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Shekhar

Shekhar Kumar  |149 Answers  |Ask -

Leadership, HR Expert - Answered on Apr 26, 2024

Shekhar Kumar is an HR, talent, and client acquisition leader at Star Engicon Private Limited (SEPL). He has 18 years of expertise in the search and placement of executive leadership talent across various industries.
He has also mentored middle and senior management professionals for leadership positions and guided them in career development.
Shekhar has a bachelor's degree in business management from Magadh University, Bihar, and a master's degree in human resource management from Annamalai University, Tamil Nadu.... more
Vineet Question by Vineet on Apr 13, 2024Hindi
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I have completed my diploma in mechanical engineering now I am thinking to do btech what do you suggest to do

Ans: Deciding whether to pursue a Bachelor of Technology (B.Tech.) degree after completing your diploma in mechanical engineering depends on several factors, including your career goals, personal circumstances, and aspirations. A B.Tech. degree can significantly enhance your career prospects and open up opportunities for higher-level positions, increased responsibilities, and better salary packages. With a B.Tech. degree, you may have access to a broader range of job roles and industries compared to having just a diploma. B.Tech programs often offer opportunities for specialization in specific areas of mechanical engineering, such as automotive engineering, aerospace engineering, thermal engineering, manufacturing engineering, or robotics. Consider your interests and career goals when choosing a specialization that aligns with your aspirations. In many industries, having a B.Tech. degree is considered a standard qualification for engineering roles, and it may be a requirement for certain positions or career advancements. Holding a B.Tech. degree can enhance your credibility and professional recognition within the field of mechanical engineering. Pursuing a B.Tech. degree provides you with a more comprehensive and in-depth understanding of mechanical engineering concepts, principles, and applications compared to a diploma program. You'll have access to advanced coursework, laboratory facilities, and faculty expertise that can enrich your learning experience. Many B.Tech programs offer flexible study options, including part-time, evening, or online classes, which can allow you to continue working while pursuing your degree. Consider the flexibility of different B.Tech. programs and how they align with your current commitments and lifestyle. Evaluate the cost of pursuing a B.Tech. degree, including tuition fees, study materials, and other expenses. Consider whether you have the financial resources to support your education or if you'll need to explore scholarships, financial aid, or student loans to fund your studies. 

Ultimately, the decision to pursue a B.Tech. degree after completing your diploma in mechanical engineering depends on your individual goals, interests, and circumstances. Take the time to weigh the pros and cons, explore different B.Tech. programs, and consider how each option aligns with your aspirations for your career in mechanical engineering.
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Dear Sir, I have another question: I have been investing in the Bajaj Allianz Life Goal Assurance Plan for the past five years, which is a combination of insurance and investment. The total premium payment duration is 10 years, with a SIP of ?10,000 per month, followed by a lock-in period of an additional 5 years So far, my monthly contributions of ?10,000 have grown to ?9.40 lakhs, with an approximate CAGR of 16%, although the insurance coverage remains at ?12 lakhs. Initially, I did not have much knowledge but continued investing due to the plan’s market-linked structure. For the first five years, my funds were allocated to Pure Stock II and Equity Growth funds basically large-cap. Recently, mid-cap and small-cap index funds were also added to their portfolio. Now that I’ve completed 5 years of investing in large-cap components, I am considering allocating the remaining 5 years to mid-cap and small-cap funds, without increasing the SIP. This would be done through a fund switch from large-cap to mid-cap and small-cap or by dividing the allocation equally—25% each across pure-stock, equity growth, mid-cap, and small-cap funds. Would you recommend this strategy while allowing the large-cap corpurs from the first 5 years to grow at their own pace and remaining 5 years switched into mid-cap/small-cap. Since the policy will mature in 2034, this gives me ample time for the investment to grow, allowing the corpus to build significantly over the remaining years
Ans: Since you are looking for 10 year time horizon, I recommend you divide the allocation equally(25%) across pure stock, equity growth, midcap index and small cap quality index funds.

Happy Investing!!

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Radheshyam

Radheshyam Zanwar  |892 Answers  |Ask -

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Sep 19, 2024

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I am bsc cbz(chemistry botany zoology) 2nd semester student in bikaner rajasthan and my age is 22 and general category and want to pursue research msc than phd but confused about the scope in india in research field i am from middle class family . I dont want to become a school/ coaching teacher but can look for assistant professor and i am not interested in doing msc in chemistry or physics want to do in biotechnology microbiology etc. please help me ????????
Ans: Hello APRK.
You can pursue an M.Sc. and aim to go for P.Hd. There is a lot of scope for research field in India. To become an assistant professor, you must have a minimum qualification of M.Sc. If you are not interested in M.Sc. Chemistry / Physics, then you can go with Biotechnology Microbiology. This is also a good option for you.
In my opinion, there is no point in diversifying yourself without any reason. The correct path is B.Sc. then M.Sc. and then P.Hd. Join as an assistant professor in any college and even though you don't want to join any school/college, you can join any big coaching center or start your coaching. Without any confusion at this stage, just focus on your B.Sc. and try to excel In it with a high %tile for a better future in PG and P.Hd. While pursuing a B.Sc., if possible join some computer courses related to AI, Website development, Mastering Excel, Business Automation, etc. to have an added advantage from a job placement point of view.

If you are dissatisfied with the reply, please ask again without hesitation.
If satisfied, please like and follow me.
Thanks.

Radheshyam

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