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Maxim

Maxim Emmanuel  |391 Answers  |Ask -

Soft Skills Trainer - Answered on Apr 25, 2024

Maxim Emmanuel is the marketing director of Maxwill Zeus Expositions.
An alumnus of the Xavier Institute of Management and Research, Mumbai, Maxim has over 30 years of experience in training young professionals and corporate organisations on how to improve soft skills and build interpersonal relationships through effective communication.
He also works with students and job aspirants offering career guidance, preparing them for job interviews and group discussions and teaching them how to make effective presentations.... more
Asked by Anonymous - Apr 12, 2024Hindi
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Career

What should I do after Btec Mechanical engineering having backlog but have diploma in mechanical engineering

Ans: Sorry ..Did I get you right you have done Btech Mech Eng and have back logs.. Clear the back log at the earliest.

In the meanwhile with your Dip. Mech Eng you must design an attractive not more than 2 page resume, go to mech, auto, aviation & allied eng company websites go to careers ..look for vacancies apply for a job.

Bingo.. You will be employed!?
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I have completed my diploma in mechanical engineering now I am thinking to do btech what do you suggest to do
Ans: Deciding whether to pursue a Bachelor of Technology (B.Tech.) degree after completing your diploma in mechanical engineering depends on several factors, including your career goals, personal circumstances, and aspirations. A B.Tech. degree can significantly enhance your career prospects and open up opportunities for higher-level positions, increased responsibilities, and better salary packages. With a B.Tech. degree, you may have access to a broader range of job roles and industries compared to having just a diploma. B.Tech programs often offer opportunities for specialization in specific areas of mechanical engineering, such as automotive engineering, aerospace engineering, thermal engineering, manufacturing engineering, or robotics. Consider your interests and career goals when choosing a specialization that aligns with your aspirations. In many industries, having a B.Tech. degree is considered a standard qualification for engineering roles, and it may be a requirement for certain positions or career advancements. Holding a B.Tech. degree can enhance your credibility and professional recognition within the field of mechanical engineering. Pursuing a B.Tech. degree provides you with a more comprehensive and in-depth understanding of mechanical engineering concepts, principles, and applications compared to a diploma program. You'll have access to advanced coursework, laboratory facilities, and faculty expertise that can enrich your learning experience. Many B.Tech programs offer flexible study options, including part-time, evening, or online classes, which can allow you to continue working while pursuing your degree. Consider the flexibility of different B.Tech. programs and how they align with your current commitments and lifestyle. Evaluate the cost of pursuing a B.Tech. degree, including tuition fees, study materials, and other expenses. Consider whether you have the financial resources to support your education or if you'll need to explore scholarships, financial aid, or student loans to fund your studies. 

Ultimately, the decision to pursue a B.Tech. degree after completing your diploma in mechanical engineering depends on your individual goals, interests, and circumstances. Take the time to weigh the pros and cons, explore different B.Tech. programs, and consider how each option aligns with your aspirations for your career in mechanical engineering.

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Hi Experts, I seek your guidance on my mutual fund portfolio. Below are the details: Total Portfolio Details: - Total Invested Amount: ?15,76,159 - Current Value: ?19,35,234 - Total Returns: ?3,59,075 (+22.78%) - XIRR: 20.75% Monthly SIP Contribution: ?1,18,000 Breakdown of monthly SIP contributions across funds: 1. Parag Parikh Flexi Cap Fund Direct Growth – ?30,000 2. SBI Large & Midcap Fund Direct Plan Growth – ?15,000 3. SBI Magnum Mid Cap Fund Direct Plan Growth – ?20,000 4. Nippon India Large Cap Fund Direct Growth – ?30,000 5. Nippon India Small Cap Fund Direct Growth – ?7,500 6. ICICI Prudential Technology Direct Plan Growth – ?10,000 7. Quant Small Cap Fund Direct Plan Growth – ?7,500 8. HSBC Small Cap Fund Direct Growth – ?5,000 9. Edelweiss US Technology Equity Fund of Funds Direct Growth – ?5,000 Can you suggest if I am on track to create 5 CR corpus in 10 years I have ?25 lakh invested in a Fixed Deposit (FD) in my mother’s account, earning an interest rate of 7.75%, to generate tax-free returns. Additionally, I’m planning to purchase a plot worth ?30–50 lakh in the next 1–2 years. Is it a good idea to keep the money in FD for now, or are there better short-term investment options I should consider to maximize returns while keeping the funds accessible for my future purchase? Looking forward to your suggestions! Thank you!
Ans: Hello;

Your monthly sip value adds upto 1.3 L however you have claimed it to be 1.18 L. (Maybe a typo).

Existing corpus(19.35 L) and monthly sip (1.3 L) won't reach 5 Cr in 10 years.

You have two options to make it happen:

1. Increase monthly sip amount to 1.9 L.

2. Top-up current monthly SIP of 1.3 L by minimum 10% each year for 10 years.

Both ways will lead you to a corpus of 5 Cr over 10 years.

You may consider money market mutual funds for parking your funds for a 1 year horizon. Returns may be comparable to FD returns but with flexibility to withdraw anytime. They typically have low to moderate risk.

Happy Investing;
X: @mars_invest

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Is doing BBA + Law (Honors) from BITS Law is worth
Ans: Anju, prior to addressing the question, I would like to draw your attention to a recent article in 'The Times of India' which indicates that a majority of law graduates tend to favor employment in corporate settings over practicing in courts. Now, coming to your question, please note, BITS Law School's BBA + LLB (Hons) program is a 5-year program that combines business administration with legal studies. The program focuses on areas such as corporate law, intellectual property, business laws, and dispute resolution. The program offers a strong multidisciplinary approach, preparing students for careers in corporate law, legal consultancy, and management. Its strengths include a business + legal acumen curriculum, industry-driven curriculum, and a reputation for excellence in education and placement opportunities. However, it lacks the legacy and alumni network of top-tier law schools and can be expensive. Career opportunities include corporate and business law, management roles, consulting, entrepreneurship, academia/research, international arbitration, cyber and technology law, corporate governance, and intellectual property rights. The program is worth considering if you aim for a corporate or business law career, are comfortable with the cost and value of the BITS brand, and have excellent industry connections and internships. Build your profile well by the time you complete your BBA+LLB & improve your all other skills required. All the BEST for Your Prosperous Future.

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