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How to implement my banking idea for the benefit of soldiers?

Ramalingam Kalirajan |9854 Answers |Ask -Follow

Mutual Funds, Financial Planning Expert - Answered on Oct 04, 2024

Ramalingam Kalirajan has over 23 years of experience in mutual funds and financial planning.
He has an MBA in finance from the University of Madras and is a certified financial planner.
He is the director and chief financial planner at Holistic Investment, a Chennai-based firm that offers financial planning and wealth management advice.... more

Question by RAJESH on Oct 04, 2024Hindi

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Thanking sir for your good response but still I am satisfied with my banking idea but how could I able to do this for our jawans. Please direct me in this regard from other side. Can we approch with banks with my ideas but they will not agree however I am very sure about it and in future it will give us better and better results not for jawans for anyone.

Ans: Persistence and a clear presentation of your vision can make a difference.

Best Regards,
K. Ramalingam, MBA, CFP,
Chief Financial Planner,
www.holisticinvestment.in
https://www.youtube.com/@HolisticInvestment

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Baqar Iftikhar Naqvi |114 Answers |Ask -Follow

Start-up Mentor - Answered on Feb 25, 2024

Question by Syed - Feb 25, 2024Hindi

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I'm Zubair, I want to o start a private bank in India where I can provide interest free loans and ask the customers to tie up their salary account with us. Also to provide loan to businesses and earn profit from from then instead of asking interest. This I believe will have a tough competition with existing banks in India. How does this idea sounds to you. Please guide me. I won't be mentioning Islamic Banking tho as u know how people might not be intrested so just wanta to start as a private bank but most of the features will be Islamic.

Ans: Banking is a very regulated sector in India and you will find it very very tough to compete with the current banks as well as the system to do it. What you are wanting to do May not even be possible withing the current system, where there is a cost of money and hence you cannot give interest free loans to people. Check out the possibility of doing this from the regualtory perspective, before anything else. Anyways I think it is a very uphill task even if technically possible. So I would suggest you focus your ebergies on something else

Baqar Iftikhar Naqvi |114 Answers |Ask -Follow

Start-up Mentor - Answered on Mar 29, 2024

Question by Syed - Feb 25, 2024Hindi

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Hi, I'm Zubair. I'm want to change the banking sector, I want to open an Islamic banking tho not mentioning the name as such coz people might not be interested to bank with as it's related to Muslim,but the concepts and features will be same. I want to lend money without interest so that customers can approach us instead of other banks, therefore building a strong competition,will lend money to businesses and earn profit sharing instead of interest. Will this be a change in Indian customers and is this sounding good? Please advise. Much thanks.

Ans: I am not a banking sector expert, but as i understand, Indian banking sector is highly regulated. You may not be able to do any of these things. Please check teh feasiblity of this from a regulatory and legality point first.

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Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Priyanka's - Jul 26, 2025Hindi

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Hello sir, I am non Maharashtrian and have a jee mains 95.6%ile and MHT CET %ile is 98.17. Is there any good option for me to get admission in Maharashtra colleges? Currently I got admission in CSE in JIIT NOIDA. Need your suggestion. Thanks in advance

Ans: Hello dear.
Try for CSE in top Maharashtra colleges like VIT Pune, PICT, or COEP via the All India quota, which can be better than JIIT Noida.

Good luck.
Follow me if you receive this reply.
Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Arushi - Jul 26, 2025Hindi

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Sir I am arushi I have got 96.21 percentile in jee mains and ews rank 8083 crl - 57404 home state up Will there are chances to get nit/ iiits Cse/ece/ electrical branch. Also how is production and industrial engineering at mnnit Allahabad . Minning engineering at nit rourkela or at nit surathkal is best. Integrated msc in mathematics at nit rourkela should i take it ?

