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Nayagam P

Nayagam P P  |12380 Answers  |Ask -

Career Counsellor - Answered on Aug 06, 2025

Nayagam is a certified career counsellor and the founder of EduJob360.
He started his career as an HR professional and has over 10 years of experience in tutoring and mentoring students from Classes 8 to 12, helping them choose the right stream, course and college/university.
He also counsels students on how to prepare for entrance exams for getting admission into reputed universities /colleges for their graduate/postgraduate courses.
He has guided both fresh graduates and experienced professionals on how to write a resume, how to prepare for job interviews and how to negotiate their salary when joining a new job.
Nayagam has published an eBook, Professional Resume Writing Without Googling.
He has a postgraduate degree in human resources from Bhartiya Vidya Bhavan, Delhi, a postgraduate diploma in labour law from Madras University, a postgraduate diploma in school counselling from Symbiosis, Pune, and a certification in child psychology from Counsel India.
He has also completed his master’s degree in career counselling from ICCC-Mindler and Counsel, India.
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Asked by Anonymous - Aug 06, 2025Hindi
Career

Which college is better for CSE, VIPs Delhi or MUJ?

Ans: VIPS Delhi (Vivekananda Institute of Professional Studies) and MUJ (Manipal University Jaipur) both offer strong CSE programs with distinct advantages. VIPS Delhi demonstrates excellent infrastructure with fully air-conditioned classrooms, advanced computer labs including NVIDIA and Qualcomm labs, NAAC A++ accreditation, and strong placement statistics with 70-80% students placed and median package of ?3.79 LPA for UG programs. Top recruiters include Wipro, Amazon, Oracle, IBM, and TCS, with over 100+ companies participating in placements. However, VIPS lacks hostel facilities, requiring students to find external accommodation. MUJ showcases impressive placement outcomes with 93% overall placement rate, highest package reaching ?85 LPA, average package of ?9.5 LPA, and median of ?8 LPA. Major recruiters include Microsoft, Amazon, Dell, Accenture, Goldman Sachs, and SAP Labs. MUJ offers comprehensive residential campus facilities, modern labs, extensive sports complexes, well-equipped hostels, and strong research opportunities. Both institutions maintain qualified faculty, modern curriculum aligned with industry requirements, active placement cells providing training and development programs, and good alumni networks supporting career advancement.

Recommendation: Choose Manipal University Jaipur CSE (if the fee is affordable) for its superior placement statistics, higher average packages, comprehensive residential campus experience, and stronger industry connections. VIPS Delhi remains viable for students preferring the Delhi location and lower fees, but MUJ offers better overall career prospects, campus life, and an academic environment for CSE students seeking holistic development and premium placement opportunities. All the BEST for a Prosperous Future!

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Ramalingam

Ramalingam Kalirajan  |11326 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jul 13, 2026

Asked by Anonymous - Jul 13, 2026
Money
Dear Sir, I have sold my car to CARS24 and its many months they have not done RC transfer inspite of following up with them multiple times. I understand that till RC transfer is not complete then it is liability of the registered owner, Can I keep buying third party insurance till vehicle is in my name to cover my liability, even when the car is not in my possession but RC is still in my name. Will insurance company honor any claims in this regard?
Ans: » Your Concern is Valid

Yes, as long as the RC remains in your name, continuing third-party insurance is advisable.
This helps protect you against potential third-party liability arising from the vehicle.

» Important Limitation

Insurance coverage does not remove your legal exposure as the registered owner.
The insurer will generally handle valid third-party claims as per policy terms.
However, claim settlement can depend on the specific facts of the case and policy conditions.

» Immediate Action

Continue pursuing RC transfer with the buyer.
Keep all sale documents, delivery acknowledgment, and correspondence safely.
Consider sending a formal written notice seeking immediate RC transfer.

» Final Insights

Continuing third-party insurance is better than allowing the policy to lapse while the RC remains in your name.
However, the permanent solution is to get the RC transferred at the earliest.

Best Regards,

K. Ramalingam, MBA, CFP,

AMFI-Registered MFD – ARN 4188

www.holisticinvestment.in

https://www.linkedin.com/in/ramalingamcfp/

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