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Sushil

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Study Abroad Expert - Answered on May 27, 2024

Sushil Sukhwani is the founding director of the overseas education consultant firm, Edwise International. He has 31 years of experience in counselling students who have opted to study abroad in various countries, including the UK, USA, Canada and Australia. He is part of the board of directors at the American International Recruitment Council and an honorary committee member of the Australian Alumni Association. Sukhwani is an MBA graduate from Bond University, Australia. ... more
Asked by Anonymous - Mar 25, 2024Hindi
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Career

My son wants to go for masters (Robotics/Automation/Industrial engg) in UK or Germany. What would be the best country to do his masters and get PR without any hassles? How will be the job opportunities in these countries for the course he did?

Ans: Hello,

To begin with, thank you for contacting us. I am happy to hear that your son aspires to pursue his Masters in Robotics/Automation/Industrial Engineering in the UK or Germany. To answer your question first, I would like to let you know that several variables, including possibilities for employment following graduation and permanent residency (PR) need to be taken into account when deciding between Germany and the UK for pursuing a Masters in Robotics, Automation, or Industrial Engineering.

I would like to tell you that Germany and the UK both are renowned for having robust engineering and technology industries with outstanding educational programs and research possibilities offered in these fields. Nevertheless, with regard to gaining permanent residency, Germany has simpler procedures than the UK.

Germany’s immigration laws, especially the Blue Card scheme, aims to attract competent laborers, including graduates from universities in Germany. On competing their Masters degrees in Germany, students have the chance to prolong their residence permits for the purpose of seeking employment and finally switch to a Blue Card, which can result in permanent residency.

The UK on the contrary, has modified its immigration laws recently, implementing a points-based system that gives preference to highly qualified personnel. Although overseas students are permitted to remain in the UK for a brief period of time following graduation in order to seek work, the routes to obtaining permanent residency are more difficult and competitive in comparison to Germany.

I would like to let you know that both the nations have booming engineering sectors that provide a wealth of work opportunities, nevertheless, the manufacturing industry in Germany is particularly strong with several jobs in automation, robotics, and industrial engineering. An abundance of opportunities for graduates in these sectors are offered by Germany’s robust industrial sector, including well-known corporations viz., Volkswagen, Siemens, and Bosch.

The UK also boasts a thriving engineering industry, particularly in aerospace, automotive, and technology. Nevertheless, employment prospects for overseas graduates in the UK may be impacted by Brexit concerns and its possible effects on immigration and employment laws.

Lastly, while outstanding possibilities to pursue a Master’s degree in Robotics, Automation, or Industrial Engineering are offered by both Germany and the UK, a more simpler route to obtain permanent residency and ample employment prospects in these sectors may be offered by Germany. Nevertheless, in order to make an educated choice depending on your son’s aspirations and situation, I would recommend that you conduct an extensive study on certain courses, universities, and well as labor markets in both the nations.

For more information, you can visit our website: www.edwiseinternational.com

You can also follow us on our Instagram page: edwiseint
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Sushil

Sushil Sukhwani  | Answer  |Ask -

Study Abroad Expert - Answered on Jan 04, 2024

Asked by Anonymous - Jan 03, 2024Hindi
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Hello Sushil, I am regular reader of your responses off late the found your explanations and details to be very helpful. Thank you for your service to general public. My son is in last year of his UG engineering and will batch out in June 2024. He want to pursue masters in robotics and automation. Can you please suggest good overseas colleges to explore, also considering economy of the course fee and living. Thank you in advance.
Ans: Hello,

To begin with, thank you for contacting us. I am glad to hear that your son is currently studying in the final year of his Bachelor’s of Technology (B.Tech) in Engineering and aspires to pursue his Master’s in Robotics and Automation. To answer your question first, I would like to tell you that there are a number of outstanding overseas universities that are well-regarded for the robotics and automation programs they offer that are also affordable in terms of program costs and living expenses. You would be glad to know that universities viz., ETH Zurich, Carnegie Mellon University, and the University of Pennsylvania, are known worldwide for their programs in robotics. A number of scholarships and funding sources are offered by these institutions to international students studying there. Moreover, EU or EEA students are provided superior education at comparatively lower tuition costs, by universities in Sweden and Germany, viz., KTH Royal Institute of Technology, and Technical University of Munich. To find the options that best resonate with your son’s choices as well as monetary constraints, I would recommend that you conduct an extensive study on particular course offerings, the living expenses in these regions, as well as possibilities for financial assistance.

For more information, you can visit our website.

