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Dr Nagarajan J S K

Dr Nagarajan J S K   |966 Answers  |Ask -

NEET, Medical, Pharmacy Careers - Answered on May 28, 2025

Dr Nagarajan JSK is an associate professor and former head of medical research at the JSS College of Pharmacy, Ooty.
He has over 30 years of experience in counselling students towards making the right career choices, particularly in the field of pharmacy.
As the JSS College placement officer, he has helped aspiring professionals prepare for and crack job interviews.
Dr Nagarajan holds a PhD in pharmaceutical sciences from the JSS Academy of Higher Education And Research, Mysore, and is currently guiding five PhD scholars.... more
Sanjiv Question by Sanjiv on May 27, 2025
Career

What can be neet ug rank this year for 481 seeing the toughness of neet ug.

Ans: Hi, the rank will vary depending on many factors such as community, non-creamy layer, and physically challenged status, etc. Therefore, you have to wait for the NEET results.
BEST WISHES.
POOCHO. LIFE CHANGE KARO!
Career

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Janak

Janak Patel  |51 Answers  |Ask -

MF, PF Expert - Answered on Jun 11, 2025

Asked by Anonymous - Jun 05, 2025
Money
I am 40 years old teacher, having 40 lakhs in FD and 2 lakhs in NSC, no debt and having property around 70 lakhs (Father's shop). No liability as I am single child of my parents. I am financially stable or I need to accumulate wealth.
Ans: Hi,

Financial stability needs to be defined for each individual based on their own preferences and perceptions.

You are a teacher and I assume you will continue your profession until retirement, this gives you opportunity to earn and save for future.

Your current investments are in a fixed income instruments which have the potential to only meet inflation needs for that amount. That means your money though increased over time will be having same purchasing power as it is today.
The property value in the future is a bit of difficult to estimate as it depends on many uncontrollable factors.
Hence we cannot determine if these amounts in the future are going to be able to meet your requirements without understanding your goals.

The approach you should follow is to look at what are your goals/requirements in life - during your working life and after retirement. This will require analysis of your current expenses and future goals to arrive at a corpus number.

A CFP can help you understand, plan and achieve this with a holistic financial plan. You will be provided with options and alternatives that are available and based on your profile/preferences, you will know what and how it can be achieved.
I recommend you take guidance form a CFP towards a holistic financial plan.

Thanks & Regards
Janak Patel
Certified Financial Planner.

...Read more

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