Ans: Hello Arushi
(1) You might have a better chance of getting lower-tier NITs and several IIITs for branches like ECE or Electrical, but getting CSE in top NITs can be challenging. (2) Consider IIITs such as Nagpur, Pune, or other lower-tier IIITs for CSE. Production & Industrial Engineering at MNNIT Allahabad is strong. (3) Mining at Surathkal is generally regarded as better. The integrated MSc Mathematics at NIT Rourkela is academically valuable but has limited core placements, so choose it only if you’re interested in higher studies or research.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Yash - Jul 26, 2025Hindi

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Sir my son got 84.69% in diploma computer engineering from Jalgaon maharashtra, our native was Akurdi-Pune so we are looking college in pune for admission to direct second year of BE/BTECH in computor engg/ science branch.Pl. suggest which college from pune match with above percentage marks (84.69%).Our categary - open & ranking- 11408 aldo for EWS ranking was - 940.pl.suggest college.

Ans: Hello Yash.
Your son has chances in DY Patil Akurdi, PCCOE, AISSMS, or PICT, etc, through the DTE Maharashtra CAP rounds.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Kanika - Jul 26, 2025Hindi

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Sir My rank is 160558 in jee mains which college can I get for cse or ai ml??

Ans: Hello dear
Target lower-tier NITs (via CSAB), newer IIITs, GFTIs, or good state/private colleges like SRM, Manipal, or MIT-WPU for CSE or AI/ML.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Asked by Anonymous - Jul 26, 2025Hindi

Career

Which is better for my son and why. CSE at iiit Jabalpur or ECE at RVCE bengaluru

Ans: Hello dear
CSE @ IIIT Jabalpur is better due to a stronger tech focus, better coding culture, and superior placement opportunities in software roles compared to ECE at RVCE. The final choice will be yours.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Jay - Jul 26, 2025Hindi

Career

JEE main rank 9283 open category Home state U.P ke liye CSAB counselling me best choice filling kya honi chahiye please help

Ans: Hello dear.
Prioritize top NITs like Trichy, Surathkal, Warangal, and top IIITs (e.g., Hyderabad, Delhi) for CS/IT in CSAB counselling.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Asked by Anonymous - Jul 26, 2025Hindi

Career

I want a review of Deccan education society's engineering college. And which college is good for CSE or IT?? DY patil akurdi, AISSMS, MMCOE 78 percentile in MHT-CET

Ans: Hello dear.
Deccan is a good college. For CSE, prefer either Dy Patil or AISSM. However, it is recommended to visit the campuses of these institutes before finalising your decision or filling out the preferences.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Khushyali - Jul 26, 2025Hindi

Career

Sir thapar cse or upes cse with ai specialisation? Better placements and academics?

Ans: Hello Khushyali
Prefer CSE AI @ UPES if possible.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Asked by Anonymous - Jul 26, 2025Hindi

Career

Sir mujhe ek query thi aaj se MHT cet counciling ki choice filling start hogyi h Me apna background batata hu Me maharashtra ka candidate hu mera domicile yahi ka hai Pr meri MHT cet exam acchi nhi gyi thi mujhe low score hai usme Or jee main acchi gyi thi toh mujhe jee main ke through choice filling krni h toh voh samaj nhi arha kaise karna h kya Krna h kaha aayega voh option Me maharashtra candidate hu still mujhe all india wale se Krna toh please jaldi bataiye sir

Ans: Hello dear
You need to log in to the MHT CET counselling portal and select the "JEE Main" option under the choice filling section to apply through the All India quota, even if you are a Maharashtra domicile candidate. Otherwise, take the help of any expert/counsellor near your home.

Good luck.
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Radheshyam

Radheshyam Zanwar |5846 Answers |Ask -Follow

MHT-CET, IIT-JEE, NEET-UG Expert - Answered on Jul 26, 2025

Question by Shreyas - Jul 26, 2025Hindi

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ECE in NIT calicut and CSE in IIIT Dharwad which is best

Ans: Hello dear
Prefer CSE @ IIIT Dharwad if possible.

Good luck.
Follow me if you receive this reply.
Radheshyam

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DISCLAIMER: The content of this post by the expert is the personal view of the rediffGURU. Investment in securities market are subject to market risks. Read all the related document carefully before investing. The securities quoted are for illustration only and are not recommendatory. Users are advised to pursue the information provided by the rediffGURU only as a source of information and as a point of reference and to rely on their own judgement when making a decision. RediffGURUS is an intermediary as per India's Information Technology Act.

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