available and when you need time for your family. And remember, saying no is not a crime—it's a superpower that ensures you don't spread yourself too thin like butter on toast!

3. **Explore Flexible Options**: See if your organization offers flexible working arrangements like remote work or flexible hours. With technology on our side, you can slay dragons from the comfort of your own castle (a.k.a. your home office), giving you more time to spend with your little one without sacrificing your career ambitions.

4. **Consider Your Options**: If the situation doesn't improve despite your efforts, it might be time to explore other opportunities. Look for organizations that prioritize work-life balance and offer a culture that aligns with your values. After all, life's too short to spend it feeling like you're stuck in a traffic jam on the road to happiness!

5. **Take Care of Yourself**: Last but certainly not least, don't forget to prioritize self-care. Whether it's indulging in your favorite hobbies, spending quality time with your family, or simply taking a moment to breathe, remember that you deserve to recharge your batteries just like your smartphone needs a daily dose of juice!

Finding the right balance between work and life is like mastering the perfect dance routine—it takes practice, patience, and a few missteps along the way. But with a little determination and a sprinkle of Bollywood magic, I have no doubt you'll find your rhythm and waltz your way to a happier, more balanced life!

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Kanchan

Kanchan Rai  |663 Answers  |Ask -

Relationships Expert, Mind Coach - Answered on Jul 17, 2024

Asked by Anonymous - Jul 16, 2024Hindi
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My husband is an engineer. He was working in a reputed company for many years. He left the job due to over work load and wanted to explore other work options or entrepreneurship. So he took a gap of 3 years. In his gap he was not able to do any business bcoz all the business ideas either had too much of hassle or required lot of investment, so, he learned trading in NSE he earned average income with it, enough to run the house. After 3 years of gap he managed to land a job again in a reputed company but he again says that work load is high and wishes to leave and get back to trading. I am teacher with an average salary. We have a 10 year old daughter. Kindly guide what can I do in this situation? How can I make him understand that he needs to work and trading is not a reliable source of income.
Ans: I understand that this situation is stressful and complex. The key here is open, compassionate communication and realistic financial planning.

Firstly, have an honest and empathetic conversation with your husband. Express your concerns about financial stability and the importance of having a reliable source of income, especially with a 10-year-old daughter to consider. Make sure to listen to his feelings about the job workload and his desire to return to trading. It's essential that both of you feel heard and understood.

Next, consider working together on a detailed financial plan. Look at your current expenses, savings, and future financial goals. This can help both of you see the bigger picture and understand the importance of a stable income. You could even consult with a financial advisor to get an objective perspective and professional advice.

Encourage him to explore ways to manage his workload or find a job that offers better work-life balance while still providing financial security. Perhaps there's an opportunity for him to negotiate his current role or look for a position that aligns more with his skills and interests without the same level of stress.

It might also be helpful to set up a trial period for trading, where he can pursue it on the side while still maintaining his job. This way, he can assess the viability of trading as a full-time income source without putting your family's financial stability at risk.

Remember, it's about finding a balance between his professional fulfillment and your family's financial well-being. By working together and supporting each other, you can navigate this challenging situation and come to a decision that works for both of you.

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Latest Questions
Ramalingam

Ramalingam Kalirajan  |11160 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on May 01, 2026

Money
Mujhe ek Lucknow development authority ki property jo 1988-89 me allot hui thi mere father se unke registered wasiyat ke adhar par mili,jiski kul keemat jama ho gai hai aur freehold hai, Unki death 2016 me ho gai, us property ki registry mere nam lda a abhi 2026 me huee hai -mai ise vikray karna chahto hu,kripya bataey ki yah long gain capital gain ke adheen hi mana jaega tatha iski amount se koi dusari property do varsh ke bheetar kray kar sakta hu ki nahi
Ans: Your case is quite clear and favourable from a tax point of view. I will explain in simple terms.

» Nature of Capital Gain – Long Term or Short Term

The property was originally allotted to your father in 1988–89
You received it through a registered Will after his death in 2016

As per tax rules:

When property is received through inheritance, the holding period of the previous owner (your father) is also considered

So:

Holding period starts from 1988–89, not from 2016 or 2026

Hence:

On sale, it will be treated as Long Term Capital Gain (LTCG)

» Cost of Acquisition – Important Point

You can take the original cost of your father
Also, you can use indexation benefit from the year of purchase

This will reduce your taxable capital gain significantly

» Tax on Sale

LTCG on property is taxed at 20% with indexation benefit

» Exemption Option – Buying Another Property
Yes, you can save tax by reinvesting

Under Section 54:

You can buy another residential property
Time limits:
Purchase within 2 years after sale OR
Construct within 3 years

Conditions:

New property must be in your name
Capital gain amount (not full sale amount) should be invested

» Alternative Option – Capital Gains Bonds
If you do not want to buy property:

You can invest in specified bonds within 6 months
This also gives tax exemption

» Practical Suggestion

Plan the sale and reinvestment carefully
Calculate indexed cost before deciding reinvestment amount
Keep documentation of inheritance and original allotment safe

» Finally

Your gain will be treated as Long Term Capital Gain
You are eligible for indexation benefit
You can buy another property within 2 years to save tax
Proper planning can reduce tax significantly

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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