Thank you very much sir for your support and advice

Ans: Dear Anonymous,
I understand that you are in a lot of pain and indeed, cheating is unforgivable. You have been together for a long time and it is only natural that this betrayal would hurt you a lot. His reason for getting involved with another person, though there might be some truth to it, is still completely inexcusable. But, if you are still willing to give it another shot, the relationship has to start with a clean slate. More often than not, couples who want to make it work even after a case of infidelity in someone's part, cannot let go of that part. Though understandable, it isn't healthy and it inevitably leads to a breakup, an even bitter one than expected. So, discuss the event with your partner; let him know that you have not forgiven him yet but for the sake of the length of this relationship, you are willing to try and sort things out. If it was indeed out of loneliness, focus on that first. Effort has to be from both sides, though his a little more than yours. But if, at any time, you feel that you do not want to do this, you can reconsider. Trust, once broken, takes some time to heal. Give yourself that time and space. Don't jump into the relationship again- if it's meant to be, it will wait.

Best Wishes.

Ans: A- Dear Anonymous,
It is always a gamble, even in a love marriage. But there are a few general things to check before committing to an arranged marriage alliance-
See if your core values and outlook match. It is important to be compatible in this front to have a healthy long-term relationship.
Find out if you have some shared interests. While it is true that too much similarity can be boring, there should be some to keep things in balance.
Discuss goals and wishes to see if you are in the same page.

Even after all of these, there is no definitive way of figuring out if they are the one. It is more of an abstract feeling than something that can be put into words. If you get that feeling, you are all set.

Hope this helps.

Ans: Afaq, preferably CSE with Specialization in Data Science or AI & DS. All the BEST for Your Prosperous Future.

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Ans: Here are some suggestions for your Son who is interested in building a career in Geography.

Academic Pathways: 11th & 12th Grade: Geography and Science subjects can be combined. Undergraduate Studies: B.A./B.Sc. in Geography or B.Sc. in Geoinformatics are ideal. Postgraduate Studies: M.Sc. in Geoinformatics, Remote Sensing, or GIS.

Career Options:
(1) Geoinformatics and GIS Specialist: Manage and analyze spatial data for urban planning, agriculture, environment conservation, and disaster management.
(2) Cartographer: Create digital maps and models using satellite data.
(3) Remote Sensing Analyst: Analyze land usage, environmental changes, and agricultural patterns.
(4) Urban and Regional Planner: Use GIS to design sustainable urban infrastructure.
(5) Environmental Consultant: Use geospatial data to assess environmental impact.
(6) Surveyor and Geodesist: Measure Earth’s shape for infrastructure development or scientific research.
(7) Academia and Research: Opportunities in teaching Geography or researching climate change, ecosystem management, or spatial technologies.

Relevant Skills and Certifications: GIS Software Proficiency: Knowledge of GIS software like ArcGIS, QGIS, and ERDAS, Programming and Data Analysis: Basic understanding of Python or R, Remote Sensing: Familiarity with remote sensing technologies.

Key Institutes for Geography and Geoinformatics in India: Indian Institute of Remote Sensing (IIRS), Dehradun, Indian Institute of Technology (IIT), Symbiosis Institute of Geoinformatics, Pune, University Departments: Jawaharlal Nehru University (JNU), Delhi University, and Madras University.

Emerging Areas and Career Prospects: Smart Cities and Urban Development, Climate and Environmental Studies, Agriculture and Natural Resources Management.

Professional Certification Programs: Organizations like the Indian Society of Remote Sensing (ISRS) and the Geographic Information System Certification Institute (GISCI). All the BEST for Your Prosperous Future.

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Ans: Yes Vinay Sir, She will be treated as a NRI only. All the BEST for Your Prosperous Future.

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Ans: Hi Reshma,

What exactly do you need from my side?

As you know, both fields are different and each requires practice to gain expertise. BDS (Bachelor of Dental Surgery) is an undergraduate program in dentistry, while PharmD (Doctor of Pharmacy) is considered a postgraduate course. After completing a PharmD, one must consider pursuing a doctorate program, and there are currently no specializations available in India. However, abroad, you can claim expertise in a specific department.

On the other hand, after completing BDS, you can pursue a specialization at the postgraduate level and also have the opportunity to open your own clinic.
I have highlighted the most important factors. I believe this information may be sufficient for you to decide the course. If not, please send your query to the Rediff platform.

Ans: You've enrolled in the course and started paying tuition fees, so try not to regret it. Focus on how you can make the most of this investment. While doing your internship, consider looking for part-time jobs at hospitals or exploring remote work opportunities for physicians. Take the time to explore various possibilities. Best of luck!

Ans: Hello;

Through PPFAS flexicap fund you also get exposure to US tech stocks like Alphabet, Microsoft, Amazon and Meta.

My suggestion would be to allocate entirely to PPFAS flexicap fund, monitor performance for 2-3 years and then make changes, if required.

Also my advice would be to shift to Nippon India Multicap Fund.

Happy Investing;

You may follow us on X at @mars_invest for updates.

Ans: Hello;

What is the expected monthly rental from industrial plot and machinery?

Are you currently occupying one of the flats mentioned here or are all of them given on rent?

Also your term life insurance is very low. You should have minimum term insurance cover of 2.4 Cr.

You have good assets in agri land, industrial land, gold, real estate but they are relatively illiquid when need arises hence term insurance cover with riders for critical care and accident benefit are an absolute must!

Considering the home loan tenure of 17 years and 3 small kids in the family to be supported for education and decent lifestyle, I am not sure if you can retire in 7 years timeframe from now.

However I would appreciate your reply to my queries above, before I give my firm view about your retirement in 7 years timeframe.

Best wishes;