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Sushil Sukhwani  | Answer  |Ask -

Study Abroad Expert - Answered on Jan 13, 2024

Asked by Anonymous - Jan 04, 2024Hindi
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My son completed B.E. in Electronics And Telecommunications. Now he want to do MS in Robotics Hardware. Is Germany best for Robotics? Please Suggest Universities
Ans: Hello,

To begin with, thank you for contacting us. I am happy to hear that your son has completed his Bachelor’s of Engineering in Electronics and Telecommunications and now intends pursuing MS in Robotics Hardware. To answer your question first, I would like to tell you that owing to its well-known programs in engineering and technology, Germany is a great place to pursue a Master's degree in Robotics Hardware. A number of leading universities renowned for their prowess in automation and robotics viz., the University of Freiburg, Technical University of Munich, and University of Stuttgart, are located in Germany. Outstanding robotics hardware programs, blending theoretical understanding with real-world application are provided by these colleges. Moreover, Germany is an excellent place for students who wish to succeed in the robotics hardware domain owing to its close linkages with the industry as well as concentration on research. In order to find the match that best resonates with your son’s educational and professional objectives, I would recommend that he conducts a comprehensive study on the experience of the faculty members, looks into the specific details of the program he intends pursuing, as well as the entry prerequisites set by these institutions.

For more information, you can visit our website.

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What should I do after my bsc in medical
Ans: Hello Priyanka.
It is not clear whether either of you has completed your B.Sc. in Medical or not. But I am assuming that you are presently pursuing it. The scope of this branch is wide. Either you can pursue the job, or you can start your own business. However, I would like to suggest that if possible, you do a DMLT course to start an authentic lab. Working as a technician or technical assistant may not boost your career to a great extent, and the salary may also not increase proportionately. Hence, it is better to add a course with a B.Sc. that will help you start your business. With a small capital, you can even start a business selling surgical items, which could turn into a big business in just a few years. Best of luck for your upcoming future.
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Ramalingam

Ramalingam Kalirajan  |7606 Answers  |Ask -

Mutual Funds, Financial Planning Expert - Answered on Jan 22, 2025

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Where should I invest Rs. 50000 in Index mutual fund or in ETF?
Ans: When deciding between Index Mutual Funds, ETFs, and actively managed diversified equity funds, actively managed funds often stand out. Let’s analyse why active diversified equity funds are a better option for your Rs. 50,000 investment.

Understanding Index Funds and ETFs
Index Funds: These passively replicate an index like NIFTY 50 or SENSEX. They aim to match the market’s performance, not beat it.

ETFs (Exchange Traded Funds): Similar to index funds but trade like stocks on exchanges. They require a Demat account.

Disadvantages of Index Funds and ETFs
Limited Returns Potential
Index funds and ETFs only track the market.
They cannot outperform the benchmark, even when market conditions allow for superior performance.
No Protection in Market Downturns
Index funds replicate the index, so they fall equally during market downturns.
Active funds may reduce losses with better sector and stock allocation.
Lack of Professional Judgment
Index funds follow pre-set rules, ignoring company-specific fundamentals.
Actively managed funds use professional fund managers who adjust portfolios to maximise gains.
Hidden Costs in ETFs
ETFs may seem cost-effective but involve additional brokerage and Demat account charges.
Liquidity issues can lead to price variations between the market price and NAV.
Benefits of Active Diversified Equity Funds
Potential for Superior Returns
Experienced fund managers aim to outperform the benchmark.
They carefully select high-potential stocks across sectors and market caps.
Flexibility in Stock Selection
Active funds are not restricted to index stocks.
They pick companies with strong fundamentals, growth prospects, and attractive valuations.
Downside Protection
Fund managers can reduce exposure to risky sectors during market downturns.
This minimises losses compared to passive funds.
Tax Efficiency with Strategic Planning
Gains can be optimised with periodic review and rebalancing.
Active funds often deliver better after-tax returns over the long term.
Why Rs. 50,000 Fits Well in Active Diversified Equity Funds
A one-time investment of Rs. 50,000 deserves active management for maximised growth.
Over 5–10 years, active funds are better positioned to beat inflation and create wealth.
Suggested Allocation for Active Diversified Equity Funds
Large-Cap Equity Funds (30%-40%): Stability and consistent returns.
Flexi-Cap Equity Funds (40%-50%): Flexibility to invest across market caps.
Mid-Cap Equity Funds (20%-30%): Higher growth potential with moderate risk.
Key Considerations
Stay invested for at least 7–10 years for compounding benefits.
Review performance annually and rebalance if needed.
Avoid chasing short-term trends or reacting to market noise.
Final Insights
Index funds and ETFs are suitable for certain scenarios, but they lack active management benefits. By investing Rs. 50,000 in actively managed diversified equity funds, you can maximise returns, minimise risks, and benefit from professional expertise.

Best Regards,

K. Ramalingam, MBA, CFP,

Chief Financial Planner,

www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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